US Bank Directory

Banks in Mechanicsville, MD

1 FDIC-insured bank operates 1 office in Mechanicsville, Maryland.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Mechanicsville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Mechanicsville, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mechanicsville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America is the only bank with an office in Mechanicsville. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Mechanicsville, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Mechanicsville Branch at 28250 Three Notch Rd dates to 1920 in FDIC branch records. It opens on Saturday.

  • Mechanicsville Branch
    28250 Three Notch Rd, 20659
    (301) 884-3181Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts

Banking in Mechanicsville: the local picture

Short answer: 1 bank runs 1 branch in Mechanicsville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of America has its main office in Charlotte, NC, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC.

Of the 1 location with published hours. 1 opens on Saturday.

Banks open on Saturday in Mechanicsville

Short answer: 1 of the 1 Mechanicsville location with published hours opens on Saturday, run by 1 institution.

  • Bank of America: 1 of 1 branch (28250 Three Notch Rd: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mechanicsville, and where the nearest one is if they do not.

Short answer: In Mechanicsville: Bank of America (1). No branches in Mechanicsville: Chase (nearest in Prince Frederick, 11 mi), Wells Fargo (nearest in La Plata, 15 mi), PNC Bank (nearest in Charlotte Hall, 4 mi), U.S. Bank, Truist (nearest in Charlotte Hall, 4 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Clinton, 24 mi), BMO.

BankIn MechanicsvilleNearest branch if none here
Bank of America1 branchhere
ChaseNonePrince Frederick, 11 miles away
Wells FargoNoneLa Plata, 15 miles away
PNC BankNoneCharlotte Hall, 4 miles away
U.S. BankNonenone in Maryland
TruistNoneCharlotte Hall, 4 miles away
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneClinton, 24 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mechanicsville to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mechanicsville residents like anyone else.

Banks near Mechanicsville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Charlotte Hall (4 miles) and Prince Frederick (11 miles). Prince Frederick, 11 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Mechanicsville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mechanicsville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mechanicsville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mechanicsville offices.

Short answer: Bank of America is the largest bank with offices in Mechanicsville, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mechanicsville: FAQ

How many banks are in Mechanicsville, MD?

Mechanicsville has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Bank of America in Mechanicsville, MD?

Yes. FDIC data lists 1 Bank of America branch in Mechanicsville as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Chase in Mechanicsville, MD?

No. FDIC data lists no Chase branch in Mechanicsville as of September 5, 2026. The nearest is in Prince Frederick, about 11 miles away in a straight line.

Which banks in Mechanicsville are open on Saturday?

Bank of America publishes Saturday hours for one or more Mechanicsville locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Mechanicsville?

Bank of America has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Did any bank branches open or close in Mechanicsville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mechanicsville?

Nearby cities with more banks include Charlotte Hall, Prince Frederick, Leonardtown. Charlotte Hall is 4 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Bank of America)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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