US Bank Directory

Banks in East Harwich, MA

3 FDIC-insured banks operate 3 offices in East Harwich, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: East Harwich

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in East Harwich, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in East Harwich

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens, The Cape Cod Five Cents Savings Bank and Cape & Coast Bank have the most locations in East Harwich, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cape & Coast Bank 1 branch · main office Yarmouth Port, MA Bank · 1

Cape & Coast Bank has 1 branch in East Harwich, 11 across Massachusetts and 11 nationwide. FDIC records list its main office in Yarmouth Port, MA and show it operating since 1921. With $1.68 billion in total assets on June 30, 2026, it ranks No. 675 of 4,232 U.S. banks by total assets. The Orleans Road Branch at 1470 Orleans Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Orleans Road Branch
    1470 Orleans Rd, 02645
    Hours: see the bank's site
Cape & Coast Bank: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in East Harwich, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The East Harwich Stop & Shop at 111 Route 137 dates to 2003 in FDIC branch records. It opens on Saturday.

  • East Harwich Stop & Shop
    111 Route 137, 02645
    (508) 432-7419Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
The Cape Cod Five Cents Savings Bank 1 branch · main office Hyannis, MA Bank · 1

The Cape Cod Five Cents Savings Bank has 1 branch in East Harwich, 23 across Massachusetts and 23 nationwide. FDIC records list its main office in Hyannis, MA and show it operating since 1855. With $5.62 billion in total assets on June 30, 2026, it ranks No. 262 of 4,232 U.S. banks by total assets. The East Harwich Branch at 129 Route 137 dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • East Harwich Branch
    129 Route 137, 02645
    Hours: see the bank's site
The Cape Cod Five Cents Savings Bank: profile, branches and contacts

Banking in East Harwich: the local picture

Short answer: 3 banks run 3 branches in East Harwich according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in East Harwich, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.

The bank with the longest record here is The Cape Cod Five Cents Savings Bank, operating since 1855 according to the FDIC. In FDIC branch records, the longest-running branch is The Cape Cod Five Cents Savings Bank's office at 129 Route 137, dating to 1993; the newest is Cape & Coast Bank's at 1470 Orleans Rd, from 2007.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in East Harwich

Short answer: 1 of the 1 East Harwich location with published hours opens on Saturday, run by 1 institution.

  • Citizens: 1 of 1 branch (111 Route 137: Saturday 10 am to 3 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in East Harwich, and where the nearest one is if they do not.

Short answer: No branches in East Harwich: Chase (nearest in Orleans, 5 mi), Wells Fargo (nearest in Boston, 69 mi), Bank of America (nearest in Orleans, 6 mi), PNC Bank (nearest in Quincy, 65 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Harwich Port, 4 mi), BMO.

BankIn East HarwichNearest branch if none here
ChaseNoneOrleans, 5 miles away
Wells FargoNoneBoston, 69 miles away
Bank of AmericaNoneOrleans, 6 miles away
PNC BankNoneQuincy, 65 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneHarwich Port, 4 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of East Harwich to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to East Harwich residents like anyone else.

Banks near East Harwich

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Harwich Port (4 miles) and Orleans (6 miles). Hyannis, 15 miles away, has the most banks nearby: 10.

Bank branch openings and closings in East Harwich

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in East Harwich between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in East Harwich by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its East Harwich offices.

Short answer: Citizens is the largest bank with offices in East Harwich, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. The Cape Cod Five Cents Savings Bank is second with $5.62 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens$232.52 billionNo. 201Providence, RI
The Cape Cod Five Cents Savings Bank$5.62 billionNo. 2621Hyannis, MA
Cape & Coast Bank$1.68 billionNo. 6751Yarmouth Port, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in East Harwich: FAQ

How many banks are in East Harwich, MA?

East Harwich has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in East Harwich?

Citizens, with 1. The Cape Cod Five Cents Savings Bank has 1 and Cape & Coast Bank has 1.

Is there a Citizens in East Harwich, MA?

Yes. FDIC data lists 1 Citizens branch in East Harwich as of September 5, 2026. The address and directions are under Citizens above.

Is there a The Cape Cod Five Cents Savings Bank in East Harwich, MA?

Yes. FDIC data lists 1 The Cape Cod Five Cents Savings Bank branch in East Harwich as of September 5, 2026. The address and directions are under The Cape Cod Five Cents Savings Bank above.

Is there a Cape & Coast Bank in East Harwich, MA?

Yes. FDIC data lists 1 Cape & Coast Bank branch in East Harwich as of September 5, 2026. The address and directions are under Cape & Coast Bank above.

Is there a Chase in East Harwich, MA?

No. FDIC data lists no Chase branch in East Harwich as of September 5, 2026. The nearest is in Orleans, about 5 miles away in a straight line.

Which banks in East Harwich are open on Saturday?

Citizens publishes Saturday hours for one or more East Harwich locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in East Harwich?

The Cape Cod Five Cents Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1855.

Did any bank branches open or close in East Harwich in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near East Harwich?

Nearby cities with more banks include Harwich Port, Orleans, South Dennis. Harwich Port is 4 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Citizens)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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