US Bank Directory
Banks in Mcdaniels, KY
1 FDIC-insured bank operates 1 office in Mcdaniels, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Mcdaniels
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Mcdaniels, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Mcdaniels
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First State Bank is the only bank with an office in Mcdaniels. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First State Bank Bank · 1
First State Bank has 1 branch in Mcdaniels, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Irvington, KY and show it operating since 1903. With $402.0 million in total assets on June 30, 2026, it ranks No. 2,065 of 4,232 U.S. banks by total assets. The Rough River Branch at 9666 S Highway 259 dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rough River Branch9666 S Highway 259, 40152
Banking in Mcdaniels: the local picture
Short answer: 1 bank runs 1 branch in Mcdaniels according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First State Bank has its main office in Irvington, KY, according to the FDIC.
The bank with the longest record here is First State Bank, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Mcdaniels, and where the nearest one is if they do not.
Short answer: No branches in Mcdaniels: Chase (nearest in Elizabethtown, 31 mi), Wells Fargo, Bank of America (nearest in Louisville, 51 mi), PNC Bank (nearest in Elizabethtown, 32 mi), U.S. Bank (nearest in Owensboro, 36 mi), Truist (nearest in Owensboro, 35 mi), Fifth Third Bank (nearest in Owensboro, 38 mi), Huntington (nearest in Walton, 133 mi), Regions Bank (nearest in Franklin, 63 mi), TD Bank, BMO.
| Bank | In Mcdaniels | Nearest branch if none here |
|---|---|---|
| Chase | None | Elizabethtown, 31 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 51 miles away |
| PNC Bank | None | Elizabethtown, 32 miles away |
| U.S. Bank | None | Owensboro, 36 miles away |
| Truist | None | Owensboro, 35 miles away |
| Fifth Third Bank | None | Owensboro, 38 miles away |
| Huntington | None | Walton, 133 miles away |
| Regions Bank | None | Franklin, 63 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mcdaniels to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mcdaniels residents like anyone else.
Banks near Mcdaniels
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hardinsburg (10 miles) and Leitchfield (13 miles). Beaver Dam, 28 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hardinsburg, KY | 10 mi | 2 | 2 |
| Banks in Leitchfield, KY | 13 mi | 3 | 6 |
| Banks in Irvington, KY | 19 mi | 2 | 2 |
| Banks in Hawesville, KY | 26 mi | 2 | 2 |
| Banks in Vine Grove, KY | 28 mi | 3 | 3 |
| Banks in Beaver Dam, KY | 28 mi | 4 | 4 |
| Banks in Hartford, KY | 28 mi | 2 | 2 |
| Banks in Brandenburg, KY | 29 mi | 3 | 4 |
Bank branch openings and closings in Mcdaniels
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mcdaniels between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mcdaniels by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mcdaniels offices.
Short answer: First State Bank is the largest bank with offices in Mcdaniels, with $402.0 million in total assets on June 30, 2026, No. 2,065 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First State Bank | $402.0 million | No. 2,065 | 1 | Irvington, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mcdaniels: FAQ
How many banks are in Mcdaniels, KY?
Mcdaniels has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First State Bank in Mcdaniels, KY?
Yes. FDIC data lists 1 First State Bank branch in Mcdaniels as of September 5, 2026. The address and directions are under First State Bank above.
Is there a Chase in Mcdaniels, KY?
No. FDIC data lists no Chase branch in Mcdaniels as of September 5, 2026. The nearest is in Elizabethtown, about 31 miles away in a straight line.
What is the oldest bank in Mcdaniels?
First State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Mcdaniels in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mcdaniels?
Nearby cities with more banks include Hardinsburg, Leitchfield, Irvington. Hardinsburg is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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