US Bank Directory
Banks in Hays, KS
9 FDIC-insured banks operate 10 offices in Hays, Kansas, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hays
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Hays, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hays
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Sunflower Bank has the most locations in Hays, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Sunflower Bank Bank · 2
Sunflower Bank has 2 branches in Hays, 24 across Kansas and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hays location is the Hays E. 27Th Branch at 1010 E 27th St, dating to 1930; the newest, at 4720 Roth Ave, to 1992. It does not publish hours in the sources this page uses; check its site before you go.
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Hays E. 27Th Branch1010 E 27th St, 67601
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Hays Roth Branch4720 Roth Ave, 67601
Astra Bank Bank · 1
Astra Bank has 1 branch in Hays, 7 across Kansas and 7 nationwide. FDIC records list its main office in Scandia, KS and show it operating since 1939. With $423.3 million in total assets on June 30, 2026, it ranks No. 1,995 of 4,232 U.S. banks by total assets. The Hays Branch at 2605 Main Street dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hays Branch2605 Main Street, 67601
Bank of Hays Bank · 1
Bank of Hays has 1 branch in Hays, 4 across Kansas and 4 nationwide. FDIC records list its main office in Hays, KS and show it operating since 1907. With $379.2 million in total assets on June 30, 2026, it ranks No. 2,161 of 4,232 U.S. banks by total assets. Its main office at 1000 W 27th St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1000 W 27th St, 67601
Central National Bank Bank · 1
Central National Bank has 1 branch in Hays, 33 across Kansas and 35 nationwide. FDIC records list its main office in Junction City, KS and show it operating since 1884. With $1.39 billion in total assets on June 30, 2026, it ranks No. 796 of 4,232 U.S. banks by total assets. The Hays Branch at 2604 General Hays Rd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hays Branch2604 General Hays Rd, 67601
Commerce Bank Bank · 1
Commerce Bank has 1 branch in Hays, 33 across Kansas and 154 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1984. With $35.02 billion in total assets on June 30, 2026, it ranks No. 61 of 4,232 U.S. banks by total assets. The Hays Main Branch at 2200 Vine St dates to 1906 in FDIC branch records. It opens on Saturday.
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Hays Main Branch2200 Vine St, 67601
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Commerce Bank branch locator (All The Places), checked Oct 10, 2026
Credit Union of America Credit union · 1
Credit Union of America has 1 office in Hays, 17 across Kansas. It is based in Wichita, KS and $1.83 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Hays2500 Vine St, 67601
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Emprise Bank Bank · 1
Emprise Bank has 1 branch in Hays, 31 across Kansas and 32 nationwide. FDIC records list its main office in Wichita, KS and show it operating since 1910. With $2.82 billion in total assets on June 30, 2026, it ranks No. 457 of 4,232 U.S. banks by total assets. The Handy Bank - East Branch at 1011 E 27th St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Handy Bank - East Branch1011 E 27th St, 67601
Equity Bank Bank · 1
Equity Bank has 1 branch in Hays, 34 across Kansas and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Hays Branch at 2428 Vine St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hays Branch2428 Vine St, 67601
First Kansas Bank Bank · 1
First Kansas Bank has 1 branch in Hays, 4 across Kansas and 4 nationwide. FDIC records list its main office in Hoisington, KS and show it operating since 1961. With $294.4 million in total assets on June 30, 2026, it ranks No. 2,513 of 4,232 U.S. banks by total assets. The Hays Branch at 1200 E 27th St dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hays Branch1200 E 27th St, 67601
Golden Belt Bank, FSA Bank · 1
Golden Belt Bank, FSA has 1 branch in Hays, 2 across Kansas and 3 nationwide. FDIC records list its main office in Hays, KS and show it operating since 1920. With $373.5 million in total assets on June 30, 2026, it ranks No. 2,175 of 4,232 U.S. banks by total assets. Its main office at 1100 E 27th St dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1100 E 27th St, 67601
Golden Plains Credit Union Credit union · 1
Golden Plains Credit Union has 1 office in Hays, 12 across Kansas. It is based in Garden City, KS and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Gpcu-Hays2720 Broadway Ave, 67601
All hours
Mon to Fri not published; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Heartland Credit Union Credit union · 1
Heartland Credit Union has 1 office in Hays, 11 across Kansas. It is based in Hutchinson, KS and $708.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Hays2825 Plaza Ave, 67601
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Hays
3 credit unions have 3 offices here: Credit Union of America, Golden Plains Credit Union and Heartland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hays page has every office in the state's directory.
Banking in Hays: the local picture
Short answer: 9 banks run 10 branches in Hays according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 2 have their main office in Hays, 5 elsewhere in Kansas and 2 out of state, according to the FDIC.
The bank with the longest record here is Central National Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Astra Bank's office at 2605 Main Street, dating to 1903; the newest is Central National Bank's at 2604 General Hays Rd, from 2018.
3 credit unions have 3 offices in Hays, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 9 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Hays
Short answer: 2 of the 4 Hays locations with published hours open on Saturday, run by 2 institutions.
- Commerce Bank: 1 of 1 branch (2200 Vine St: Saturday 9 am to 12 pm)
- Golden Plains Credit Union: 1 of 1 office (2720 Broadway Ave: Saturday 9 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hays, and where the nearest one is if they do not.
Short answer: No branches in Hays: Chase (nearest in Wichita, 132 mi), Wells Fargo (nearest in Wichita, 134 mi), Bank of America (nearest in Wichita, 130 mi), PNC Bank (nearest in Overland Park, 248 mi), U.S. Bank (nearest in Topeka, 192 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Great Bend, 47 mi).
| Bank | In Hays | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita, 132 miles away |
| Wells Fargo | None | Wichita, 134 miles away |
| Bank of America | None | Wichita, 130 miles away |
| PNC Bank | None | Overland Park, 248 miles away |
| U.S. Bank | None | Topeka, 192 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Great Bend, 47 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hays to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hays residents like anyone else.
Banks near Hays
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Victoria (10 miles) and Ellis (13 miles). Russell, 25 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Victoria, KS | 10 mi | 2 | 2 |
| Banks in Ellis, KS | 13 mi | 2 | 2 |
| Banks in Plainville, KS | 24 mi | 2 | 2 |
| Banks in La Crosse, KS | 25 mi | 3 | 3 |
| Banks in Russell, KS | 25 mi | 4 | 4 |
| Banks in Wakeeney, KS | 32 mi | 3 | 3 |
| Banks in Stockton, KS | 38 mi | 2 | 2 |
| Banks in Hoisington, KS | 39 mi | 3 | 3 |
Bank branch openings and closings in Hays
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hays between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Hays
Short answer: 2 institutions have their main office in Hays: Bank of Hays and Golden Belt Bank, FSA.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of Hays | Bank | $379.2 million | 1 |
| Golden Belt Bank, FSA | Bank | $373.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hays by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hays offices.
Short answer: Commerce Bank is the largest bank with offices in Hays, with $35.02 billion in total assets on June 30, 2026, No. 61 among U.S. banks by total assets. Sunflower Bank is second with $15.65 billion. 2 of the 9 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Commerce Bank | $35.02 billion | No. 61 | 1 | Kansas City, MO |
| Sunflower Bank | $15.65 billion | No. 125 | 2 | Dallas, TX |
| Equity Bank | $7.71 billion | No. 204 | 1 | Andover, KS |
| Emprise Bank | $2.82 billion | No. 457 | 1 | Wichita, KS |
| Central National Bank | $1.39 billion | No. 796 | 1 | Junction City, KS |
| Astra Bank | $423.3 million | No. 1,995 | 1 | Scandia, KS |
| Bank of Hays | $379.2 million | No. 2,161 | 1 | Hays, KS |
| Golden Belt Bank, FSA | $373.5 million | No. 2,175 | 1 | Hays, KS |
| First Kansas Bank | $294.4 million | No. 2,513 | 1 | Hoisington, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hays: FAQ
How many banks are in Hays, KS?
Hays has 9 banks with 10 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hays?
Sunflower Bank, with 2. Commerce Bank has 1 and Equity Bank has 1.
Is there a Sunflower Bank in Hays, KS?
Yes. FDIC data lists 2 Sunflower Bank branches in Hays as of September 5, 2026. Its branches are listed under Sunflower Bank above, with the address and directions for each.
Is there a Commerce Bank in Hays, KS?
Yes. FDIC data lists 1 Commerce Bank branch in Hays as of September 5, 2026. The address and directions are under Commerce Bank above.
Is there a Equity Bank in Hays, KS?
Yes. FDIC data lists 1 Equity Bank branch in Hays as of September 5, 2026. The address and directions are under Equity Bank above.
Is there a Chase in Hays, KS?
No. FDIC data lists no Chase branch in Hays as of September 5, 2026. The nearest is in Wichita, about 132 miles away in a straight line.
Which banks in Hays are open on Saturday?
Commerce Bank and Golden Plains Credit Union publish Saturday hours for one or more Hays locations. The Saturday section above lists each one with its hours. 9 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Hays?
Bank of Hays and Golden Belt Bank, FSA have their main office in Hays, according to the FDIC.
What is the oldest bank in Hays?
Central National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.
Which credit unions can I join in Hays?
Credit Union of America, Golden Plains Credit Union and Heartland Credit Union have offices in Hays. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hays in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hays?
Nearby cities with more banks include Victoria, Ellis, Plainville. Victoria is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 10 branches: Commerce Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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