US Bank Directory
Banks in Ware, MA
4 FDIC-insured banks operate 4 offices in Ware, Massachusetts.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ware
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ware, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ware
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Ware, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Country Bank for Savings Bank · 1
Country Bank for Savings has 1 branch in Ware, 16 across Massachusetts and 15 nationwide. FDIC records list its main office in Ware, MA and show it operating since 1850. With $2.24 billion in total assets on June 30, 2026, it ranks No. 559 of 4,232 U.S. banks by total assets. Its main office at 155 West St dates to 1850 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office155 West St, 01082
Monson Savings Bank Bank · 1
Monson Savings Bank has 1 branch in Ware, 6 across Massachusetts and 6 nationwide. FDIC records list its main office in Monson, MA and show it operating since 1872. With $806.3 million in total assets on June 30, 2026, it ranks No. 1,254 of 4,232 U.S. banks by total assets. The Ware Branch at 136 West St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ware Branch136 West St, 01082
North Brookfield Savings Bank Bank · 1
North Brookfield Savings Bank has 1 branch in Ware, 7 across Massachusetts and 7 nationwide. FDIC records list its main office in North Brookfield, MA and show it operating since 1854. With $448.7 million in total assets on June 30, 2026, it ranks No. 1,925 of 4,232 U.S. banks by total assets. The Familyfirst Bank Branch at 40 Main St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Familyfirst Bank Branch40 Main St, 01082
Westfield Bank Bank · 1
Westfield Bank has 1 branch in Ware, 23 across Massachusetts and 27 nationwide. FDIC records list its main office in Westfield, MA and show it operating since 1853. With $2.73 billion in total assets on June 30, 2026, it ranks No. 471 of 4,232 U.S. banks by total assets. The Ware Branch at 350 Palmer Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ware Branch350 Palmer Rd, 01082
Banking in Ware: the local picture
Short answer: 4 banks run 4 branches in Ware according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Ware, 3 elsewhere in Massachusetts, according to the FDIC.
The bank with the longest record here is Country Bank for Savings, operating since 1850 according to the FDIC. In FDIC branch records, the longest-running branch is Country Bank for Savings's office at 155 West St, dating to 1850; the newest is Monson Savings Bank's at 136 West St, from 2013.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ware, and where the nearest one is if they do not.
Short answer: No branches in Ware: Chase (nearest in Springfield, 14 mi), Wells Fargo (nearest in Boston, 62 mi), Bank of America (nearest in Springfield, 14 mi), PNC Bank (nearest in Framingham, 43 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Ludlow, 12 mi), BMO.
| Bank | In Ware | Nearest branch if none here |
|---|---|---|
| Chase | None | Springfield, 14 miles away |
| Wells Fargo | None | Boston, 62 miles away |
| Bank of America | None | Springfield, 14 miles away |
| PNC Bank | None | Framingham, 43 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Ludlow, 12 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ware to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ware residents like anyone else.
Banks near Ware
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Brookfield (6 miles) and Belchertown (8 miles). Ludlow, 13 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Brookfield, MA | 6 mi | 2 | 2 |
| Banks in Belchertown, MA | 8 mi | 5 | 5 |
| Banks in Wilbraham, MA | 12 mi | 2 | 3 |
| Banks in Ludlow, MA | 13 mi | 8 | 8 |
| Banks in Barre, MA | 14 mi | 2 | 2 |
| Banks in Sturbridge, MA | 14 mi | 5 | 5 |
| Banks in Amherst, MA | 16 mi | 8 | 8 |
| Banks in Charlton, MA | 16 mi | 3 | 3 |
Bank branch openings and closings in Ware
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ware between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ware
Short answer: 1 institution has its main office in Ware: Country Bank for Savings.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Country Bank for Savings | Bank | $2.24 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ware by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ware offices.
Short answer: Westfield Bank is the largest bank with offices in Ware, with $2.73 billion in total assets on June 30, 2026, No. 471 among U.S. banks by total assets. Country Bank for Savings is second with $2.24 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Westfield Bank | $2.73 billion | No. 471 | 1 | Westfield, MA |
| Country Bank for Savings | $2.24 billion | No. 559 | 1 | Ware, MA |
| Monson Savings Bank | $806.3 million | No. 1,254 | 1 | Monson, MA |
| North Brookfield Savings Bank | $448.7 million | No. 1,925 | 1 | North Brookfield, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ware: FAQ
How many banks are in Ware, MA?
Ware has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ware?
Westfield Bank, with 1. Country Bank for Savings has 1 and Monson Savings Bank has 1.
Is there a Westfield Bank in Ware, MA?
Yes. FDIC data lists 1 Westfield Bank branch in Ware as of September 5, 2026. The address and directions are under Westfield Bank above.
Is there a Country Bank for Savings in Ware, MA?
Yes. FDIC data lists 1 Country Bank for Savings branch in Ware as of September 5, 2026, the main office at 155 West St. The address and directions are under Country Bank for Savings above.
Is there a Monson Savings Bank in Ware, MA?
Yes. FDIC data lists 1 Monson Savings Bank branch in Ware as of September 5, 2026. The address and directions are under Monson Savings Bank above.
Is there a Chase in Ware, MA?
No. FDIC data lists no Chase branch in Ware as of September 5, 2026. The nearest is in Springfield, about 14 miles away in a straight line.
Which banks are headquartered in Ware?
Country Bank for Savings has its main office in Ware, according to the FDIC.
What is the oldest bank in Ware?
Country Bank for Savings has the longest record among banks with a branch here: the FDIC shows it operating since 1850.
Did any bank branches open or close in Ware in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ware?
Nearby cities with more banks include West Brookfield, Belchertown, Wilbraham. West Brookfield is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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