US Bank Directory
Banks in Needham, MA
14 FDIC-insured banks operate 19 offices in Needham, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Needham
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 20 locations in Needham, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Needham
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Needham, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in Needham, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Needham location is the Needham Heights Branch at 968 Highland Ave, dating to 1814; the newest, at 133 Chapel St, to 1996. All 2 of its Needham locations with published hours open on Saturday.
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Needham Branch133 Chapel St, 02492
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Needham Heights Branch968 Highland Ave, 02494
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Dedham Institution for Savings Bank · 2
Dedham Institution for Savings has 2 branches in Needham, 15 across Massachusetts and 15 nationwide. FDIC records list its main office in Dedham, MA and show it operating since 1831. With $2.60 billion in total assets on June 30, 2026, it ranks No. 487 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Needham location is the Needham Branch at 1077 Great Plain Ave, dating to 2003; the newest, at 695 Highland Ave, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Branch1077 Great Plain Ave, 02492
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Highland Avenue Branch695 Highland Ave, 02494
Eastern Bank Bank · 2
Eastern Bank has 2 branches in Needham, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Needham location is the Needham North Hill Branch at 865 Central Ave, dating to 2014; the newest, at 1433 Highland Ave, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Highland Avenue Branch1433 Highland Ave, 02492
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Needham North Hill Branch865 Central Ave, 02492
Needham Bank Bank · 2
Needham Bank has 2 branches in Needham, 16 across Massachusetts and 21 nationwide. FDIC records list its main office in Needham, MA and show it operating since 1892. With $7.42 billion in total assets on June 30, 2026, it ranks No. 211 of 4,232 U.S. banks by total assets. Its main office at 1063 Great Plain Ave dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1063 Great Plain Ave, 02492
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Online Branch1063 Great Plain Ave, 02492
Santander Bank · 2
Santander has 2 branches in Needham, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Needham location is the Needham Centre Branch at 965 Great Plain Ave, dating to 1928; the newest, at 1000 Highland Ave, to 2016. It opens on Saturday.
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Needham Branch1000 Highland Ave, 02494
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Needham Centre Branch965 Great Plain Ave, 02492
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Needham, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Needham Branch at 1455 Highland Ave dates to 1978 in FDIC branch records. It opens on Saturday.
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Needham Branch1455 Highland Ave, 02492
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Needham, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Needham Heights Branch at 902 Highland Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Heights Branch902 Highland Ave, 02494
Chase Bank · 1
Chase has 1 branch in Needham, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Needham Branch at 173 Chestnut St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Branch173 Chestnut St, 02492
Direct Credit Union Credit union · 1
Direct Credit Union has 1 office in Needham, 1 across Massachusetts. It is based in Needham, MA and $789.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office50 Cabot St, 02494
All hours
Mon to Wed 8 am to 4 pm; Thu 8 am to 6 pm; Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Fidelity Co-operative Bank Bank · 1
Fidelity Co-operative Bank has 1 branch in Needham, 13 across Massachusetts and 13 nationwide. FDIC records list its main office in Leominster, MA and show it operating since 1888. With $1.31 billion in total assets on June 30, 2026, it ranks No. 843 of 4,232 U.S. banks by total assets. The Needham Branch at 129 Chestnut St dates to 1877 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Branch129 Chestnut St, 02492
M&T Bank Bank · 1
M&T Bank has 1 branch in Needham, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Needham Branch at 827 Highland Ave dates to 2010 in FDIC branch records. It opens on Saturday.
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Needham Branch827 Highland Ave, 02494
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Middlesex Savings Bank Bank · 1
Middlesex Savings Bank has 1 branch in Needham, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. The Needham Branch at 50 Chestnut St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Branch50 Chestnut St, 02492
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Needham, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Needham Branch at 1450 Highland Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Branch1450 Highland Ave, 02492
Salem Five Cents Savings Bank Bank · 1
Salem Five Cents Savings Bank has 1 branch in Needham, 34 across Massachusetts and 34 nationwide. FDIC records list its main office in Salem, MA and show it operating since 1855. With $8.82 billion in total assets on June 30, 2026, it ranks No. 184 of 4,232 U.S. banks by total assets. The Needham Branch at 355 Chestnut St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Needham Branch355 Chestnut St, 02492
TD Bank Bank · 1
TD Bank has 1 branch in Needham, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Needham Branch at 95 Highland Avenue dates to 1997 in FDIC branch records. It opens on Saturday.
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Needham Branch95 Highland Avenue, 02494
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Needham
1 credit union has 1 office here: Direct Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Needham page has every office in the state's directory.
Banking in Needham: the local picture
Short answer: 14 banks run 19 branches in Needham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 1 has its main office in Needham, 7 elsewhere in Massachusetts and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 968 Highland Ave, dating to 1814; the newest is Dedham Institution for Savings's at 695 Highland Ave, from 2025.
The only credit union with an office here is Direct Credit Union.
Of the 7 locations with published hours. 6 open on Saturday. 13 locations have no published hours in these sources.
Banks by ZIP code in Needham
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02492 has the most bank and credit union offices in Needham (13), followed by 02494 (7). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02492 | 13 | 11 | Eastern Bank, Needham Bank, Bank of America |
| 02494 | 7 | 7 | Beacon Bank and Trust, Citizens, Dedham Institution for Savings |
Banks open on Saturday in Needham
Short answer: 6 of the 7 Needham locations with published hours open on Saturday, run by 5 institutions.
- Citizens: 2 of 2 branches (133 Chapel St: Saturday 9 am to 12 pm, and 1 more)
- Santander: 1 of 2 branches (965 Great Plain Ave: Saturday 9 am to 1 pm)
- Bank of America: 1 of 1 branch (1455 Highland Ave: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (95 Highland Avenue: Saturday 9 am to 1 pm)
- M&T Bank: 1 of 1 branch (827 Highland Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Needham, and where the nearest one is if they do not.
Short answer: In Needham: Chase (1), Bank of America (1), TD Bank (1). No branches in Needham: Wells Fargo (nearest in Boston, 11 mi), PNC Bank (nearest in Chestnut Hill, 4 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Needham | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Boston, 11 miles away |
| PNC Bank | None | Chestnut Hill, 4 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Needham to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Needham residents like anyone else.
Banks near Needham
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waban (3 miles) and Wellesley (3 miles). Wellesley, 3 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waban, MA | 3 mi | 2 | 2 |
| Banks in Wellesley, MA | 3 mi | 11 | 15 |
| Banks in Newton, MA | 3 mi | 8 | 12 |
| Banks in Newton Center, MA | 4 mi | 4 | 4 |
| Banks in West Roxbury, MA | 4 mi | 8 | 8 |
| Banks in Dedham, MA | 4 mi | 9 | 13 |
| Banks in Auburndale, MA | 4 mi | 2 | 2 |
| Banks in Chestnut Hill, MA | 4 mi | 7 | 8 |
Bank branch openings and closings in Needham
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Needham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Needham
Short answer: 2 institutions have their main office in Needham: Needham Bank and Direct Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Needham Bank | Bank | $7.42 billion | 2 |
| Direct Credit Union | Credit union | $789.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Needham by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Needham offices.
Short answer: Chase is the largest bank with offices in Needham, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 2 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 2 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Salem Five Cents Savings Bank | $8.82 billion | No. 184 | 1 | Salem, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Needham: FAQ
How many banks are in Needham, MA?
Needham has 14 banks with 19 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Needham?
Citizens, with 2. Santander has 2 and Eastern Bank has 2.
Is there a Citizens in Needham, MA?
Yes. FDIC data lists 2 Citizens branches in Needham as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a Santander in Needham, MA?
Yes. FDIC data lists 2 Santander branches in Needham as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.
Is there a Eastern Bank in Needham, MA?
Yes. FDIC data lists 2 Eastern Bank branches in Needham as of September 5, 2026. Its branches are listed under Eastern Bank above, with the address and directions for each.
Is there a Wells Fargo in Needham, MA?
No. FDIC data lists no Wells Fargo branch in Needham as of September 5, 2026. The nearest is in Boston, about 11 miles away in a straight line.
Which banks in Needham are open on Saturday?
Citizens, Santander, Bank of America and TD Bank and 1 more publish Saturday hours for one or more Needham locations. The Saturday section above lists each one with its hours. 13 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Needham?
Needham Bank and Direct Credit Union have their main office in Needham, according to the FDIC and the NCUA.
What is the oldest bank in Needham?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Needham?
Direct Credit Union has an office in Needham. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Needham in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Needham?
Nearby cities with more banks include Waban, Wellesley, Newton. Waban is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 19 branches: Bank of America, Citizens, M&T Bank, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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