US Bank Directory

Banks in Cave City, KY

2 FDIC-insured banks operate 2 offices in Cave City, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cave City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cave City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cave City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: South Central Bank, Inc. and The Peoples Bank have the most locations in Cave City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

South Central Bank, Inc. 1 branch · main office Glasgow, KY Bank · 1

South Central Bank, Inc. has 1 branch in Cave City, 26 across Kentucky and 27 nationwide. FDIC records list its main office in Glasgow, KY and show it operating since 1908. With $2.26 billion in total assets on June 30, 2026, it ranks No. 550 of 4,232 U.S. banks by total assets. The Cave City Branch at 518 N Dixie Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cave City Branch
    518 N Dixie Hwy, 42127
    Hours: see the bank's site
South Central Bank, Inc.: profile, branches and contacts
The Peoples Bank 1 branch · main office Marion, KY Bank · 1

The Peoples Bank has 1 branch in Cave City, 4 across Kentucky and 4 nationwide. FDIC records list its main office in Marion, KY and show it operating since 1946. With $135.3 million in total assets on June 30, 2026, it ranks No. 3,441 of 4,232 U.S. banks by total assets. The Cave City Branch at 600 Mammoth Cave Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cave City Branch
    600 Mammoth Cave Street, 42127
    Hours: see the bank's site
The Peoples Bank: profile, branches and contacts

Banking in Cave City: the local picture

Short answer: 2 banks run 2 branches in Cave City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Cave City, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is South Central Bank, Inc., operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is South Central Bank, Inc.'s office at 518 N Dixie Hwy, dating to 1998; the newest is The Peoples Bank's at 600 Mammoth Cave Street, from 2023.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cave City, and where the nearest one is if they do not.

Short answer: No branches in Cave City: Chase (nearest in Bowling Green, 29 mi), Wells Fargo, Bank of America (nearest in Louisville, 72 mi), PNC Bank (nearest in Bowling Green, 28 mi), U.S. Bank (nearest in Glasgow, 9 mi), Truist (nearest in Glasgow, 9 mi), Fifth Third Bank (nearest in Bowling Green, 29 mi), Huntington (nearest in Walton, 142 mi), Regions Bank (nearest in Franklin, 45 mi), TD Bank, BMO.

BankIn Cave CityNearest branch if none here
ChaseNoneBowling Green, 29 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 72 miles away
PNC BankNoneBowling Green, 28 miles away
U.S. BankNoneGlasgow, 9 miles away
TruistNoneGlasgow, 9 miles away
Fifth Third BankNoneBowling Green, 29 miles away
HuntingtonNoneWalton, 142 miles away
Regions BankNoneFranklin, 45 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cave City to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cave City residents like anyone else.

Banks near Cave City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Horse Cave (4 miles) and Glasgow (10 miles). Bowling Green, 29 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Cave City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cave City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cave City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cave City offices.

Short answer: South Central Bank, Inc. is the largest bank with offices in Cave City, with $2.26 billion in total assets on June 30, 2026, No. 550 among U.S. banks by total assets. The Peoples Bank is second with $135.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
South Central Bank, Inc.$2.26 billionNo. 5501Glasgow, KY
The Peoples Bank$135.3 millionNo. 3,4411Marion, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cave City: FAQ

How many banks are in Cave City, KY?

Cave City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cave City?

South Central Bank, Inc., with 1. The Peoples Bank has 1.

Is there a South Central Bank, Inc. in Cave City, KY?

Yes. FDIC data lists 1 South Central Bank, Inc. branch in Cave City as of September 5, 2026. The address and directions are under South Central Bank, Inc. above.

Is there a The Peoples Bank in Cave City, KY?

Yes. FDIC data lists 1 The Peoples Bank branch in Cave City as of September 5, 2026. The address and directions are under The Peoples Bank above.

Is there a Chase in Cave City, KY?

No. FDIC data lists no Chase branch in Cave City as of September 5, 2026. The nearest is in Bowling Green, about 29 miles away in a straight line.

What is the oldest bank in Cave City?

South Central Bank, Inc. has the longest record among banks with a branch here: the FDIC shows it operating since 1908.

Did any bank branches open or close in Cave City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cave City?

Nearby cities with more banks include Horse Cave, Glasgow, Munfordville. Horse Cave is 4 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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