US Bank Directory
Banks in Ellicott City, MD
12 FDIC-insured banks operate 16 offices in Ellicott City, Maryland, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ellicott City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 19 locations in Ellicott City, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
19 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ellicott City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America has the most locations in Ellicott City, with 3. It is followed by PNC Bank (2), M&T Bank (2). 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 3
Bank of America has 3 branches in Ellicott City, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ellicott City location is the Turf Valley Branch at 11125 Resort Rd, dating to 1964; the newest, at 8460 Baltimore National Pike, to 2022. 1 of its 3 Ellicott City locations with published hours open on Saturday.
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Turf Valley Branch11125 Resort Rd, 21042
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Normandy Center Branch8460 Baltimore National Pike, 21043
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Saint Johns Plaza Branch9150 Baltimore National Pike, 21042
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in Ellicott City, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ellicott City location is the Bethany Lane at 10100 Baltimore National Pike, dating to 1903; the newest, at 9125 Baltimore National Pike, to 1960. All 2 of its Ellicott City locations with published hours open on Saturday.
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Bethany Lane10100 Baltimore National Pike, 21042
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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St. John'S Lane Branch9125 Baltimore National Pike, 21042
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Ellicott City, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ellicott City location is the Rogers Avenue Branch at 8593 Baltimore National Pike, dating to 1934; the newest, at 4392 Montgomery Rd, to 1971. All 2 of its Ellicott City locations with published hours open on Saturday.
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Long Gate Center Branch4392 Montgomery Rd, 21043
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Rogers Avenue Branch8593 Baltimore National Pike, 21043
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Ellicott City, 39 across Maryland and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Ellicot City Branch at 6031 University Blvd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ellicot City Branch6031 University Blvd, 21043
Chase Bank · 1
Chase has 1 branch in Ellicott City, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ellicott City Branch at 9245 Baltimore National Pike dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ellicott City Branch9245 Baltimore National Pike, 21042
Eastern Savings Bank, FSB Bank · 1
Eastern Savings Bank, FSB has 1 branch in Ellicott City, 3 across Maryland and 3 nationwide. FDIC records list its main office in Hunt Valley, MD and show it operating since 1905. With $336.4 million in total assets on June 30, 2026, it ranks No. 2,318 of 4,232 U.S. banks by total assets. The Baltimore National Pike Branch at 10060 Baltimore National Pike dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Baltimore National Pike Branch10060 Baltimore National Pike, 21042
FNB Bank · 1
FNB has 1 branch in Ellicott City, 30 across Maryland and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Centennial Place Branch at 10161 Baltimore National Pike dates to 2008 in FDIC branch records. It opens on Saturday.
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Centennial Place Branch10161 Baltimore National Pike, 21042
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Fulton Bank Bank · 1
Fulton Bank has 1 branch in Ellicott City, 20 across Maryland and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The Ellicott City Branch at 9151 Baltimore National Pike dates to 1916 in FDIC branch records. It opens on Saturday.
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Ellicott City Branch9151 Baltimore National Pike, 21042
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026
Howard County Education Credit Union Credit union · 1
Howard County Education Credit Union has 1 office in Ellicott City, 1 across Maryland. It is based in Ellicott City, MD and $25.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3458 Ellicott Center Dr Ste 106, 21043
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Orrstown Bank Bank · 1
Orrstown Bank has 1 branch in Ellicott City, 8 across Maryland and 43 nationwide. FDIC records list its main office in Harrisburg, PA and show it operating since 1919. With $5.61 billion in total assets on June 30, 2026, it ranks No. 263 of 4,232 U.S. banks by total assets. The Ellicott City Branch at 4450 Long Gate Parkway dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ellicott City Branch4450 Long Gate Parkway, 21043
State Employees Cu of Maryland, Inc Credit Union Credit union · 1
State Employees Cu of Maryland, Inc Credit Union has 1 office in Ellicott City, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Secu Credit Union - Ellicott City10025 Baltimore National Pike, 21042
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Tower Credit Union Credit union · 1
Tower Credit Union has 1 office in Ellicott City, 17 across Maryland. It is based in Laurel, MD and $5.00 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ellicott City9150 Baltimore National Pike Ste 12, 21042
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Ellicott City, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Ellicott City Branch at 9080 Baltimore National Pike dates to 1879 in FDIC branch records. It opens on Saturday.
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Ellicott City Branch9080 Baltimore National Pike, 21042
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ellicott City, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Chatham Mall Branch at 9230 Baltimore National Pike dates to 1974 in FDIC branch records. It opens on Saturday.
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Chatham Mall Branch9230 Baltimore National Pike, 21042
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woori America Bank Bank · 1
Woori America Bank has 1 branch in Ellicott City, 1 across Maryland and 22 nationwide. FDIC records list its main office in New York, NY and show it operating since 1984. With $4.12 billion in total assets on June 30, 2026, it ranks No. 329 of 4,232 U.S. banks by total assets. The Ellicott City Branch Office at 10035 Baltimore National Pike dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ellicott City Branch Office10035 Baltimore National Pike, 21042
Join a credit union in Ellicott City
3 credit unions have 3 offices here: State Employees Cu of Maryland, Inc Credit Union, Tower Credit Union and Howard County Education Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ellicott City page has every office in the state's directory.
Banking in Ellicott City: the local picture
Short answer: 12 banks run 16 branches in Ellicott City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Ellicott City, 1 elsewhere in Maryland and 11 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 9080 Baltimore National Pike, dating to 1879; the newest is Bank of America's at 8460 Baltimore National Pike, from 2022.
3 credit unions have 3 offices in Ellicott City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 11 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Ellicott City
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 21042 has the most bank and credit union offices in Ellicott City (13), followed by 21043 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 21042 | 13 | 11 | Bank of America, M&T Bank, Chase |
| 21043 | 6 | 5 | PNC Bank, Atlantic Union Bank, Bank of America |
Banks and credit unions open on Saturday in Ellicott City
Short answer: 11 of the 14 Ellicott City locations with published hours open on Saturday, run by 9 institutions.
- Bank of America: 1 of 3 branches (9150 Baltimore National Pike: Saturday 9 am to 2 pm)
- PNC Bank: 2 of 2 branches (4392 Montgomery Rd: Saturday 9 am to 1 pm, and 1 more)
- M&T Bank: 2 of 2 branches (10100 Baltimore National Pike: Saturday 9 am to 12 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (9230 Baltimore National Pike: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (9080 Baltimore National Pike: Saturday 9 am to 12 pm)
- FNB: 1 of 1 branch (10161 Baltimore National Pike: Saturday 9 am to 12 pm)
- Fulton Bank: 1 of 1 branch (9151 Baltimore National Pike: Saturday 9 am to 12 pm)
- State Employees Cu of Maryland, Inc Credit Union: 1 of 1 office (10025 Baltimore National Pike: Saturday 9 am to 1 pm)
- Tower Credit Union: 1 of 1 office (9150 Baltimore National Pike Ste 12: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ellicott City, and where the nearest one is if they do not.
Short answer: In Ellicott City: Chase (1), Wells Fargo (1), Bank of America (3), PNC Bank (2), Truist (1). No branches in Ellicott City: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Laurel, 13 mi), BMO.
| Bank | In Ellicott City | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 3 branches | here |
| PNC Bank | 2 branches | here |
| Truist | 1 branch | here |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Laurel, 13 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ellicott City to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ellicott City residents like anyone else.
Banks near Ellicott City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Columbia (5 miles) and Catonsville (5 miles). Columbia, 5 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Columbia, MD | 5 mi | 11 | 20 |
| Banks in Catonsville, MD | 5 mi | 6 | 9 |
| Banks in Elkridge, MD | 6 mi | 6 | 6 |
| Banks in Randallstown, MD | 7 mi | 4 | 4 |
| Banks in Clarksville, MD | 7 mi | 6 | 6 |
| Banks in Arbutus, MD | 8 mi | 2 | 2 |
| Banks in Fulton, MD | 9 mi | 2 | 2 |
| Banks in Pikesville, MD | 9 mi | 5 | 5 |
Bank branch openings and closings in Ellicott City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ellicott City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ellicott City
Short answer: 1 institution has its main office in Ellicott City: Howard County Education Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Howard County Education Credit Union | Credit union | $25.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ellicott City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ellicott City offices.
Short answer: Chase is the largest bank with offices in Ellicott City, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| Fulton Bank | $32.56 billion | No. 67 | 1 | Lancaster, PA |
| Orrstown Bank | $5.61 billion | No. 263 | 1 | Harrisburg, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ellicott City: FAQ
How many banks are in Ellicott City, MD?
Ellicott City has 12 banks with 16 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ellicott City?
Bank of America, with 3. PNC Bank has 2 and M&T Bank has 2.
Is there a Bank of America in Ellicott City, MD?
Yes. FDIC data lists 3 Bank of America branches in Ellicott City as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Ellicott City, MD?
Yes. FDIC data lists 2 PNC Bank branches in Ellicott City as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a M&T Bank in Ellicott City, MD?
Yes. FDIC data lists 2 M&T Bank branches in Ellicott City as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Which banks in Ellicott City are open on Saturday?
Bank of America, PNC Bank, M&T Bank and Wells Fargo and 5 more publish Saturday hours for one or more Ellicott City locations. The Saturday section above lists each one with its hours. 5 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ellicott City?
Howard County Education Credit Union has its main office in Ellicott City, according to the FDIC and the NCUA.
What is the oldest bank in Ellicott City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Ellicott City?
State Employees Cu of Maryland, Inc Credit Union, Tower Credit Union and Howard County Education Credit Union have offices in Ellicott City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ellicott City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ellicott City?
Nearby cities with more banks include Columbia, Catonsville, Elkridge. Columbia is 5 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 16 branches: Bank of America, FNB, Fulton Bank, M&T Bank, PNC Bank, Truist and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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