US Bank Directory

Banks in Ridgely, MD

3 FDIC-insured banks operate 3 offices in Ridgely, Maryland.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ridgely

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Ridgely, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ridgely

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Burke & Herbert Bank, Shore United Bank and The Queenstown Bank of Maryland have the most locations in Ridgely, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Burke & Herbert Bank Burke & Herbert Bank & Trust Company · 1 branch · main office Alexandria, VA Bank · 1

Burke & Herbert Bank has 1 branch in Ridgely, 19 across Maryland and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. The Ridgely Branch at 1 W Belle St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Burke & Herbert Bank: profile, branches and contacts
Shore United Bank 1 branch · main office Easton, MD Bank · 1

Shore United Bank has 1 branch in Ridgely, 33 across Maryland and 40 nationwide. FDIC records list its main office in Easton, MD and show it operating since 1876. With $6.15 billion in total assets on June 30, 2026, it ranks No. 247 of 4,232 U.S. banks by total assets. The Tuckahoe Branch at 22151 Wes St dates to 1939 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Shore United Bank: profile, branches and contacts
The Queenstown Bank of Maryland 1 branch · main office Queenstown, MD Bank · 1

The Queenstown Bank of Maryland has 1 branch in Ridgely, 9 across Maryland and 9 nationwide. FDIC records list its main office in Queenstown, MD and show it operating since 1899. With $729.5 million in total assets on June 30, 2026, it ranks No. 1,347 of 4,232 U.S. banks by total assets. The Ridgely Branch at 204 E 6th St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Queenstown Bank of Maryland: profile, branches and contacts

Banking in Ridgely: the local picture

Short answer: 3 banks run 3 branches in Ridgely according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ridgely, 2 elsewhere in Maryland and 1 out of state, according to the FDIC.

The bank with the longest record here is Burke & Herbert Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Shore United Bank's office at 22151 Wes St, dating to 1939; the newest is The Queenstown Bank of Maryland's at 204 E 6th St, from 2009.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ridgely, and where the nearest one is if they do not.

Short answer: No branches in Ridgely: Chase (nearest in Annapolis, 32 mi), Wells Fargo (nearest in Annapolis, 32 mi), Bank of America (nearest in Easton, 15 mi), PNC Bank (nearest in Denton, 6 mi), U.S. Bank, Truist (nearest in Greensboro, 6 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Annapolis, 35 mi), BMO.

BankIn RidgelyNearest branch if none here
ChaseNoneAnnapolis, 32 miles away
Wells FargoNoneAnnapolis, 32 miles away
Bank of AmericaNoneEaston, 15 miles away
PNC BankNoneDenton, 6 miles away
U.S. BankNonenone in Maryland
TruistNoneGreensboro, 6 miles away
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneAnnapolis, 35 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridgely to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridgely residents like anyone else.

Banks near Ridgely

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Denton (6 miles) and Centreville (12 miles). Easton, 14 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Ridgely

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ridgely between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ridgely by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridgely offices.

Short answer: Burke & Herbert Bank is the largest bank with offices in Ridgely, with $10.98 billion in total assets on June 30, 2026, No. 151 among U.S. banks by total assets. Shore United Bank is second with $6.15 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Burke & Herbert Bank$10.98 billionNo. 1511Alexandria, VA
Shore United Bank$6.15 billionNo. 2471Easton, MD
The Queenstown Bank of Maryland$729.5 millionNo. 1,3471Queenstown, MD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ridgely: FAQ

How many banks are in Ridgely, MD?

Ridgely has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ridgely?

Burke & Herbert Bank, with 1. Shore United Bank has 1 and The Queenstown Bank of Maryland has 1.

Is there a Burke & Herbert Bank in Ridgely, MD?

Yes. FDIC data lists 1 Burke & Herbert Bank branch in Ridgely as of September 5, 2026. The address and directions are under Burke & Herbert Bank above.

Is there a Shore United Bank in Ridgely, MD?

Yes. FDIC data lists 1 Shore United Bank branch in Ridgely as of September 5, 2026. The address and directions are under Shore United Bank above.

Is there a The Queenstown Bank of Maryland in Ridgely, MD?

Yes. FDIC data lists 1 The Queenstown Bank of Maryland branch in Ridgely as of September 5, 2026. The address and directions are under The Queenstown Bank of Maryland above.

Is there a Chase in Ridgely, MD?

No. FDIC data lists no Chase branch in Ridgely as of September 5, 2026. The nearest is in Annapolis, about 32 miles away in a straight line.

What is the oldest bank in Ridgely?

Burke & Herbert Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Did any bank branches open or close in Ridgely in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ridgely?

Nearby cities with more banks include Denton, Centreville, Easton. Denton is 6 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds