US Bank Directory
Banks in Towson, MD
9 FDIC-insured banks operate 14 offices in Towson, Maryland, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Towson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 17 locations in Towson, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 12 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Towson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank has the most locations in Towson, with 4. It is followed by PNC Bank (2), Truist (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
M&T Bank Bank · 4
M&T Bank has 4 branches in Towson, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Towson location is the Towson Branch at 405 Washington Ave, dating to 1958; the newest, at 1005 York Rd, to 1994. 3 of its 4 Towson locations with published hours open on Saturday.
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Towson York Road Branch1005 York Rd, 21204
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Towson Branch405 Washington Ave, 21204
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Hillendale Branch6889 Loch Raven Blvd, 21286
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Ruxton Branch7615 Bellona Ave, 21204
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Towson, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Towson location is the Towson Drive-In Branch at 21 W Pennsylvania Ave, dating to 1952; the newest, at 409 Washington Ave, to 1959. Its published hours do not list Saturday.
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Towson Drive-In Branch21 W Pennsylvania Ave, 21204
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Towson Branch409 Washington Ave, 21204
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 2
Truist has 2 branches in Towson, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Towson location is the York & Washington Branch at 627 York Rd, dating to 1977; the newest, at 1310 E Joppa Rd, to 1988. 1 of its 2 Towson locations with published hours open on Saturday.
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Joppa Road Branch1310 E Joppa Rd, 21286
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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York & Washington Branch627 York Rd, 21204
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Towson, 39 across Maryland and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Towson Branch at 502 Washington Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Towson Branch502 Washington Ave, 21204
Chase Bank · 1
Chase has 1 branch in Towson, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Towson Station Branch at 800 York Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Towson Station Branch800 York Rd, 21204
Farmers and Merchants Bank Bank · 1
Farmers and Merchants Bank has 1 branch in Towson, 9 across Maryland and 9 nationwide. FDIC records list its main office in Upperco, MD and show it operating since 1919. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,170 of 4,232 U.S. banks by total assets. The Towson Commercial Banking Office Branch at 22 West Pennsylvania Avenue dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Towson Commercial Banking Office Branch22 West Pennsylvania Avenue, 21204
First Financial of Maryland Credit Union Credit union · 1
First Financial of Maryland Credit Union has 1 office in Towson, 10 across Maryland. It is based in Sparks, MD and $1.42 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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St. Joseph Branch7601 Osler Dr, 21204
All hours
Mon to Wed 8 am to 2 pm; Thu not published; Fri 8 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Firstrust Savings Bank Bank · 1
Firstrust Savings Bank has 1 branch in Towson, 1 across Maryland and 18 nationwide. FDIC records list its main office in Conshohocken, PA and show it operating since 1934. With $5.62 billion in total assets on June 30, 2026, it ranks No. 261 of 4,232 U.S. banks by total assets. The Towson Branch Office at 32 W Pennsylvania Ave dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Towson Branch Office32 W Pennsylvania Ave, 21204
FNB Bank · 1
FNB has 1 branch in Towson, 30 across Maryland and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Towson Branch at 1 W Pennsylvania Ave dates to 2017 in FDIC branch records. Its published hours do not list Saturday.
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Towson Branch1 W Pennsylvania Ave, 21204
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Peake Credit Union Credit union · 1
Peake Credit Union has 1 office in Towson, 3 across Maryland. It is based in Towson, MD and $534.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office23 W Susquehanna Ave, 21204
All hours
Mon 8 am to 4 pm; Tue not published; Wed 8 am to 4 pm; Thu 8 am to 6 pm; Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
State Employees Cu of Maryland, Inc Credit Union Credit union · 1
State Employees Cu of Maryland, Inc Credit Union has 1 office in Towson, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Secu Credit Union - Towson8603 La Salle Rd, 21286
All hours
Mon to Tue 8 am to 3:30 pm; Wed 8 am to 4:30 pm; Thu 8 am to 3:30 pm; Fri 8 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Towson, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The York Fairmount Branch at 989 Fairmount Ave dates to 1977 in FDIC branch records. Its published hours do not list Saturday.
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York Fairmount Branch989 Fairmount Ave, 21204
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Towson
3 credit unions have 3 offices here: State Employees Cu of Maryland, Inc Credit Union, First Financial of Maryland Credit Union and Peake Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Towson page has every office in the state's directory.
Banking in Towson: the local picture
Short answer: 9 banks run 14 branches in Towson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Towson, 1 elsewhere in Maryland and 8 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 21 W Pennsylvania Ave, dating to 1952; the newest is Farmers and Merchants Bank's at 22 West Pennsylvania Avenue, from 2024.
3 credit unions have 3 offices in Towson, according to the NCUA. Who can join each one is on the credit unions page.
Of the 12 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Towson
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 21204 has the most bank and credit union offices in Towson (14), followed by 21286 (3). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 21204 | 14 | 11 | M&T Bank, PNC Bank, Atlantic Union Bank |
| 21286 | 3 | 3 | M&T Bank, State Employees Cu of Maryland, Inc Credit Union, Truist |
Banks and credit unions open on Saturday in Towson
Short answer: 5 of the 12 Towson locations with published hours open on Saturday, run by 3 institutions.
- M&T Bank: 3 of 4 branches (1005 York Rd: Saturday 9 am to 12 pm, and 2 more)
- Truist: 1 of 2 branches (1310 E Joppa Rd: Saturday 9 am to 12 pm)
- State Employees Cu of Maryland, Inc Credit Union: 1 of 1 office (8603 La Salle Rd: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Towson, and where the nearest one is if they do not.
Short answer: In Towson: Chase (1), Wells Fargo (1), PNC Bank (2), Truist (2). No branches in Towson: Bank of America (nearest in Baltimore, 2 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Baltimore, 9 mi), BMO.
| Bank | In Towson | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| PNC Bank | 2 branches | here |
| Truist | 2 branches | here |
| Bank of America | None | Baltimore, 2 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Baltimore, 9 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Towson to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Towson residents like anyone else.
Banks near Towson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lutherville Timonium (3 miles) and Timonium (3 miles). Baltimore, 6 miles away, has the most banks nearby: 24.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lutherville Timonium, MD | 3 mi | 4 | 6 |
| Banks in Timonium, MD | 3 mi | 8 | 9 |
| Banks in Lutherville, MD | 3 mi | 3 | 3 |
| Banks in Parkville, MD | 3 mi | 4 | 4 |
| Banks in Baltimore, MD | 6 mi | 24 | 146 |
| Banks in Cockeysville, MD | 6 mi | 5 | 5 |
| Banks in Pikesville, MD | 7 mi | 5 | 5 |
| Banks in Hunt Valley, MD | 7 mi | 5 | 5 |
Bank branch openings and closings in Towson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Towson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Towson
Short answer: 1 institution has its main office in Towson: Peake Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Peake Credit Union | Credit union | $534.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Towson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Towson offices.
Short answer: Chase is the largest bank with offices in Towson, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 4 | Buffalo, NY |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| Firstrust Savings Bank | $5.62 billion | No. 261 | 1 | Conshohocken, PA |
| Farmers and Merchants Bank | $874.5 million | No. 1,170 | 1 | Upperco, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Towson: FAQ
How many banks are in Towson, MD?
Towson has 9 banks with 14 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Towson?
M&T Bank, with 4. PNC Bank has 2 and Truist has 2.
Is there a M&T Bank in Towson, MD?
Yes. FDIC data lists 4 M&T Bank branches in Towson as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a PNC Bank in Towson, MD?
Yes. FDIC data lists 2 PNC Bank branches in Towson as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Truist in Towson, MD?
Yes. FDIC data lists 2 Truist branches in Towson as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Bank of America in Towson, MD?
No. FDIC data lists no Bank of America branch in Towson as of September 5, 2026. The nearest is in Baltimore, about 2 miles away in a straight line.
Which banks in Towson are open on Saturday?
M&T Bank, Truist and State Employees Cu of Maryland, Inc Credit Union publish Saturday hours for one or more Towson locations. The Saturday section above lists each one with its hours. 5 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Towson?
Peake Credit Union has its main office in Towson, according to the FDIC and the NCUA.
What is the oldest bank in Towson?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Towson?
State Employees Cu of Maryland, Inc Credit Union, First Financial of Maryland Credit Union and Peake Credit Union have offices in Towson. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Towson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Towson?
Nearby cities with more banks include Lutherville Timonium, Timonium, Lutherville. Lutherville Timonium is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 14 branches: FNB, M&T Bank, PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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