US Bank Directory

Banks in Wellfleet, MA

2 FDIC-insured banks operate 2 offices in Wellfleet, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wellfleet

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Wellfleet, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wellfleet

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Cape Cod Five Cents Savings Bank and Seamen's Bank have the most locations in Wellfleet, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Seamen's Bank 1 branch · main office Provincetown, MA Bank · 1

Seamen's Bank has 1 branch in Wellfleet, 5 across Massachusetts and 5 nationwide. FDIC records list its main office in Provincetown, MA and show it operating since 1851. With $478.5 million in total assets on June 30, 2026, it ranks No. 1,850 of 4,232 U.S. banks by total assets. The Wellfleet Branch at 2746 Sthy 6 dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Seamen's Bank: profile, branches and contacts
The Cape Cod Five Cents Savings Bank 1 branch · main office Hyannis, MA Bank · 1

The Cape Cod Five Cents Savings Bank has 1 branch in Wellfleet, 23 across Massachusetts and 23 nationwide. FDIC records list its main office in Hyannis, MA and show it operating since 1855. With $5.62 billion in total assets on June 30, 2026, it ranks No. 262 of 4,232 U.S. banks by total assets. The Wellfleet Branch at 345 Main St dates to 1863 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Cape Cod Five Cents Savings Bank: profile, branches and contacts

Banking in Wellfleet: the local picture

Short answer: 2 banks run 2 branches in Wellfleet according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wellfleet, 2 elsewhere in Massachusetts, according to the FDIC.

The bank with the longest record here is Seamen's Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is The Cape Cod Five Cents Savings Bank's office at 345 Main St, dating to 1863; the newest is Seamen's Bank's at 2746 Sthy 6, from 1954.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wellfleet, and where the nearest one is if they do not.

Short answer: No branches in Wellfleet: Chase (nearest in Orleans, 11 mi), Wells Fargo (nearest in Boston, 60 mi), Bank of America (nearest in Orleans, 10 mi), PNC Bank (nearest in Quincy, 57 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Orleans, 10 mi), BMO.

BankIn WellfleetNearest branch if none here
ChaseNoneOrleans, 11 miles away
Wells FargoNoneBoston, 60 miles away
Bank of AmericaNoneOrleans, 10 miles away
PNC BankNoneQuincy, 57 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneOrleans, 10 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wellfleet to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wellfleet residents like anyone else.

Banks near Wellfleet

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are North Eastham (6 miles) and Orleans (10 miles). Hyannis, 23 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Wellfleet

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wellfleet between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wellfleet by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wellfleet offices.

Short answer: The Cape Cod Five Cents Savings Bank is the largest bank with offices in Wellfleet, with $5.62 billion in total assets on June 30, 2026, No. 262 among U.S. banks by total assets. Seamen's Bank is second with $478.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Cape Cod Five Cents Savings Bank$5.62 billionNo. 2621Hyannis, MA
Seamen's Bank$478.5 millionNo. 1,8501Provincetown, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wellfleet: FAQ

How many banks are in Wellfleet, MA?

Wellfleet has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Wellfleet?

The Cape Cod Five Cents Savings Bank, with 1. Seamen's Bank has 1.

Is there a The Cape Cod Five Cents Savings Bank in Wellfleet, MA?

Yes. FDIC data lists 1 The Cape Cod Five Cents Savings Bank branch in Wellfleet as of September 5, 2026. The address and directions are under The Cape Cod Five Cents Savings Bank above.

Is there a Seamen's Bank in Wellfleet, MA?

Yes. FDIC data lists 1 Seamen's Bank branch in Wellfleet as of September 5, 2026. The address and directions are under Seamen's Bank above.

Is there a Chase in Wellfleet, MA?

No. FDIC data lists no Chase branch in Wellfleet as of September 5, 2026. The nearest is in Orleans, about 11 miles away in a straight line.

What is the oldest bank in Wellfleet?

Seamen's Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.

Did any bank branches open or close in Wellfleet in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wellfleet?

Nearby cities with more banks include North Eastham, Orleans, Provincetown. North Eastham is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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