US Bank Directory

Banks in Horse Cave, KY

2 FDIC-insured banks operate 2 offices in Horse Cave, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Horse Cave

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Horse Cave, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Horse Cave

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank and German American Bank have the most locations in Horse Cave, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

German American Bank 1 branch · main office Jasper, IN Bank · 1

German American Bank has 1 branch in Horse Cave, 30 across Kentucky and 96 nationwide. FDIC records list its main office in Jasper, IN and show it operating since 1910. With $8.43 billion in total assets on June 30, 2026, it ranks No. 192 of 4,232 U.S. banks by total assets. The Horse Cave Branch at 204 E Main St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Horse Cave Branch
    204 E Main St, 42749
    Hours: see the bank's site
German American Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Horse Cave, 42 across Kentucky and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Horse Cave Branch at 201 E Main St dates to 1990 in FDIC branch records. Its published hours do not list Saturday.

  • Horse Cave Branch
    201 E Main St, 42749
    (270) 713-3881Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts

Banking in Horse Cave: the local picture

Short answer: 2 banks run 2 branches in Horse Cave according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Horse Cave and 2 out of state, according to the FDIC.

The bank with the longest record here is Peoples Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 201 E Main St, dating to 1990; the newest is German American Bank's at 204 E Main St, from 1997.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Horse Cave

Short answer: None of the 1 Horse Cave location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Horse Cave, and where the nearest one is if they do not.

Short answer: No branches in Horse Cave: Chase (nearest in Bowling Green, 32 mi), Wells Fargo, Bank of America (nearest in Louisville, 69 mi), PNC Bank (nearest in Bowling Green, 32 mi), U.S. Bank (nearest in Glasgow, 12 mi), Truist (nearest in Glasgow, 12 mi), Fifth Third Bank (nearest in Bowling Green, 33 mi), Huntington (nearest in Walton, 138 mi), Regions Bank (nearest in Franklin, 49 mi), TD Bank, BMO.

BankIn Horse CaveNearest branch if none here
ChaseNoneBowling Green, 32 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 69 miles away
PNC BankNoneBowling Green, 32 miles away
U.S. BankNoneGlasgow, 12 miles away
TruistNoneGlasgow, 12 miles away
Fifth Third BankNoneBowling Green, 33 miles away
HuntingtonNoneWalton, 138 miles away
Regions BankNoneFranklin, 49 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Horse Cave to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Horse Cave residents like anyone else.

Banks near Horse Cave

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cave City (4 miles) and Munfordville (6 miles). Glasgow, 12 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Horse Cave

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Horse Cave between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Horse Cave by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Horse Cave offices.

Short answer: Peoples Bank is the largest bank with offices in Horse Cave, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. German American Bank is second with $8.43 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Peoples Bank$9.53 billionNo. 1691Marietta, OH
German American Bank$8.43 billionNo. 1921Jasper, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Horse Cave: FAQ

How many banks are in Horse Cave, KY?

Horse Cave has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Horse Cave?

Peoples Bank, with 1. German American Bank has 1.

Is there a Peoples Bank in Horse Cave, KY?

Yes. FDIC data lists 1 Peoples Bank branch in Horse Cave as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a German American Bank in Horse Cave, KY?

Yes. FDIC data lists 1 German American Bank branch in Horse Cave as of September 5, 2026. The address and directions are under German American Bank above.

Is there a Chase in Horse Cave, KY?

No. FDIC data lists no Chase branch in Horse Cave as of September 5, 2026. The nearest is in Bowling Green, about 32 miles away in a straight line.

Which banks in Horse Cave are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Horse Cave?

Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Horse Cave in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Horse Cave?

Nearby cities with more banks include Cave City, Munfordville, Glasgow. Cave City is 4 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Peoples Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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