US Bank Directory
Banks in Ruston, LA
10 FDIC-insured banks operate 17 offices in Ruston, Louisiana, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ruston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 20 locations in Ruston, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ruston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Louisiana National Bank has the most locations in Ruston, with 5. It is followed by Origin Bank (3), Century Next Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Louisiana National Bank Bank · 5
Louisiana National Bank has 5 branches in Ruston, 10 across Louisiana and 10 nationwide. FDIC records list its main office in Ruston, LA and show it operating since 1935. With $474.0 million in total assets on June 30, 2026, it ranks No. 1,858 of 4,232 U.S. banks by total assets. Its main office at 2001 N Trenton St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2001 N Trenton St, 71270
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Www.Ln.Bank Branch2001 N Trenton St, 71270
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First National Bank Messenger Service2001 N Trenton St, 71270
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Ruston Downtown Branch212 W Alabama Ave, 71270
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33 Branch2201 Farmerville Hwy, 71270
Origin Bank Bank · 3
Origin Bank has 3 branches in Ruston, 19 across Louisiana and 59 nationwide. FDIC records list its main office in Choudrant, LA and show it operating since 1912. With $10.18 billion in total assets on June 30, 2026, it ranks No. 160 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ruston location is the Northside Banking Center at 2010 Farmerville Hwy, dating to 1983; the newest, at 1511 N Trenton St, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Ruston Financial Center1511 N Trenton St, 71270
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Northside Banking Center2010 Farmerville Hwy, 71270
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Downtown Ruston Banking Center Branch400 North Trenton Street, 71270
Centric Credit Union Credit union · 2
Centric Credit Union has 2 officees in Ruston, 9 across Louisiana. It is based in West Monroe, LA and $453.9 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Ruston locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Ruston Downtown102 W Alabama Ave, 71270
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Ruston Centric Center1514 Eagle Drive, 71270
All hours
Mon to Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Century Next Bank Bank · 2
Century Next Bank has 2 branches in Ruston, 4 across Louisiana and 7 nationwide. FDIC records list its main office in Ruston, LA and show it operating since 1905. With $916.4 million in total assets on June 30, 2026, it ranks No. 1,129 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ruston location is its main office at 505 N Vienna St, dating to 1905; the newest, at 2109 Farmerville Hwy, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office505 N Vienna St, 71270
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Farmerville Highway Branch2109 Farmerville Hwy, 71270
b1BANK Bank · 1
b1BANK has 1 branch in Ruston, 44 across Louisiana and 63 nationwide. FDIC records list its main office in Baton Rouge, LA and show it operating since 2006. With $8.89 billion in total assets on June 30, 2026, it ranks No. 182 of 4,232 U.S. banks by total assets. The Ruston Banking Center Branch at 308 North Vienna Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ruston Banking Center Branch308 North Vienna Street, 71270
Chase Bank · 1
Chase has 1 branch in Ruston, 104 across Louisiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ruston Branch at 297 N Service Rd E dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ruston Branch297 N Service Rd E, 71270
First Horizon Bank · 1
First Horizon has 1 branch in Ruston, 54 across Louisiana and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Ruston Branch at 400 N Vienna St dates to 1983 in FDIC branch records. Its published hours do not list Saturday.
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Ruston Branch400 N Vienna St, 71270
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Gibsland Bank Bank · 1
Gibsland Bank has 1 branch in Ruston, 13 across Louisiana and 13 nationwide. FDIC records list its main office in Gibsland, LA and show it operating since 1948. With $574.3 million in total assets on June 30, 2026, it ranks No. 1,617 of 4,232 U.S. banks by total assets. The Gbt - Lincoln Center Branch at 305 S. Vienna Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gbt - Lincoln Center Branch305 S. Vienna Street, 71270
Huntington Bank · 1
Huntington has 1 branch in Ruston, 24 across Louisiana and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Ruston Downtown Branch at 300 N Trenton St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ruston Downtown Branch300 N Trenton St, 71270
La Capitol Credit Union Credit union · 1
La Capitol Credit Union has 1 office in Ruston, 15 across Louisiana. It is based in Baton Rouge, LA and $799.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ruston975 Tech Dr, 71270
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Ruston, 79 across Louisiana and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Trenton St Branch at 1317 N Trenton St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Trenton St Branch1317 N Trenton St, 71270
Winnsboro State Bank Bank · 1
Winnsboro State Bank has 1 branch in Ruston, 5 across Louisiana and 5 nationwide. FDIC records list its main office in Winnsboro, LA and show it operating since 1902. With $425.7 million in total assets on June 30, 2026, it ranks No. 1,986 of 4,232 U.S. banks by total assets. The Winnsboro State Bank & Trust Company-Ruston Branch at 1715 Celebrity Drive dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winnsboro State Bank & Trust Company-Ruston Branch1715 Celebrity Drive, 71270
Join a credit union in Ruston
2 credit unions have 3 offices here: Centric Credit Union and La Capitol Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ruston page has every office in the state's directory.
Banking in Ruston: the local picture
Short answer: 10 banks run 17 branches in Ruston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 2 have their main office in Ruston, 4 elsewhere in Louisiana and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 1317 N Trenton St, dating to 1901; the newest is Winnsboro State Bank's at 1715 Celebrity Drive, from 2025.
2 credit unions have 3 offices in Ruston, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 16 locations have no published hours in these sources.
Credit unions open on Saturday in Ruston
Short answer: 1 of the 4 Ruston locations with published hours opens on Saturday, run by 1 institution.
- Centric Credit Union: 1 of 2 offices (1514 Eagle Drive: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 16 of the 20 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ruston, and where the nearest one is if they do not.
Short answer: In Ruston: Chase (1), Huntington (1), Regions Bank (1). No branches in Ruston: Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, TD Bank, BMO.
| Bank | In Ruston | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Huntington | 1 branch | here |
| Regions Bank | 1 branch | here |
| Wells Fargo | None | none in Louisiana |
| Bank of America | None | none in Louisiana |
| PNC Bank | None | none in Louisiana |
| U.S. Bank | None | none in Louisiana |
| Truist | None | none in Louisiana |
| Fifth Third Bank | None | none in Louisiana |
| TD Bank | None | none in Louisiana |
| BMO | None | none in Louisiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ruston to the nearest branch in Louisiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ruston residents like anyone else.
Banks near Ruston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Arcadia (17 miles) and Farmerville (21 miles). Monroe, 31 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Arcadia, LA | 17 mi | 2 | 2 |
| Banks in Farmerville, LA | 21 mi | 3 | 4 |
| Banks in Jonesboro, LA | 21 mi | 3 | 3 |
| Banks in West Monroe, LA | 27 mi | 13 | 17 |
| Banks in Homer, LA | 30 mi | 2 | 3 |
| Banks in Monroe, LA | 31 mi | 17 | 31 |
| Banks in Sterlington, LA | 34 mi | 2 | 2 |
| Banks in Minden, LA | 38 mi | 6 | 9 |
Bank branch openings and closings in Ruston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ruston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ruston
Short answer: 2 institutions have their main office in Ruston: Louisiana National Bank and Century Next Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Louisiana National Bank | Bank | $474.0 million | 5 |
| Century Next Bank | Bank | $916.4 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ruston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ruston offices.
Short answer: Chase is the largest bank with offices in Ruston, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Huntington is second with $283.07 billion. 2 of the 10 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| Origin Bank | $10.18 billion | No. 160 | 3 | Choudrant, LA |
| b1BANK | $8.89 billion | No. 182 | 1 | Baton Rouge, LA |
| Century Next Bank | $916.4 million | No. 1,129 | 2 | Ruston, LA |
| Gibsland Bank | $574.3 million | No. 1,617 | 1 | Gibsland, LA |
| Louisiana National Bank | $474.0 million | No. 1,858 | 5 | Ruston, LA |
| Winnsboro State Bank | $425.7 million | No. 1,986 | 1 | Winnsboro, LA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ruston: FAQ
How many banks are in Ruston, LA?
Ruston has 10 banks with 17 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ruston?
Louisiana National Bank, with 5. Origin Bank has 3 and Century Next Bank has 2.
Is there a Louisiana National Bank in Ruston, LA?
Yes. FDIC data lists 5 Louisiana National Bank branches in Ruston as of September 5, 2026, the main office at 2001 N Trenton St. Its branches are listed under Louisiana National Bank above, with the address and directions for each.
Is there a Origin Bank in Ruston, LA?
Yes. FDIC data lists 3 Origin Bank branches in Ruston as of September 5, 2026. Its branches are listed under Origin Bank above, with the address and directions for each.
Is there a Century Next Bank in Ruston, LA?
Yes. FDIC data lists 2 Century Next Bank branches in Ruston as of September 5, 2026, the main office at 505 N Vienna St. Its branches are listed under Century Next Bank above, with the address and directions for each.
Which banks in Ruston are open on Saturday?
Centric Credit Union publishes Saturday hours for one or more Ruston locations. The Saturday section above lists each one with its hours. 16 of the 20 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ruston?
Louisiana National Bank and Century Next Bank have their main office in Ruston, according to the FDIC.
What is the oldest bank in Ruston?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Ruston?
Centric Credit Union and La Capitol Credit Union have offices in Ruston. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ruston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ruston?
Nearby cities with more banks include Arcadia, Farmerville, Jonesboro. Arcadia is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 17 branches: First Horizon) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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