US Bank Directory
Banks in Cave City, KY
2 FDIC-insured banks operate 2 offices in Cave City, Kentucky.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Cave City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Cave City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Cave City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: South Central Bank, Inc. and The Peoples Bank have the most locations in Cave City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
South Central Bank, Inc. Bank · 1
South Central Bank, Inc. has 1 branch in Cave City, 26 across Kentucky and 27 nationwide. FDIC records list its main office in Glasgow, KY and show it operating since 1908. With $2.26 billion in total assets on June 30, 2026, it ranks No. 550 of 4,232 U.S. banks by total assets. The Cave City Branch at 518 N Dixie Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cave City Branch518 N Dixie Hwy, 42127
The Peoples Bank Bank · 1
The Peoples Bank has 1 branch in Cave City, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Marion, KY and show it operating since 1946. With $135.3 million in total assets on June 30, 2026, it ranks No. 3,441 of 4,232 U.S. banks by total assets. The Cave City Branch at 600 Mammoth Cave Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cave City Branch600 Mammoth Cave Street, 42127
Banking in Cave City: the local picture
Short answer: 2 banks run 2 branches in Cave City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Cave City, 2 elsewhere in Kentucky, according to the FDIC.
The bank with the longest record here is South Central Bank, Inc., operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is South Central Bank, Inc.'s office at 518 N Dixie Hwy, dating to 1998; the newest is The Peoples Bank's at 600 Mammoth Cave Street, from 2023.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Cave City, and where the nearest one is if they do not.
Short answer: No branches in Cave City: Chase (nearest in Bowling Green, 29 mi), Wells Fargo, Bank of America (nearest in Louisville, 72 mi), PNC Bank (nearest in Bowling Green, 28 mi), U.S. Bank (nearest in Glasgow, 9 mi), Truist (nearest in Glasgow, 9 mi), Fifth Third Bank (nearest in Bowling Green, 29 mi), Huntington (nearest in Walton, 142 mi), Regions Bank (nearest in Franklin, 45 mi), TD Bank, BMO.
| Bank | In Cave City | Nearest branch if none here |
|---|---|---|
| Chase | None | Bowling Green, 29 miles away |
| Wells Fargo | None | none in Kentucky |
| Bank of America | None | Louisville, 72 miles away |
| PNC Bank | None | Bowling Green, 28 miles away |
| U.S. Bank | None | Glasgow, 9 miles away |
| Truist | None | Glasgow, 9 miles away |
| Fifth Third Bank | None | Bowling Green, 29 miles away |
| Huntington | None | Walton, 142 miles away |
| Regions Bank | None | Franklin, 45 miles away |
| TD Bank | None | none in Kentucky |
| BMO | None | none in Kentucky |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cave City to the nearest branch in Kentucky.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cave City residents like anyone else.
Banks near Cave City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Horse Cave (4 miles) and Glasgow (10 miles). Bowling Green, 29 miles away, has the most banks nearby: 23.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Horse Cave, KY | 4 mi | 2 | 2 |
| Banks in Glasgow, KY | 10 mi | 9 | 14 |
| Banks in Munfordville, KY | 10 mi | 4 | 4 |
| Banks in Brownsville, KY | 17 mi | 2 | 2 |
| Banks in Edmonton, KY | 22 mi | 2 | 3 |
| Banks in Greensburg, KY | 27 mi | 4 | 4 |
| Banks in Bowling Green, KY | 29 mi | 23 | 56 |
| Banks in Leitchfield, KY | 29 mi | 3 | 6 |
Bank branch openings and closings in Cave City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cave City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cave City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cave City offices.
Short answer: South Central Bank, Inc. is the largest bank with offices in Cave City, with $2.26 billion in total assets on June 30, 2026, No. 550 among U.S. banks by total assets. The Peoples Bank is second with $135.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| South Central Bank, Inc. | $2.26 billion | No. 550 | 1 | Glasgow, KY |
| The Peoples Bank | $135.3 million | No. 3,441 | 1 | Marion, KY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cave City: FAQ
How many banks are in Cave City, KY?
Cave City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Cave City?
South Central Bank, Inc., with 1. The Peoples Bank has 1.
Is there a South Central Bank, Inc. in Cave City, KY?
Yes. FDIC data lists 1 South Central Bank, Inc. branch in Cave City as of September 5, 2026. The address and directions are under South Central Bank, Inc. above.
Is there a The Peoples Bank in Cave City, KY?
Yes. FDIC data lists 1 The Peoples Bank branch in Cave City as of September 5, 2026. The address and directions are under The Peoples Bank above.
Is there a Chase in Cave City, KY?
No. FDIC data lists no Chase branch in Cave City as of September 5, 2026. The nearest is in Bowling Green, about 29 miles away in a straight line.
What is the oldest bank in Cave City?
South Central Bank, Inc. has the longest record among banks with a branch here: the FDIC shows it operating since 1908.
Did any bank branches open or close in Cave City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cave City?
Nearby cities with more banks include Horse Cave, Glasgow, Munfordville. Horse Cave is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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