US Bank Directory

Banks in Derwood, MD

1 FDIC-insured bank operates 1 office in Derwood, Maryland, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Derwood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Derwood, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Derwood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase is the only bank with an office in Derwood. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Derwood, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Red Mill Branch at 7250 Muncaster Mill Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Red Mill Branch
    7250 Muncaster Mill Rd, 20855
    Hours: see the bank's site
Chase: profile, branches and contacts
Educational Systems Credit Union 1 office · main office Greenbelt, MD Credit union · 1

Educational Systems Credit Union has 1 office in Derwood, 14 across Maryland. It is based in Greenbelt, MD and $1.36 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Rockville
    15901 Frederick Rd, 20855
    (301) 779-8500Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Educational Systems Credit Union: profile, branches and contacts
State Employees Cu of Maryland, Inc Credit Union 1 office · main office Linthicum, MD Credit union · 1

State Employees Cu of Maryland, Inc Credit Union has 1 office in Derwood, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Secu Credit Union Rockville - Shady Grove
    16701 Crabbs Branch Way, 20855
    (410) 487-7328Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

State Employees Cu of Maryland, Inc Credit Union: profile, branches and contacts

Join a credit union in Derwood

2 credit unions have 2 offices here: State Employees Cu of Maryland, Inc Credit Union and Educational Systems Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Derwood page has every office in the state's directory.

Banking in Derwood: the local picture

Short answer: 1 bank runs 1 branch in Derwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Chase has its main office in Columbus, OH, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC.

2 credit unions have 2 offices in Derwood, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Derwood

Short answer: 2 of the 2 Derwood locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Derwood, and where the nearest one is if they do not.

Short answer: In Derwood: Chase (1). No branches in Derwood: Wells Fargo (nearest in Gaithersburg, 4 mi), Bank of America (nearest in Gaithersburg, 2 mi), PNC Bank (nearest in Gaithersburg, 3 mi), U.S. Bank, Truist (nearest in Gaithersburg, 1 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Gaithersburg, 3 mi), BMO.

BankIn DerwoodNearest branch if none here
Chase1 branchhere
Wells FargoNoneGaithersburg, 4 miles away
Bank of AmericaNoneGaithersburg, 2 miles away
PNC BankNoneGaithersburg, 3 miles away
U.S. BankNonenone in Maryland
TruistNoneGaithersburg, 1 mile away
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneGaithersburg, 3 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Derwood to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Derwood residents like anyone else.

Banks near Derwood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gaithersburg (4 miles) and Montgomery Village (4 miles). Rockville, 5 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Derwood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Derwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Derwood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Derwood offices.

Short answer: Chase is the largest bank with offices in Derwood, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Derwood: FAQ

How many banks are in Derwood, MD?

Derwood has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Chase in Derwood, MD?

Yes. FDIC data lists 1 Chase branch in Derwood as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Derwood, MD?

No. FDIC data lists no Wells Fargo branch in Derwood as of September 5, 2026. The nearest is in Gaithersburg, about 4 miles away in a straight line.

Which banks in Derwood are open on Saturday?

State Employees Cu of Maryland, Inc Credit Union and Educational Systems Credit Union publish Saturday hours for one or more Derwood locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Derwood?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Derwood?

State Employees Cu of Maryland, Inc Credit Union and Educational Systems Credit Union have offices in Derwood. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Derwood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Derwood?

Nearby cities with more banks include Gaithersburg, Montgomery Village, Olney. Gaithersburg is 4 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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