US Bank Directory
Banks in Sparks, MD
1 FDIC-insured bank operates 1 office in Sparks, Maryland, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sparks
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Sparks, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sparks
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNB is the only bank with an office in Sparks. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Financial of Maryland Credit Union Credit union · 1
First Financial of Maryland Credit Union has 1 office in Sparks, 10 across Maryland. It is based in Sparks, MD and $1.42 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office72 Loveton Cir, 21152
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FNB Bank · 1
FNB has 1 branch in Sparks, 30 across Maryland and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Sparks Branch at 109 Sparks Valley Rd dates to 2005 in FDIC branch records. It opens on Saturday.
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Sparks Branch109 Sparks Valley Rd, 21152
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Sparks
1 credit union has 1 office here: First Financial of Maryland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sparks page has every office in the state's directory.
Banking in Sparks: the local picture
Short answer: 1 bank runs 1 branch in Sparks according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
FNB has its main office in Greenville, PA, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC.
The only credit union with an office here is First Financial of Maryland Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday.
Banks open on Saturday in Sparks
Short answer: 1 of the 2 Sparks locations with published hours opens on Saturday, run by 1 institution.
- FNB: 1 of 1 branch (109 Sparks Valley Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sparks, and where the nearest one is if they do not.
Short answer: No branches in Sparks: Chase (nearest in Cockeysville, 1 mi), Wells Fargo (nearest in Cockeysville, 1 mi), Bank of America (nearest in Cockeysville, 1 mi), PNC Bank (nearest in Hunt Valley, 1 mi), U.S. Bank, Truist (nearest in Hunt Valley, 1 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bel Air, 16 mi), BMO.
| Bank | In Sparks | Nearest branch if none here |
|---|---|---|
| Chase | None | Cockeysville, 1 mile away |
| Wells Fargo | None | Cockeysville, 1 mile away |
| Bank of America | None | Cockeysville, 1 mile away |
| PNC Bank | None | Hunt Valley, 1 mile away |
| U.S. Bank | None | none in Maryland |
| Truist | None | Hunt Valley, 1 mile away |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Bel Air, 16 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sparks to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sparks residents like anyone else.
Banks near Sparks
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hunt Valley (1 mile) and Cockeysville (2 miles). Towson, 8 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hunt Valley, MD | 1 mi | 5 | 5 |
| Banks in Cockeysville, MD | 2 mi | 5 | 5 |
| Banks in Phoenix, MD | 4 mi | 3 | 3 |
| Banks in Timonium, MD | 5 mi | 8 | 9 |
| Banks in Lutherville Timonium, MD | 5 mi | 4 | 6 |
| Banks in Lutherville, MD | 6 mi | 3 | 3 |
| Banks in Towson, MD | 8 mi | 9 | 14 |
| Banks in Parkville, MD | 9 mi | 4 | 4 |
Bank branch openings and closings in Sparks
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sparks between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sparks
Short answer: 1 institution has its main office in Sparks: First Financial of Maryland Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| First Financial of Maryland Credit Union | Credit union | $1.42 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sparks by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sparks offices.
Short answer: FNB is the largest bank with offices in Sparks, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sparks: FAQ
How many banks are in Sparks, MD?
Sparks has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a FNB in Sparks, MD?
Yes. FDIC data lists 1 FNB branch in Sparks as of September 5, 2026. The address and directions are under FNB above.
Is there a Chase in Sparks, MD?
No. FDIC data lists no Chase branch in Sparks as of September 5, 2026. The nearest is in Cockeysville, about 1 miles away in a straight line.
Which banks in Sparks are open on Saturday?
FNB publishes Saturday hours for one or more Sparks locations. The Saturday section above lists each one with its hours.
Which banks are headquartered in Sparks?
First Financial of Maryland Credit Union has its main office in Sparks, according to the FDIC and the NCUA.
What is the oldest bank in Sparks?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Sparks?
First Financial of Maryland Credit Union has an office in Sparks. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sparks in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sparks?
Nearby cities with more banks include Hunt Valley, Cockeysville, Phoenix. Hunt Valley is 1 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: FNB) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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