Banks in Ness City, KS

Bank branch map: Ness City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Ness City, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Ness City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank and The First State Bank have the most locations in Ness City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heartland Credit Union 1 office · main office Hutchinson, KS Credit union · 1

Heartland Credit Union has 1 office in Ness City, 11 across Kansas. It is based in Hutchinson, KS and $708.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Ness City

  202 S Topeka Ave, 67560

  (620) 669-0177Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Heartland Credit Union: profile, branches and contacts

Peoples Bank 1 branch · main office Mcpherson, KS Bank · 1

Peoples Bank has 1 branch in Ness City, 21 across Kansas and 21 nationwide. FDIC records list its main office in Mcpherson, KS and show it operating since 1898. With $1.59 billion in total assets on June 30, 2026, it ranks No. 711 of 4,232 U.S. banks by total assets. The Ness City Branch at 210 S Kansas Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ness City Branch

  210 S Kansas Ave, 67560

  Hours: see the bank's site
  DirectionsWebsite

Peoples Bank: profile, branches and contacts

The First State Bank 1 branch · main office Ness City, KS Bank · 1

The First State Bank has 1 branch in Ness City, 1 across Kansas and 1 nationwide. FDIC records list its main office in Ness City, KS and show it operating since 1916. With $84.3 million in total assets on June 30, 2026, it ranks No. 3,819 of 4,232 U.S. banks by total assets. Its main office at 206 N Pennsylvania Ave dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  206 N Pennsylvania Ave, 67560

  Hours: see the bank's site
  DirectionsWebsite

The First State Bank: profile, branches and contacts

Join a credit union in Ness City

1 credit union has 1 office here: Heartland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ness City page has every office in the state's directory.

Banking in Ness City: the local picture

Short answer: 2 banks run 2 branches in Ness City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Ness City, 1 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is Peoples Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is The First State Bank's office at 206 N Pennsylvania Ave, dating to 1916; the newest is Peoples Bank's at 210 S Kansas Ave, from 2011.

The only credit union with an office here is Heartland Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Ness City

Short answer: None of the 1 Ness City location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ness City, and where the nearest one is if they do not.

Short answer: No branches in Ness City: Chase (nearest in Wichita, 145 mi), Wells Fargo (nearest in Wichita, 147 mi), Bank of America (nearest in Wichita, 144 mi), PNC Bank (nearest in Overland Park, 283 mi), U.S. Bank (nearest in Topeka, 227 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Dodge City, 47 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ness City to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ness City residents like anyone else.

Banks near Ness City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are La Crosse (33 miles) and Ellis (38 miles). Hays, 44 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Ness City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ness City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Ness City

Short answer: 1 institution has its main office in Ness City: The First State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Ness City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ness City offices.

Short answer: Peoples Bank is the largest bank with offices in Ness City, with $1.59 billion in total assets on June 30, 2026, No. 711 among U.S. banks by total assets. The First State Bank is second with $84.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ness City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.