US Bank Directory

Banks in Baxter Springs, KS

2 FDIC-insured banks operate 2 offices in Baxter Springs, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Baxter Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Baxter Springs, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Baxter Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: American Bank of Baxter Springs and The Baxter State Bank have the most locations in Baxter Springs, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Bank of Baxter Springs 1 branch · main office Baxter Springs, KS Bank · 1

American Bank of Baxter Springs has 1 branch in Baxter Springs, 3 across Kansas and 3 nationwide. FDIC records list its main office in Baxter Springs, KS and show it operating since 1917. With $170.2 million in total assets on June 30, 2026, it ranks No. 3,188 of 4,232 U.S. banks by total assets. Its main office at 1201 Military Ave dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1201 Military Ave, 66713
    Hours: see the bank's site
American Bank of Baxter Springs: profile, branches and contacts
The Baxter State Bank 1 branch · main office Baxter Springs, KS Bank · 1

The Baxter State Bank has 1 branch in Baxter Springs, 1 across Kansas and 1 nationwide. FDIC records list its main office in Baxter Springs, KS and show it operating since 1905. With $25.2 million in total assets on June 30, 2026, it ranks No. 4,192 of 4,232 U.S. banks by total assets. Its main office at 1401 Military Ave dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1401 Military Ave, 66713
    Hours: see the bank's site
The Baxter State Bank: profile, branches and contacts

Banking in Baxter Springs: the local picture

Short answer: 2 banks run 2 branches in Baxter Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Baxter Springs, according to the FDIC.

The bank with the longest record here is The Baxter State Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is The Baxter State Bank's office at 1401 Military Ave, dating to 1905; the newest is American Bank of Baxter Springs's at 1201 Military Ave, from 1917.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Baxter Springs, and where the nearest one is if they do not.

Short answer: No branches in Baxter Springs: Chase (nearest in Overland Park, 126 mi), Wells Fargo (nearest in Olathe, 129 mi), Bank of America (nearest in Overland Park, 126 mi), PNC Bank (nearest in Overland Park, 132 mi), U.S. Bank (nearest in Olathe, 126 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pittsburg, 27 mi).

BankIn Baxter SpringsNearest branch if none here
ChaseNoneOverland Park, 126 miles away
Wells FargoNoneOlathe, 129 miles away
Bank of AmericaNoneOverland Park, 126 miles away
PNC BankNoneOverland Park, 132 miles away
U.S. BankNoneOlathe, 126 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONonePittsburg, 27 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Baxter Springs to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Baxter Springs residents like anyone else.

Banks near Baxter Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Galena (7 miles) and Columbus (12 miles). Pittsburg, 27 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Baxter Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Baxter Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Baxter Springs

Short answer: 2 institutions have their main office in Baxter Springs: American Bank of Baxter Springs and The Baxter State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
American Bank of Baxter SpringsBank$170.2 million1
The Baxter State BankBank$25.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Baxter Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Baxter Springs offices.

Short answer: American Bank of Baxter Springs is the largest bank with offices in Baxter Springs, with $170.2 million in total assets on June 30, 2026, No. 3,188 among U.S. banks by total assets. The Baxter State Bank is second with $25.2 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
American Bank of Baxter Springs$170.2 millionNo. 3,1881Baxter Springs, KS
The Baxter State Bank$25.2 millionNo. 4,1921Baxter Springs, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Baxter Springs: FAQ

How many banks are in Baxter Springs, KS?

Baxter Springs has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Baxter Springs?

American Bank of Baxter Springs, with 1. The Baxter State Bank has 1.

Is there a The Baxter State Bank in Baxter Springs, KS?

Yes. FDIC data lists 1 The Baxter State Bank branch in Baxter Springs as of September 5, 2026, the main office at 1401 Military Ave. The address and directions are under The Baxter State Bank above.

Is there a Chase in Baxter Springs, KS?

No. FDIC data lists no Chase branch in Baxter Springs as of September 5, 2026. The nearest is in Overland Park, about 126 miles away in a straight line.

Which banks are headquartered in Baxter Springs?

American Bank of Baxter Springs and The Baxter State Bank have their main office in Baxter Springs, according to the FDIC.

What is the oldest bank in Baxter Springs?

The Baxter State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.

Did any bank branches open or close in Baxter Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Baxter Springs?

Nearby cities with more banks include Galena, Columbus, Oswego. Galena is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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