US Bank Directory

Banks in Gaithersburg, MD

11 FDIC-insured banks operate 28 offices in Gaithersburg, Maryland, and 4 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Gaithersburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 15 banks and credit unions operate 33 locations in Gaithersburg, according to the FDIC and the NCUA. 33 of them have coordinates on record and are on the map. 26 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

33 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gaithersburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist has the most locations in Gaithersburg, with 5. It is followed by Capital One (4), M&T Bank (4), Bank of America (3). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Truist Truist Bank · 5 branches · main office Charlotte, NC Bank · 5

Truist has 5 branches in Gaithersburg, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the Gaithersburg Branch at 467 N Frederick Ave, dating to 1887; the newest, at 265 Kentlands Blvd, to 1993. 4 of its 5 Gaithersburg locations with published hours open on Saturday.

  • The Grove Branch
    16000 Shady Grove Rd, 20877
    (301) 354-1121Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Flower Hill Branch
    18200 Flower Hill Way, 20879
    (301) 337-4501Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Kentlands Branch
    265 Kentlands Blvd, 20878
    (301) 947-5474Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Gaithersburg Branch
    467 N Frederick Ave, 20877
    (301) 869-3350Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Muddy Branch Branch
    800 Muddy Branch Rd, 20878
    (301) 556-9966Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Capital One Capital One, National Association · 4 branches · main office Mclean, VA Bank · 4

Capital One has 4 branches in Gaithersburg, 41 across Maryland and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the 12 Bureau Dr Branch at 12 Bureau Dr, dating to 1985; the newest, at 12201 Darnestown Rd, to 2007. 3 of its 4 Gaithersburg locations with published hours open on Saturday.

  • 12 Bureau Dr Branch
    12 Bureau Dr, 20878
    (301) 963-3030Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

  • Darnestown Road Branch
    12201 Darnestown Rd, 20878
    (301) 926-4411Today 10 am to 3 pm
    All hours

    Mon to Fri 10 am to 3 pm; Sat to Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

  • Gaithersburg Branch
    317 Kentlands Blvd, 20878
    (301) 212-4085Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

  • North Frederick Branch
    509 N Frederick Ave, 20877
    (301) 947-3696Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

Capital One: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 4 branches · main office Buffalo, NY Bank · 4

M&T Bank has 4 branches in Gaithersburg, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the Quince Orchard Branch at 12110 Darnestown Rd, dating to 1929; the newest, at 18261 Flower Hill Way, to 1988. All 4 of its Gaithersburg locations with published hours open on Saturday.

  • Quince Orchard Branch
    12110 Darnestown Rd, 20878
    (301) 977-8313Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  • Flower Hill Way Branch
    18261 Flower Hill Way, 20879
    (301) 840-1310Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  • Gaithersburg Branch
    215 N Frederick Ave, 20877
    (301) 926-0212Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  • Diamond Farms Branch
    5 Bank St, 20878
    (301) 926-4535Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Atlantic Union Bank 3 branches · main office Richmond City, VA Bank · 3

Atlantic Union Bank has 3 branches in Gaithersburg, 39 across Maryland and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the Gaithersburg Square Branch at 484 N Frederick Ave, dating to 1988; the newest, at 9921 Stedwick Rd, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

  • Gaithersburg Square Branch
    484 N Frederick Ave, 20877
    Hours: see the bank's site
  • Airpark Community Branch
    7653 Lindbergh Dr, 20879
    Hours: see the bank's site
  • Montgomery Village Community Branch
    9921 Stedwick Rd, 20886
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 3 branches · main office Charlotte, NC Bank · 3

Bank of America has 3 branches in Gaithersburg, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the Walnut Hill Branch at 701 S Frederick Ave, dating to 1960; the newest, at 1048 Quince Orchard Rd, to 1980. 2 of its 3 Gaithersburg locations with published hours open on Saturday.

  • Quince Orchard Branch
    1048 Quince Orchard Rd, 20878
    (301) 963-5350Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Gaithersburg Square Branch
    474 N Frederick Ave, 20877
    (301) 963-5360Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Walnut Hill Branch
    701 S Frederick Ave, 20877
    (301) 250-4983Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 3 branches · main office Sioux Falls, SD Bank · 3

Wells Fargo has 3 branches in Gaithersburg, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the Gaithersburg Branch at 607 N Frederick Ave, dating to 1975; the newest, at 107 Crown Park Ave, to 2014. 1 of its 3 Gaithersburg locations with published hours open on Saturday.

  • Crown Farm Branch
    107 Crown Park Ave, 20878
    (301) 795-6853Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Quince Orchard Branch
    12161 Darnestown Rd, 20878
    (301) 869-0533Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Gaithersburg Branch
    607 N Frederick Ave, 20879
    (301) 948-4800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Mid-atlantic Credit Union 2 offices · main office Germantown, MD Credit union · 2

Mid-atlantic Credit Union has 2 officees in Gaithersburg, 4 across Maryland. It is based in Germantown, MD and $448.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gaithersburg
    555 Quince Orchard Rd, 20878
    (301) 944-1712Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Gaithersburg Inside Atm
    555 Quince Orchard Rd, 20878
    (301) 944-1800Hours: see the credit union's site
Mid-atlantic Credit Union: profile, branches and contacts
TD Bank TD Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

TD Bank has 2 branches in Gaithersburg, 17 across Maryland and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gaithersburg location is the Gaithersburg Branch at 810 W Diamond Ave, dating to 2006; the newest, at 15830 Shady Grove Rd, to 2011. All 2 of its Gaithersburg locations with published hours open on Saturday.

  • Shady Grove/Gaithersburg Branch
    15830 Shady Grove Rd, 20877
    (301) 208-9097Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

  • Gaithersburg Branch
    810 W Diamond Ave, 20878
    (301) 926-2721Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Gaithersburg, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Gaithersburg Square Branch at 494 N Frederick Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gaithersburg Square Branch
    494 N Frederick Ave, 20877
    Hours: see the bank's site
Chase: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Gaithersburg, 11 across Maryland and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Montgomery Village Branch at 6 Montgomery Village Ave dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Gaithersburg, 30 across Maryland and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Gaithersburg Branch at 18523 N Frederick Ave dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gaithersburg Branch
    18523 N Frederick Ave, 20879
    Hours: see the bank's site
FNB: profile, branches and contacts
Mvp Postal and Printing Credit Union 1 office · main office Gaithersburg, MD Credit union · 1

Mvp Postal and Printing Credit Union has 1 office in Gaithersburg, 1 across Maryland. It is based in Gaithersburg, MD and $3.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    16501 Shady Grove Rd, 20898
    (301) 519-9780Today 8:30 am to 2:30 pm
    All hours

    Mon to Fri 8:30 am to 2:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mvp Postal and Printing Credit Union: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Gaithersburg, 25 across Maryland. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Gaithersburg Md
    104 Ellington Blvd, 20878
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Nymeo Credit Union 1 office · main office Frederick, MD Credit union · 1

Nymeo Credit Union has 1 office in Gaithersburg, 4 across Maryland. It is based in Frederick, MD and $408.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Gaithersburg - Bank Street
    1 Bank St Ste 100, 20878
    (855) 436-4100Today 10 am to 5 pm
    All hours

    Mon to Thu 10 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Nymeo Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Gaithersburg, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Gaithersburg Main Office at 702 Russell Ave dates to 1974 in FDIC branch records. It opens on Saturday.

  • Gaithersburg Main Office
    702 Russell Ave, 20877
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts

Join a credit union in Gaithersburg

4 credit unions have 5 offices here: Mid-atlantic Credit Union, Navy Federal Credit Union, Nymeo Credit Union and Mvp Postal and Printing Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gaithersburg page has every office in the state's directory.

Banking in Gaithersburg: the local picture

Short answer: 11 banks run 28 branches in Gaithersburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 0 have their main office in Gaithersburg and 11 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 467 N Frederick Ave, dating to 1887; the newest is Chase's at 494 N Frederick Ave, from 2024.

4 credit unions have 5 offices in Gaithersburg, according to the NCUA. Who can join each one is on the credit unions page.

Of the 26 locations with published hours. 19 open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Gaithersburg

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 20878 has the most bank and credit union offices in Gaithersburg (15), followed by 20877 (10) and 20879 (6). Offices are spread across 5 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
20878159Capital One, M&T Bank, Mid-atlantic Credit Union
20877108Bank of America, Truist, Atlantic Union Bank
2087966Atlantic Union Bank, Citibank, FNB
2088611Atlantic Union Bank
2089811Mvp Postal and Printing Credit Union

Banks and credit unions open on Saturday in Gaithersburg

Short answer: 19 of the 26 Gaithersburg locations with published hours open on Saturday, run by 9 institutions.

  • Truist: 4 of 5 branches (16000 Shady Grove Rd: Saturday 9 am to 12 pm, and 3 more)
  • Capital One: 3 of 4 branches (12 Bureau Dr: Saturday 9 am to 12 pm, and 2 more)
  • M&T Bank: 4 of 4 branches (12110 Darnestown Rd: Saturday 9 am to 12 pm, and 3 more)
  • Bank of America: 2 of 3 branches (474 N Frederick Ave: Saturday 9 am to 2 pm, and 1 more)
  • Wells Fargo: 1 of 3 branches (607 N Frederick Ave: Saturday 9 am to 2 pm)
  • TD Bank: 2 of 2 branches (15830 Shady Grove Rd: Saturday 9 am to 1 pm, and 1 more)
  • PNC Bank: 1 of 1 branch (702 Russell Ave: Saturday 9 am to 1 pm)
  • Navy Federal Credit Union: 1 of 1 office (104 Ellington Blvd: Saturday 9 am to 2 pm)
  • Nymeo Credit Union: 1 of 1 office (1 Bank St Ste 100: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 33 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gaithersburg, and where the nearest one is if they do not.

Short answer: In Gaithersburg: Chase (1), Wells Fargo (3), Bank of America (3), PNC Bank (1), Truist (5), TD Bank (2). No branches in Gaithersburg: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn GaithersburgNearest branch if none here
Chase1 branchhere
Wells Fargo3 brancheshere
Bank of America3 brancheshere
PNC Bank1 branchhere
Truist5 brancheshere
TD Bank2 brancheshere
U.S. BankNonenone in Maryland
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gaithersburg to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gaithersburg residents like anyone else.

Banks near Gaithersburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Montgomery Village (2 miles) and Germantown (4 miles). Rockville, 6 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Gaithersburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gaithersburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Gaithersburg

Short answer: 1 institution has its main office in Gaithersburg: Mvp Postal and Printing Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Mvp Postal and Printing Credit UnionCredit union$3.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Gaithersburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gaithersburg offices.

Short answer: Chase is the largest bank with offices in Gaithersburg, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 23Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 43Sioux Falls, SD
Capital One$662.16 billionNo. 74Mclean, VA
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 95Charlotte, NC
TD Bank$342.80 billionNo. 132Wilmington, DE
M&T Bank$218.79 billionNo. 214Buffalo, NY
FNB$50.80 billionNo. 501Greenville, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gaithersburg: FAQ

How many banks are in Gaithersburg, MD?

Gaithersburg has 11 banks with 28 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Gaithersburg?

Truist, with 5. Capital One has 4 and M&T Bank has 4.

Is there a Truist in Gaithersburg, MD?

Yes. FDIC data lists 5 Truist branches in Gaithersburg as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a Capital One in Gaithersburg, MD?

Yes. FDIC data lists 4 Capital One branches in Gaithersburg as of September 5, 2026. Its branches are listed under Capital One above, with the address and directions for each.

Is there a M&T Bank in Gaithersburg, MD?

Yes. FDIC data lists 4 M&T Bank branches in Gaithersburg as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.

Which banks in Gaithersburg are open on Saturday?

Truist, Capital One, M&T Bank and Bank of America and 5 more publish Saturday hours for one or more Gaithersburg locations. The Saturday section above lists each one with its hours. 7 of the 33 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Gaithersburg?

Mvp Postal and Printing Credit Union has its main office in Gaithersburg, according to the FDIC and the NCUA.

What is the oldest bank in Gaithersburg?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Gaithersburg?

Mid-atlantic Credit Union, Navy Federal Credit Union, Nymeo Credit Union and Mvp Postal and Printing Credit Union have offices in Gaithersburg. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gaithersburg in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gaithersburg?

Nearby cities with more banks include Montgomery Village, Germantown, Rockville. Montgomery Village is 2 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (22 of 28 branches: Bank of America, Capital One, M&T Bank, PNC Bank, TD Bank, Truist and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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