US Bank Directory

Banks in Mcdaniels, KY

1 FDIC-insured bank operates 1 office in Mcdaniels, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mcdaniels

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Mcdaniels, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mcdaniels

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank is the only bank with an office in Mcdaniels. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 1 branch · main office Irvington, KY Bank · 1

First State Bank has 1 branch in Mcdaniels, 3 across Kentucky and 3 nationwide. FDIC records list its main office in Irvington, KY and show it operating since 1903. With $402.0 million in total assets on June 30, 2026, it ranks No. 2,065 of 4,232 U.S. banks by total assets. The Rough River Branch at 9666 S Highway 259 dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rough River Branch
    9666 S Highway 259, 40152
    Hours: see the bank's site
First State Bank: profile, branches and contacts

Banking in Mcdaniels: the local picture

Short answer: 1 bank runs 1 branch in Mcdaniels according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First State Bank has its main office in Irvington, KY, according to the FDIC.

The bank with the longest record here is First State Bank, operating since 1903 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mcdaniels, and where the nearest one is if they do not.

Short answer: No branches in Mcdaniels: Chase (nearest in Elizabethtown, 31 mi), Wells Fargo, Bank of America (nearest in Louisville, 51 mi), PNC Bank (nearest in Elizabethtown, 32 mi), U.S. Bank (nearest in Owensboro, 36 mi), Truist (nearest in Owensboro, 35 mi), Fifth Third Bank (nearest in Owensboro, 38 mi), Huntington (nearest in Walton, 133 mi), Regions Bank (nearest in Franklin, 63 mi), TD Bank, BMO.

BankIn McdanielsNearest branch if none here
ChaseNoneElizabethtown, 31 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 51 miles away
PNC BankNoneElizabethtown, 32 miles away
U.S. BankNoneOwensboro, 36 miles away
TruistNoneOwensboro, 35 miles away
Fifth Third BankNoneOwensboro, 38 miles away
HuntingtonNoneWalton, 133 miles away
Regions BankNoneFranklin, 63 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mcdaniels to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mcdaniels residents like anyone else.

Banks near Mcdaniels

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hardinsburg (10 miles) and Leitchfield (13 miles). Beaver Dam, 28 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Mcdaniels

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mcdaniels between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mcdaniels by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mcdaniels offices.

Short answer: First State Bank is the largest bank with offices in Mcdaniels, with $402.0 million in total assets on June 30, 2026, No. 2,065 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Bank$402.0 millionNo. 2,0651Irvington, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mcdaniels: FAQ

How many banks are in Mcdaniels, KY?

Mcdaniels has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First State Bank in Mcdaniels, KY?

Yes. FDIC data lists 1 First State Bank branch in Mcdaniels as of September 5, 2026. The address and directions are under First State Bank above.

Is there a Chase in Mcdaniels, KY?

No. FDIC data lists no Chase branch in Mcdaniels as of September 5, 2026. The nearest is in Elizabethtown, about 31 miles away in a straight line.

What is the oldest bank in Mcdaniels?

First State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Mcdaniels in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mcdaniels?

Nearby cities with more banks include Hardinsburg, Leitchfield, Irvington. Hardinsburg is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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