US Bank Directory
Banks in Waldorf, MD
7 FDIC-insured banks operate 8 offices in Waldorf, Maryland, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waldorf
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Waldorf, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waldorf
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: WesBanco has the most locations in Waldorf, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
WesBanco Bank · 2
WesBanco has 2 branches in Waldorf, 21 across Maryland and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waldorf location is the Waldorf Branch at 3135 Leonardtown Road, dating to 1963; the newest, at 2995 Crain Hwy, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Crain Highway Branch2995 Crain Hwy, 20601
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Waldorf Branch3135 Leonardtown Road, 20601
Andrews Federal Credit Union Credit union · 1
Andrews Federal Credit Union has 1 office in Waldorf, 4 across Maryland. It is based in Suitland, MD and $2.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waldorf2595 Crain Hwy, 20601
All hours
Mon to Fri 10 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Waldorf, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Charles County Plaza Branch at 3255 Crain Hwy dates to 1981 in FDIC branch records. It opens on Saturday.
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Charles County Plaza Branch3255 Crain Hwy, 20603
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Cedar Point Credit Union Credit union · 1
Cedar Point Credit Union has 1 office in Waldorf, 6 across Maryland. It is based in Lexington Park, MD and $902.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waldorf11100 Weymouth Ct, 20603
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Educational Systems Credit Union Credit union · 1
Educational Systems Credit Union has 1 office in Waldorf, 14 across Maryland. It is based in Greenbelt, MD and $1.36 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waldorf169A Smallwood Village Ctr, 20602
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Waldorf, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Waldorf Branch at 11175 Mall Cir dates to 1991 in FDIC branch records. It opens on Saturday.
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Waldorf Branch11175 Mall Cir, 20603
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Waldorf, 25 across Maryland. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waldorf Md3054 Waldorf Market Pl, 20603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Waldorf, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Berry Road at 3135 Crain Hwy dates to 1971 in FDIC branch records. It opens on Saturday.
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Berry Road3135 Crain Hwy, 20603
All hours
Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Shore United Bank Bank · 1
Shore United Bank has 1 branch in Waldorf, 33 across Maryland and 40 nationwide. FDIC records list its main office in Easton, MD and show it operating since 1876. With $6.15 billion in total assets on June 30, 2026, it ranks No. 247 of 4,232 U.S. banks by total assets. The Community Bank Of The Chesapeake Branch at 3035 Leonardtown Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Community Bank Of The Chesapeake Branch3035 Leonardtown Rd, 20601
Spectra Credit Union Credit union · 1
Spectra Credit Union has 1 office in Waldorf, 1 across Maryland. It is based in Alexandria, VA and $552.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waldorf Branch1024 Saint Nicholas Dr, 20603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Waldorf, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Waldorf Branch at 3070 Leonardtown Rd dates to 1950 in FDIC branch records. It opens on Saturday.
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Waldorf Branch3070 Leonardtown Rd, 20601
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Waldorf, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Waldorf Branch at 3050 Waldorf Market Pl dates to 2004 in FDIC branch records. It opens on Saturday.
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Waldorf Branch3050 Waldorf Market Pl, 20603
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Waldorf
5 credit unions have 5 offices here: Navy Federal Credit Union, Andrews Federal Credit Union, Educational Systems Credit Union, Cedar Point Credit Union and Spectra Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waldorf page has every office in the state's directory.
Banking in Waldorf: the local picture
Short answer: 7 banks run 8 branches in Waldorf according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Waldorf, 1 elsewhere in Maryland and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 3070 Leonardtown Rd, dating to 1950; the newest is Shore United Bank's at 3035 Leonardtown Rd, from 2023.
5 credit unions have 5 offices in Waldorf, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 9 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Waldorf
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 20603 has the most bank and credit union offices in Waldorf (7), followed by 20601 (5) and 20602 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 20603 | 7 | 7 | Bank of America, Cedar Point Credit Union, M&T Bank |
| 20601 | 5 | 4 | WesBanco, Andrews Federal Credit Union, Shore United Bank |
| 20602 | 1 | 1 | Educational Systems Credit Union |
Banks and credit unions open on Saturday in Waldorf
Short answer: 9 of the 10 Waldorf locations with published hours open on Saturday, run by 9 institutions.
- Bank of America: 1 of 1 branch (3255 Crain Hwy: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (3050 Waldorf Market Pl: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (3135 Crain Hwy: Saturday 9 am to 1 pm)
- Truist: 1 of 1 branch (3070 Leonardtown Rd: Saturday 9 am to 12 pm)
- M&T Bank: 1 of 1 branch (11175 Mall Cir: Saturday 9 am to 12 pm)
- Navy Federal Credit Union: 1 of 1 office (3054 Waldorf Market Pl: Saturday 9 am to 2 pm)
- Andrews Federal Credit Union: 1 of 1 office (2595 Crain Hwy: Saturday 9 am to 1 pm)
- Educational Systems Credit Union: 1 of 1 office (169A Smallwood Village Ctr: Saturday 9 am to 2 pm)
- Spectra Credit Union: 1 of 1 office (1024 Saint Nicholas Dr: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waldorf, and where the nearest one is if they do not.
Short answer: In Waldorf: Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1). No branches in Waldorf: Chase (nearest in Prince Frederick, 18 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Clinton, 10 mi), BMO.
| Bank | In Waldorf | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Prince Frederick, 18 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Clinton, 10 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waldorf to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waldorf residents like anyone else.
Banks near Waldorf
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brandywine (4 miles) and La Plata (7 miles). Clinton, 11 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brandywine, MD | 4 mi | 2 | 2 |
| Banks in La Plata, MD | 7 mi | 7 | 8 |
| Banks in Bryans Road, MD | 8 mi | 2 | 2 |
| Banks in Fort Washington, MD | 9 mi | 2 | 2 |
| Banks in Clinton, MD | 11 mi | 8 | 8 |
| Banks in Charlotte Hall, MD | 11 mi | 4 | 4 |
| Banks in Oxon Hill, MD | 13 mi | 7 | 7 |
| Banks in Dunkirk, MD | 15 mi | 4 | 4 |
Bank branch openings and closings in Waldorf
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waldorf between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waldorf by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waldorf offices.
Short answer: Bank of America is the largest bank with offices in Waldorf, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| WesBanco | $27.75 billion | No. 78 | 2 | Wheeling, WV |
| Shore United Bank | $6.15 billion | No. 247 | 1 | Easton, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waldorf: FAQ
How many banks are in Waldorf, MD?
Waldorf has 7 banks with 8 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waldorf?
WesBanco, with 2. Bank of America has 1 and Wells Fargo has 1.
Is there a WesBanco in Waldorf, MD?
Yes. FDIC data lists 2 WesBanco branches in Waldorf as of September 5, 2026. Its branches are listed under WesBanco above, with the address and directions for each.
Is there a Bank of America in Waldorf, MD?
Yes. FDIC data lists 1 Bank of America branch in Waldorf as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Waldorf, MD?
Yes. FDIC data lists 1 Wells Fargo branch in Waldorf as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Waldorf, MD?
No. FDIC data lists no Chase branch in Waldorf as of September 5, 2026. The nearest is in Prince Frederick, about 18 miles away in a straight line.
Which banks in Waldorf are open on Saturday?
Bank of America, Wells Fargo, PNC Bank and Truist and 5 more publish Saturday hours for one or more Waldorf locations. The Saturday section above lists each one with its hours. 3 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waldorf?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Waldorf?
Navy Federal Credit Union, Andrews Federal Credit Union, Educational Systems Credit Union and Cedar Point Credit Union and 1 more have offices in Waldorf. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waldorf in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waldorf?
Nearby cities with more banks include Brandywine, La Plata, Bryans Road. Brandywine is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 8 branches: Bank of America, M&T Bank, PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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