US Bank Directory

Banks in Southwick, MA

2 FDIC-insured banks operate 2 offices in Southwick, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Southwick

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Southwick, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Southwick

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Beacon Bank and Trust and Westfield Bank have the most locations in Southwick, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Southwick, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Grist Mill Plaza Branch at 608 College Hwy dates to 1956 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Grist Mill Plaza Branch
    608 College Hwy, 01077
    Hours: see the bank's site
Beacon Bank and Trust: profile, branches and contacts
Westfield Bank 1 branch · main office Westfield, MA Bank · 1

Westfield Bank has 1 branch in Southwick, 23 across Massachusetts and 27 nationwide. FDIC records list its main office in Westfield, MA and show it operating since 1853. With $2.73 billion in total assets on June 30, 2026, it ranks No. 471 of 4,232 U.S. banks by total assets. The College Highway Branch at 462 College Hwy dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • College Highway Branch
    462 College Hwy, 01077
    Hours: see the bank's site
Westfield Bank: profile, branches and contacts

Banking in Southwick: the local picture

Short answer: 2 banks run 2 branches in Southwick according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Southwick, 2 elsewhere in Massachusetts, according to the FDIC.

The bank with the longest record here is Westfield Bank, operating since 1853 according to the FDIC. In FDIC branch records, the longest-running branch is Beacon Bank and Trust's office at 608 College Hwy, dating to 1956; the newest is Westfield Bank's at 462 College Hwy, from 1990.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Southwick, and where the nearest one is if they do not.

Short answer: No branches in Southwick: Chase (nearest in Westfield, 4 mi), Wells Fargo (nearest in Boston, 90 mi), Bank of America (nearest in West Springfield, 9 mi), PNC Bank (nearest in Framingham, 71 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Westfield, 4 mi), BMO.

BankIn SouthwickNearest branch if none here
ChaseNoneWestfield, 4 miles away
Wells FargoNoneBoston, 90 miles away
Bank of AmericaNoneWest Springfield, 9 miles away
PNC BankNoneFramingham, 71 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneWestfield, 4 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Southwick to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Southwick residents like anyone else.

Banks near Southwick

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Westfield (5 miles) and Feeding Hills (5 miles). Springfield, 12 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Southwick

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Southwick between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Southwick by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Southwick offices.

Short answer: Beacon Bank and Trust is the largest bank with offices in Southwick, with $22.20 billion in total assets on June 30, 2026, No. 98 among U.S. banks by total assets. Westfield Bank is second with $2.73 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Beacon Bank and Trust$22.20 billionNo. 981Boston, MA
Westfield Bank$2.73 billionNo. 4711Westfield, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Southwick: FAQ

How many banks are in Southwick, MA?

Southwick has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Southwick?

Beacon Bank and Trust, with 1. Westfield Bank has 1.

Is there a Beacon Bank and Trust in Southwick, MA?

Yes. FDIC data lists 1 Beacon Bank and Trust branch in Southwick as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.

Is there a Westfield Bank in Southwick, MA?

Yes. FDIC data lists 1 Westfield Bank branch in Southwick as of September 5, 2026. The address and directions are under Westfield Bank above.

Is there a Chase in Southwick, MA?

No. FDIC data lists no Chase branch in Southwick as of September 5, 2026. The nearest is in Westfield, about 4 miles away in a straight line.

What is the oldest bank in Southwick?

Westfield Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1853.

Did any bank branches open or close in Southwick in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Southwick?

Nearby cities with more banks include Westfield, Feeding Hills, Agawam. Westfield is 5 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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