Banks in Sheffield, MA

Bank branch map: Sheffield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Sheffield, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sheffield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Beacon Bank and Trust and NBT Bank have the most locations in Sheffield, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Beacon Bank and Trust 1 branch · main office Boston, MA Bank · 1

Beacon Bank and Trust has 1 branch in Sheffield, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Sheffield Branch at 103 Main St dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sheffield Branch

  103 Main St, 01257

  Hours: see the bank's site
  DirectionsWebsite

Beacon Bank and Trust: profile, branches and contacts

NBT Bank NBT Bank, National Association · 1 branch · main office Norwich, NY Bank · 1

NBT Bank has 1 branch in Sheffield, 7 across Massachusetts and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Sheffield Branch at 640 N Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sheffield Branch

  640 N Main St, 01257

  Hours: see the bank's site
  DirectionsWebsite

NBT Bank: profile, branches and contacts

Banking in Sheffield: the local picture

Short answer: 2 banks run 2 branches in Sheffield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Sheffield, 1 elsewhere in Massachusetts and 1 out of state, according to the FDIC.

The bank with the longest record here is NBT Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Beacon Bank and Trust's office at 103 Main St, dating to 1966; the newest is NBT Bank's at 640 N Main St, from 2005.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sheffield, and where the nearest one is if they do not.

Short answer: No branches in Sheffield: Chase (nearest in Westfield, 32 mi), Wells Fargo (nearest in Boston, 119 mi), Bank of America (nearest in Holyoke, 38 mi), PNC Bank (nearest in Framingham, 100 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Great Barrington, 5 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sheffield to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sheffield residents like anyone else.

Banks near Sheffield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Great Barrington (6 miles) and Stockbridge (12 miles). Pittsfield, 24 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Sheffield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sheffield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sheffield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sheffield offices.

Short answer: Beacon Bank and Trust is the largest bank with offices in Sheffield, with $22.20 billion in total assets on June 30, 2026, No. 98 among U.S. banks by total assets. NBT Bank is second with $16.09 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sheffield: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.