US Bank Directory

Banks in Girard, KS

4 FDIC-insured banks operate 5 offices in Girard, Kansas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Girard

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Girard, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Girard

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: GNBank has the most locations in Girard, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

GNBank 2 branches · main office Girard, KS Bank · 2

GNBank has 2 branches in Girard, 13 across Kansas and 15 nationwide. FDIC records list its main office in Girard, KS and show it operating since 1929. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,004 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Girard location is the Girard South Branch at 201 South Summit, dating to 1878; the newest, at 100 E Forest Ave, to 1929. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    100 E Forest Ave, 66743
    Hours: see the bank's site
  • Girard South Branch
    201 South Summit, 66743
    Hours: see the bank's site
GNBank: profile, branches and contacts
Community National Bank & Trust 1 branch · main office Chanute, KS Bank · 1

Community National Bank & Trust has 1 branch in Girard, 34 across Kansas and 44 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1987. With $2.53 billion in total assets on June 30, 2026, it ranks No. 501 of 4,232 U.S. banks by total assets. The Girard Branch at 606 E Saint John St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Girard Branch
    606 E Saint John St, 66743
    Hours: see the bank's site
Community National Bank & Trust: profile, branches and contacts
Exchange State Bank 1 branch · main office Saint Paul, KS Bank · 1

Exchange State Bank has 1 branch in Girard, 3 across Kansas and 3 nationwide. FDIC records list its main office in Saint Paul, KS and show it operating since 1914. With $105.0 million in total assets on June 30, 2026, it ranks No. 3,662 of 4,232 U.S. banks by total assets. The Girard Branch at 108 E Saint John St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Girard Branch
    108 E Saint John St, 66743
    Hours: see the bank's site
Exchange State Bank: profile, branches and contacts
Goppert State Service Bank 1 branch · main office Garnett, KS Bank · 1

Goppert State Service Bank has 1 branch in Girard, 9 across Kansas and 9 nationwide. FDIC records list its main office in Garnett, KS and show it operating since 1899. With $345.3 million in total assets on June 30, 2026, it ranks No. 2,282 of 4,232 U.S. banks by total assets. The Farmers Bank, A Branch Of Goppert State Service Bank at 202 W Saint John St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Farmers Bank, A Branch Of Goppert State Service Bank
    202 W Saint John St, 66743
    Hours: see the bank's site
Goppert State Service Bank: profile, branches and contacts

Banking in Girard: the local picture

Short answer: 4 banks run 5 branches in Girard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Girard, 3 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is Goppert State Service Bank, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is GNBank's office at 201 South Summit, dating to 1878; the newest is Goppert State Service Bank's at 202 W Saint John St, from 2019.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Girard, and where the nearest one is if they do not.

Short answer: No branches in Girard: Chase (nearest in Overland Park, 92 mi), Wells Fargo (nearest in Olathe, 95 mi), Bank of America (nearest in Overland Park, 92 mi), PNC Bank (nearest in Overland Park, 98 mi), U.S. Bank (nearest in Olathe, 92 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pittsburg, 10 mi).

BankIn GirardNearest branch if none here
ChaseNoneOverland Park, 92 miles away
Wells FargoNoneOlathe, 95 miles away
Bank of AmericaNoneOverland Park, 92 miles away
PNC BankNoneOverland Park, 98 miles away
U.S. BankNoneOlathe, 92 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONonePittsburg, 10 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Girard to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Girard residents like anyone else.

Banks near Girard

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Arma (8 miles) and Frontenac (9 miles). Pittsburg, 11 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Girard

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Girard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Girard

Short answer: 1 institution has its main office in Girard: GNBank.

InstitutionTypeTotal assets, June 30, 2026Offices here
GNBankBank$1.05 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Girard by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Girard offices.

Short answer: Community National Bank & Trust is the largest bank with offices in Girard, with $2.53 billion in total assets on June 30, 2026, No. 501 among U.S. banks by total assets. GNBank is second with $1.05 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community National Bank & Trust$2.53 billionNo. 5011Chanute, KS
GNBank$1.05 billionNo. 1,0042Girard, KS
Goppert State Service Bank$345.3 millionNo. 2,2821Garnett, KS
Exchange State Bank$105.0 millionNo. 3,6621Saint Paul, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Girard: FAQ

How many banks are in Girard, KS?

Girard has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Girard?

GNBank, with 2. Community National Bank & Trust has 1 and Goppert State Service Bank has 1.

Is there a GNBank in Girard, KS?

Yes. FDIC data lists 2 GNBank branches in Girard as of September 5, 2026, the main office at 100 E Forest Ave. Its branches are listed under GNBank above, with the address and directions for each.

Is there a Community National Bank & Trust in Girard, KS?

Yes. FDIC data lists 1 Community National Bank & Trust branch in Girard as of September 5, 2026. The address and directions are under Community National Bank & Trust above.

Is there a Goppert State Service Bank in Girard, KS?

Yes. FDIC data lists 1 Goppert State Service Bank branch in Girard as of September 5, 2026. The address and directions are under Goppert State Service Bank above.

Is there a Chase in Girard, KS?

No. FDIC data lists no Chase branch in Girard as of September 5, 2026. The nearest is in Overland Park, about 92 miles away in a straight line.

Which banks are headquartered in Girard?

GNBank has its main office in Girard, according to the FDIC.

What is the oldest bank in Girard?

Goppert State Service Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1899.

Did any bank branches open or close in Girard in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Girard?

Nearby cities with more banks include Arma, Frontenac, Pittsburg. Arma is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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