US Bank Directory

Banks in Chestertown, MD

4 FDIC-insured banks operate 6 offices in Chestertown, Maryland, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Chestertown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 8 locations in Chestertown, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Chestertown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Chesapeake Bank & Trust Co. has the most locations in Chestertown, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Chesapeake Bank & Trust Co. 3 branches · main office Chestertown, MD Bank · 3

The Chesapeake Bank & Trust Co. has 3 branches in Chestertown, 3 across Maryland and 3 nationwide. FDIC records list its main office in Chestertown, MD and show it operating since 1986. With $141.5 million in total assets on June 30, 2026, it ranks No. 3,382 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chestertown location is the Washington Avenue Branch Office at 611 Washington Ave, dating to 1962; the newest, at 501 E Campus Ave, to 2016. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    245 High St, 21620
    Hours: see the bank's site
  • Heron Point Branch
    501 E Campus Ave, 21620
    Hours: see the bank's site
  • Washington Avenue Branch Office
    611 Washington Ave, 21620
    Hours: see the bank's site
The Chesapeake Bank & Trust Co.: profile, branches and contacts
Hanscom Credit Union 2 offices · main office Hanscom AFB, MA Credit union · 2

Hanscom Credit Union has 2 officees in Chestertown, 7 across Maryland. It is based in Hanscom AFB, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Chestertown locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Chestertown
    100 Spring Ave, 21620
    (410) 778-3500Today 9 am to 3 pm
    All hours

    Mon to Thu 9 am to 3 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Chestertown - Wash. Ave
    600 Washington Ave, 21620
    (410) 778-5500Today 9 am to 3 pm
    All hours

    Mon to Thu 9 am to 3 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Hanscom Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Chestertown, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Washington Avenue Branch at 803 Washington Ave dates to 1975 in FDIC branch records. It opens on Saturday.

  • Washington Avenue Branch
    803 Washington Ave, 21620
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Shore United Bank 1 branch · main office Easton, MD Bank · 1

Shore United Bank has 1 branch in Chestertown, 33 across Maryland and 40 nationwide. FDIC records list its main office in Easton, MD and show it operating since 1876. With $6.15 billion in total assets on June 30, 2026, it ranks No. 247 of 4,232 U.S. banks by total assets. The Washington Square Branch at 899 Washington Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Washington Square Branch
    899 Washington Ave, 21620
    Hours: see the bank's site
Shore United Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Chestertown, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Chestertown Branch at 501 Washington Ave dates to 1966 in FDIC branch records. It opens on Saturday.

  • Chestertown Branch
    501 Washington Ave, 21620
    (410) 778-2900Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Chestertown

1 credit union has 2 offices here: Hanscom Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chestertown page has every office in the state's directory.

Banking in Chestertown: the local picture

Short answer: 4 banks run 6 branches in Chestertown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Chestertown, 1 elsewhere in Maryland and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is The Chesapeake Bank & Trust Co.'s office at 611 Washington Ave, dating to 1962; the newest is The Chesapeake Bank & Trust Co.'s at 501 E Campus Ave, from 2016.

The only credit union with an office here is Hanscom Credit Union.

Of the 4 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Chestertown

Short answer: 2 of the 4 Chestertown locations with published hours open on Saturday, run by 2 institutions.

  • PNC Bank: 1 of 1 branch (803 Washington Ave: Saturday 9 am to 1 pm)
  • Truist: 1 of 1 branch (501 Washington Ave: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Chestertown, and where the nearest one is if they do not.

Short answer: In Chestertown: PNC Bank (1), Truist (1). No branches in Chestertown: Chase (nearest in Nottingham, 23 mi), Wells Fargo (nearest in Abingdon, 21 mi), Bank of America (nearest in Aberdeen, 21 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Essex, 22 mi), BMO.

BankIn ChestertownNearest branch if none here
PNC Bank1 branchhere
Truist1 branchhere
ChaseNoneNottingham, 23 miles away
Wells FargoNoneAbingdon, 21 miles away
Bank of AmericaNoneAberdeen, 21 miles away
U.S. BankNonenone in Maryland
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneEssex, 22 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chestertown to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chestertown residents like anyone else.

Banks near Chestertown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Centreville (13 miles) and Edgewood (20 miles). Abingdon, 22 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Chestertown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chestertown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Chestertown

Short answer: 1 institution has its main office in Chestertown: The Chesapeake Bank & Trust Co..

InstitutionTypeTotal assets, June 30, 2026Offices here
The Chesapeake Bank & Trust Co.Bank$141.5 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Chestertown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chestertown offices.

Short answer: PNC Bank is the largest bank with offices in Chestertown, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
Shore United Bank$6.15 billionNo. 2471Easton, MD
The Chesapeake Bank & Trust Co.$141.5 millionNo. 3,3823Chestertown, MD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chestertown: FAQ

How many banks are in Chestertown, MD?

Chestertown has 4 banks with 6 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Chestertown?

The Chesapeake Bank & Trust Co., with 3. PNC Bank has 1 and Truist has 1.

Is there a The Chesapeake Bank & Trust Co. in Chestertown, MD?

Yes. FDIC data lists 3 The Chesapeake Bank & Trust Co. branches in Chestertown as of September 5, 2026, the main office at 245 High St. Its branches are listed under The Chesapeake Bank & Trust Co. above, with the address and directions for each.

Is there a PNC Bank in Chestertown, MD?

Yes. FDIC data lists 1 PNC Bank branch in Chestertown as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Truist in Chestertown, MD?

Yes. FDIC data lists 1 Truist branch in Chestertown as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Chestertown, MD?

No. FDIC data lists no Chase branch in Chestertown as of September 5, 2026. The nearest is in Nottingham, about 23 miles away in a straight line.

Which banks in Chestertown are open on Saturday?

PNC Bank and Truist publish Saturday hours for one or more Chestertown locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Chestertown?

The Chesapeake Bank & Trust Co. has its main office in Chestertown, according to the FDIC.

What is the oldest bank in Chestertown?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Chestertown?

Hanscom Credit Union has an office in Chestertown. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Chestertown in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chestertown?

Nearby cities with more banks include Centreville, Edgewood, Chester. Centreville is 13 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 6 branches: PNC Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds