US Bank Directory

Banks in Homer, LA

2 FDIC-insured banks operate 3 offices in Homer, Louisiana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Homer

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Homer, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Homer

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Gibsland Bank has the most locations in Homer, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Gibsland Bank 2 branches · main office Gibsland, LA Bank · 2

Gibsland Bank has 2 branches in Homer, 13 across Louisiana and 13 nationwide. FDIC records list its main office in Gibsland, LA and show it operating since 1948. With $574.3 million in total assets on June 30, 2026, it ranks No. 1,617 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Homer location is the Homer Branch at 813 W Main St, dating to 2009; the newest, at 600 E Main St, to 2020. It does not publish hours in the sources this page uses; check its site before you go.

Gibsland Bank: profile, branches and contacts
Department of Corrections Credit Union 1 office · main office Baton Rouge, LA Credit union · 1

Department of Corrections Credit Union has 1 office in Homer, 10 across Louisiana. It is based in Baton Rouge, LA and $124.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Homer Branch
    694 Bell Hill Rd, 71040
    (318) 927-1798Today 7:30 am to 4 pm
    All hours

    Mon to Fri 7:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Department of Corrections Credit Union: profile, branches and contacts
First Guaranty Bank 1 branch · main office Hammond, LA Bank · 1

First Guaranty Bank has 1 branch in Homer, 23 across Louisiana and 30 nationwide. FDIC records list its main office in Hammond, LA and show it operating since 1934. With $3.89 billion in total assets on June 30, 2026, it ranks No. 342 of 4,232 U.S. banks by total assets. The Homer Branch at 401 N 2nd St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Guaranty Bank: profile, branches and contacts

Join a credit union in Homer

1 credit union has 1 office here: Department of Corrections Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Homer page has every office in the state's directory.

Banking in Homer: the local picture

Short answer: 2 banks run 3 branches in Homer according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Homer, 2 elsewhere in Louisiana, according to the FDIC.

The bank with the longest record here is First Guaranty Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is First Guaranty Bank's office at 401 N 2nd St, dating to 1999; the newest is Gibsland Bank's at 600 E Main St, from 2020.

The only credit union with an office here is Department of Corrections Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Homer

Short answer: None of the 1 Homer location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Homer, and where the nearest one is if they do not.

Short answer: No branches in Homer: Chase (nearest in Ruston, 30 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington (nearest in Ruston, 30 mi), Regions Bank (nearest in Minden, 18 mi), TD Bank, BMO.

BankIn HomerNearest branch if none here
ChaseNoneRuston, 30 miles away
Wells FargoNonenone in Louisiana
Bank of AmericaNonenone in Louisiana
PNC BankNonenone in Louisiana
U.S. BankNonenone in Louisiana
TruistNonenone in Louisiana
Fifth Third BankNonenone in Louisiana
HuntingtonNoneRuston, 30 miles away
Regions BankNoneMinden, 18 miles away
TD BankNonenone in Louisiana
BMONonenone in Louisiana

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Homer to the nearest branch in Louisiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Homer residents like anyone else.

Banks near Homer

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Minden (18 miles) and Arcadia (18 miles). Ruston, 30 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Homer

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Homer between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Homer by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Homer offices.

Short answer: First Guaranty Bank is the largest bank with offices in Homer, with $3.89 billion in total assets on June 30, 2026, No. 342 among U.S. banks by total assets. Gibsland Bank is second with $574.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Guaranty Bank$3.89 billionNo. 3421Hammond, LA
Gibsland Bank$574.3 millionNo. 1,6172Gibsland, LA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Homer: FAQ

How many banks are in Homer, LA?

Homer has 2 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Homer?

Gibsland Bank, with 2. First Guaranty Bank has 1.

Is there a Gibsland Bank in Homer, LA?

Yes. FDIC data lists 2 Gibsland Bank branches in Homer as of September 5, 2026. Its branches are listed under Gibsland Bank above, with the address and directions for each.

Is there a First Guaranty Bank in Homer, LA?

Yes. FDIC data lists 1 First Guaranty Bank branch in Homer as of September 5, 2026. The address and directions are under First Guaranty Bank above.

Is there a Chase in Homer, LA?

No. FDIC data lists no Chase branch in Homer as of September 5, 2026. The nearest is in Ruston, about 30 miles away in a straight line.

Which banks in Homer are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Homer?

First Guaranty Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Which credit unions can I join in Homer?

Department of Corrections Credit Union has an office in Homer. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Homer in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Homer?

Nearby cities with more banks include Minden, Arcadia, Springhill. Minden is 18 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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