US Bank Directory

Banks in Natick, MA

6 FDIC-insured banks operate 7 offices in Natick, Massachusetts, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Natick

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Natick, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Natick

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Middlesex Savings Bank has the most locations in Natick, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Middlesex Savings Bank 2 branches · main office Natick, MA Bank · 2

Middlesex Savings Bank has 2 branches in Natick, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Natick location is its main office at 6 Main St, dating to 1835; the newest, at 36 Summer St, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    6 Main St, 01760
    Hours: see the bank's site
  • Operations Center Branch
    36 Summer St, 01760
    Hours: see the bank's site
Middlesex Savings Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Natick, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Natick Mall Branch at 1245 Worcester St dates to 1965 in FDIC branch records. Its published hours do not list Saturday.

  • Natick Mall Branch
    1245 Worcester St, 01760
    (508) 653-4044Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Natick, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Natick Center Branch at 34 Main St dates to 1974 in FDIC branch records. It opens on Saturday.

  • Natick Center Branch
    34 Main St, 01760
    (508) 653-5100Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Eastern Bank 1 branch · main office Boston, MA Bank · 1

Eastern Bank has 1 branch in Natick, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Natick Branch at 2 South Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Eastern Bank: profile, branches and contacts
Hanscom Credit Union 1 office · main office Hanscom AFB, MA Credit union · 1

Hanscom Credit Union has 1 office in Natick, 15 across Massachusetts. It is based in Hanscom AFB, MA and $2.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Natick
    15 General Greene Ave, 01760
    (508) 233-1210Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Hanscom Credit Union: profile, branches and contacts
MutualOne Bank 1 branch · main office Framingham, MA Bank · 1

MutualOne Bank has 1 branch in Natick, 3 across Massachusetts and 3 nationwide. FDIC records list its main office in Framingham, MA and show it operating since 1889. With $1.22 billion in total assets on June 30, 2026, it ranks No. 884 of 4,232 U.S. banks by total assets. The Natick Federal Savings Bank Branch at 49 Main St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Natick Federal Savings Bank Branch
    49 Main St, 01760
    Hours: see the bank's site
MutualOne Bank: profile, branches and contacts
Needham Bank 1 branch · main office Needham, MA Bank · 1

Needham Bank has 1 branch in Natick, 16 across Massachusetts and 21 nationwide. FDIC records list its main office in Needham, MA and show it operating since 1892. With $7.42 billion in total assets on June 30, 2026, it ranks No. 211 of 4,232 U.S. banks by total assets. The Natick Branch at 17 W Central St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Needham Bank: profile, branches and contacts

Join a credit union in Natick

1 credit union has 1 office here: Hanscom Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Natick page has every office in the state's directory.

Banking in Natick: the local picture

Short answer: 6 banks run 7 branches in Natick according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Natick, 3 elsewhere in Massachusetts and 2 out of state, according to the FDIC.

The bank with the longest record here is Middlesex Savings Bank, operating since 1835 according to the FDIC. In FDIC branch records, the longest-running branch is Middlesex Savings Bank's office at 6 Main St, dating to 1835; the newest is Needham Bank's at 17 W Central St, from 2015.

The only credit union with an office here is Hanscom Credit Union.

Of the 3 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Natick

Short answer: 1 of the 3 Natick locations with published hours opens on Saturday, run by 1 institution.

  • Citizens: 1 of 1 branch (34 Main St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Natick, and where the nearest one is if they do not.

Short answer: In Natick: Bank of America (1). No branches in Natick: Chase (nearest in Wayland, 2 mi), Wells Fargo (nearest in Boston, 16 mi), PNC Bank (nearest in Framingham, 3 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Wellesley, 2 mi), BMO.

BankIn NatickNearest branch if none here
Bank of America1 branchhere
ChaseNoneWayland, 2 miles away
Wells FargoNoneBoston, 16 miles away
PNC BankNoneFramingham, 3 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneWellesley, 2 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Natick to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Natick residents like anyone else.

Banks near Natick

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wayland (3 miles) and Framingham (3 miles). Needham, 6 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Natick

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Natick between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Natick

Short answer: 1 institution has its main office in Natick: Middlesex Savings Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Middlesex Savings BankBank$6.15 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Natick by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Natick offices.

Short answer: Bank of America is the largest bank with offices in Natick, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citizens$232.52 billionNo. 201Providence, RI
Eastern Bank$31.13 billionNo. 701Boston, MA
Needham Bank$7.42 billionNo. 2111Needham, MA
Middlesex Savings Bank$6.15 billionNo. 2462Natick, MA
MutualOne Bank$1.22 billionNo. 8841Framingham, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Natick: FAQ

How many banks are in Natick, MA?

Natick has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Natick?

Middlesex Savings Bank, with 2. Bank of America has 1 and Citizens has 1.

Is there a Middlesex Savings Bank in Natick, MA?

Yes. FDIC data lists 2 Middlesex Savings Bank branches in Natick as of September 5, 2026, the main office at 6 Main St. Its branches are listed under Middlesex Savings Bank above, with the address and directions for each.

Is there a Bank of America in Natick, MA?

Yes. FDIC data lists 1 Bank of America branch in Natick as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citizens in Natick, MA?

Yes. FDIC data lists 1 Citizens branch in Natick as of September 5, 2026. The address and directions are under Citizens above.

Is there a Chase in Natick, MA?

No. FDIC data lists no Chase branch in Natick as of September 5, 2026. The nearest is in Wayland, about 2 miles away in a straight line.

Which banks in Natick are open on Saturday?

Citizens publishes Saturday hours for one or more Natick locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Natick?

Middlesex Savings Bank has its main office in Natick, according to the FDIC.

What is the oldest bank in Natick?

Middlesex Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1835.

Which credit unions can I join in Natick?

Hanscom Credit Union has an office in Natick. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Natick in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Natick?

Nearby cities with more banks include Wayland, Framingham, Wellesley. Wayland is 3 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (2 of 7 branches: Bank of America, Citizens)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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