US Bank Directory

Banks in Cochituate, MA

1 FDIC-insured bank operates 1 office in Cochituate, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cochituate

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Cochituate, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cochituate

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Middlesex Savings Bank is the only bank with an office in Cochituate. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Middlesex Savings Bank 1 branch · main office Natick, MA Bank · 1

Middlesex Savings Bank has 1 branch in Cochituate, 35 across Massachusetts and 35 nationwide. FDIC records list its main office in Natick, MA and show it operating since 1835. With $6.15 billion in total assets on June 30, 2026, it ranks No. 246 of 4,232 U.S. banks by total assets. The Wayland Branch at 150 Commonwealth Rd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wayland Branch
    150 Commonwealth Rd, 01778
    Hours: see the bank's site
Middlesex Savings Bank: profile, branches and contacts

Banking in Cochituate: the local picture

Short answer: 1 bank runs 1 branch in Cochituate according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Middlesex Savings Bank has its main office in Natick, MA, according to the FDIC.

The bank with the longest record here is Middlesex Savings Bank, operating since 1835 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cochituate, and where the nearest one is if they do not.

Short answer: No branches in Cochituate: Chase (nearest in Wayland, 1 mi), Wells Fargo (nearest in Boston, 16 mi), Bank of America (nearest in Wayland, 1 mi), PNC Bank (nearest in Framingham, 3 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Wayland, 1 mi), BMO.

BankIn CochituateNearest branch if none here
ChaseNoneWayland, 1 mile away
Wells FargoNoneBoston, 16 miles away
Bank of AmericaNoneWayland, 1 mile away
PNC BankNoneFramingham, 3 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneWayland, 1 mile away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cochituate to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cochituate residents like anyone else.

Banks near Cochituate

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wayland (1 mile) and Natick (2 miles). Wellesley, 4 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Cochituate

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cochituate between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cochituate by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cochituate offices.

Short answer: Middlesex Savings Bank is the largest bank with offices in Cochituate, with $6.15 billion in total assets on June 30, 2026, No. 246 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Middlesex Savings Bank$6.15 billionNo. 2461Natick, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cochituate: FAQ

How many banks are in Cochituate, MA?

Cochituate has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Middlesex Savings Bank in Cochituate, MA?

Yes. FDIC data lists 1 Middlesex Savings Bank branch in Cochituate as of September 5, 2026. The address and directions are under Middlesex Savings Bank above.

Is there a Chase in Cochituate, MA?

No. FDIC data lists no Chase branch in Cochituate as of September 5, 2026. The nearest is in Wayland, about 1 miles away in a straight line.

What is the oldest bank in Cochituate?

Middlesex Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1835.

Did any bank branches open or close in Cochituate in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cochituate?

Nearby cities with more banks include Wayland, Natick, Framingham. Wayland is 1 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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