US Bank Directory
Banks in Warsaw, IN
10 FDIC-insured banks operate 19 offices in Warsaw, Indiana, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Warsaw
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 25 locations in Warsaw, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Warsaw
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Lake City Bank has the most locations in Warsaw, with 6. It is followed by PNC Bank (2), Northwest Bank (2), 1st Source Bank (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Lake City Bank Bank · 6
Lake City Bank has 6 branches in Warsaw, 57 across Indiana and 57 nationwide. FDIC records list its main office in Warsaw, IN and show it operating since 1872. With $7.24 billion in total assets on June 30, 2026, it ranks No. 217 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is its main office at 202 E Center St, dating to 1872; the newest, at 420 Chevy Way, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office202 E Center St, 46580
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West Lake Branch1221 W Lake St, 46580
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Drive-In Branch220 E Center St, 46580
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Warsaw East Branch3601 Commerce Dr, 46580
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Warsaw North Branch420 Chevy Way, 46582
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Direct Banking Center- Www.Lakecitybank.ComWww.Lakecitybank.Com, 46581
1st Source Bank Bank · 2
1st Source Bank has 2 branches in Warsaw, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is the Warsaw Banking Center Branch at 325 S Lake St, dating to 1994; the newest, at 2804 E Center St, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Warsaw East Branch2804 E Center St, 46580
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Warsaw Banking Center Branch325 S Lake St, 46580
Everwise Credit Union Credit union · 2
Everwise Credit Union has 2 officees in Warsaw, 45 across Indiana. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Warsaw locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Warsaw South 6108 E Winona Ave, 46580
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Warsaw North 412890 Frontier Dr, 46582
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Federal Savings Bank Bank · 2
First Federal Savings Bank has 2 branches in Warsaw, 9 across Indiana and 9 nationwide. FDIC records list its main office in Huntington, IN and show it operating since 1932. With $553.6 million in total assets on June 30, 2026, it ranks No. 1,667 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is the 402 East Center Street Branch at 402 E Center St, dating to 2007; the newest, at 445 W 250 N, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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402 East Center Street Branch402 E Center St, 46580
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Warsaw North Branch445 W 250 N, 46582
Northwest Bank Bank · 2
Northwest Bank has 2 branches in Warsaw, 20 across Indiana and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is the Warsaw - Market Street Branch at 219 W Market St, dating to 1913; the newest, at 2034 E Center St, to 1988. 1 of its 2 Warsaw locations with published hours open on Saturday.
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Warsaw - Center Street Branch2034 E Center St, 46580
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Warsaw - Market Street Branch219 W Market St, 46580
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Warsaw, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is the Warsaw Branch at 220 W Market St, dating to 1937; the newest, at 213 W Center St, to 1964. It opens on Saturday.
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Warsaw Central - Drive Up213 W Center St, 46580
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Warsaw Branch220 W Market St, 46580
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Beacon Credit Union Credit union · 1
Beacon Credit Union has 1 office in Warsaw, 23 across Indiana. It is based in Wabash, IN and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Warsaw2514 E Center St, 46580
All hours
Mon to Tue 8:30 am to 5 pm; Wed 8:30 am to 12 pm; Thu to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Communitywide Credit Union Credit union · 1
Communitywide Credit Union has 1 office in Warsaw, 11 across Indiana. It is based in South Bend, IN and $876.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Warsaw955 Husky Trl, 46582
All hours
Mon 9 am to 5:30 pm; Tue to Wed 10 am to 5:30 pm; Thu to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Crossroads Bank Bank · 1
Crossroads Bank has 1 branch in Warsaw, 7 across Indiana and 7 nationwide. FDIC records list its main office in Wabash, IN and show it operating since 1920. With $616.1 million in total assets on June 30, 2026, it ranks No. 1,538 of 4,232 U.S. banks by total assets. The Warsaw Branch at 895 N Parker St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Warsaw Branch895 N Parker St, 46582
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Warsaw, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Warsaw Branch at 433 Anchorage Rd dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Warsaw Branch433 Anchorage Rd, 46580
Indiana Lakes Credit Union Credit union · 1
Indiana Lakes Credit Union has 1 office in Warsaw, 1 across Indiana. It is based in Warsaw, IN and $28.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office322 S Detroit St, 46580
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Warsaw, 34 across Indiana and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Warsaw Branch at 119 E Center St dates to 1985 in FDIC branch records. Its published hours do not list Saturday.
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Warsaw Branch119 E Center St, 46580
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Old National Bank · 1
Old National has 1 branch in Warsaw, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Warsaw Branch at 120 N Buffalo St dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Warsaw Branch120 N Buffalo St, 46580
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
The Campbell & Fetter Bank Bank · 1
The Campbell & Fetter Bank has 1 branch in Warsaw, 8 across Indiana and 8 nationwide. FDIC records list its main office in Kendallville, IN and show it operating since 1863. With $355.0 million in total assets on June 30, 2026, it ranks No. 2,243 of 4,232 U.S. banks by total assets. The Warsaw Branch at 2926 Frontage Rd dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Warsaw Branch2926 Frontage Rd, 46580
Via Credit Union Credit union · 1
Via Credit Union has 1 office in Warsaw, 6 across Indiana. It is based in Marion, IN and $606.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Via Credit Union1911 Plaza Dr, 46580
All hours
Mon not published; Tue to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Warsaw
5 credit unions have 6 offices here: Everwise Credit Union, Beacon Credit Union, Communitywide Credit Union, Via Credit Union and Indiana Lakes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Warsaw page has every office in the state's directory.
Banking in Warsaw: the local picture
Short answer: 10 banks run 19 branches in Warsaw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Warsaw, 6 elsewhere in Indiana and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Lake City Bank's office at 202 E Center St, dating to 1872; the newest is First Federal Savings Bank's at 445 W 250 N, from 2022.
5 credit unions have 6 offices in Warsaw, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 7 open on Saturday. 14 locations have no published hours in these sources.
Banks by ZIP code in Warsaw
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 46580 has the most bank and credit union offices in Warsaw (19), followed by 46582 (5) and 46581 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 46580 | 19 | 13 | Lake City Bank, 1st Source Bank, Northwest Bank |
| 46582 | 5 | 5 | Communitywide Credit Union, Crossroads Bank, Everwise Credit Union |
| 46581 | 1 | 1 | Lake City Bank |
Banks and credit unions open on Saturday in Warsaw
Short answer: 7 of the 11 Warsaw locations with published hours open on Saturday, run by 7 institutions.
- PNC Bank: 1 of 2 branches (220 W Market St: Saturday 9 am to 1 pm)
- Northwest Bank: 1 of 2 branches (2034 E Center St: Saturday 9 am to 12 pm)
- Everwise Credit Union: 1 of 2 offices (108 E Winona Ave: Saturday 9 am to 12 pm)
- Beacon Credit Union: 1 of 1 office (2514 E Center St: Saturday 8:30 am to 12 pm)
- Communitywide Credit Union: 1 of 1 office (955 Husky Trl: Saturday 9 am to 12 pm)
- Via Credit Union: 1 of 1 office (1911 Plaza Dr: Saturday 8:30 am to 12 pm)
- Indiana Lakes Credit Union: 1 of 1 office (322 S Detroit St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Warsaw, and where the nearest one is if they do not.
Short answer: In Warsaw: PNC Bank (2). No branches in Warsaw: Chase (nearest in Nappanee, 16 mi), Wells Fargo, Bank of America (nearest in Carmel, 87 mi), U.S. Bank (nearest in Richmond, 108 mi), Truist (nearest in New Albany, 200 mi), Fifth Third Bank (nearest in Elkhart, 32 mi), Huntington (nearest in Alexandria, 68 mi), Regions Bank (nearest in Marion, 51 mi), TD Bank, BMO (nearest in Kokomo, 53 mi).
| Bank | In Warsaw | Nearest branch if none here |
|---|---|---|
| PNC Bank | 2 branches | here |
| Chase | None | Nappanee, 16 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Carmel, 87 miles away |
| U.S. Bank | None | Richmond, 108 miles away |
| Truist | None | New Albany, 200 miles away |
| Fifth Third Bank | None | Elkhart, 32 miles away |
| Huntington | None | Alexandria, 68 miles away |
| Regions Bank | None | Marion, 51 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 53 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Warsaw to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Warsaw residents like anyone else.
Banks near Warsaw
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Webster (10 miles) and Syracuse (13 miles). Columbia City, 19 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Webster, IN | 10 mi | 2 | 2 |
| Banks in Syracuse, IN | 13 mi | 4 | 4 |
| Banks in Nappanee, IN | 16 mi | 4 | 4 |
| Banks in North Manchester, IN | 17 mi | 3 | 3 |
| Banks in Columbia City, IN | 19 mi | 6 | 7 |
| Banks in Ligonier, IN | 20 mi | 2 | 3 |
| Banks in Argos, IN | 21 mi | 2 | 2 |
| Banks in Bremen, IN | 21 mi | 3 | 3 |
Bank branch openings and closings in Warsaw
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Warsaw between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Warsaw
Short answer: 2 institutions have their main office in Warsaw: Lake City Bank and Indiana Lakes Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Lake City Bank | Bank | $7.24 billion | 6 |
| Indiana Lakes Credit Union | Credit union | $28.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Warsaw by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Warsaw offices.
Short answer: PNC Bank is the largest bank with offices in Warsaw, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. KeyBank is second with $188.56 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Northwest Bank | $17.21 billion | No. 116 | 2 | Warren, PA |
| 1st Source Bank | $9.26 billion | No. 172 | 2 | South Bend, IN |
| Lake City Bank | $7.24 billion | No. 217 | 6 | Warsaw, IN |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
| Crossroads Bank | $616.1 million | No. 1,538 | 1 | Wabash, IN |
| First Federal Savings Bank | $553.6 million | No. 1,667 | 2 | Huntington, IN |
| The Campbell & Fetter Bank | $355.0 million | No. 2,243 | 1 | Kendallville, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Warsaw: FAQ
How many banks are in Warsaw, IN?
Warsaw has 10 banks with 19 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Warsaw?
Lake City Bank, with 6. PNC Bank has 2 and Northwest Bank has 2.
Is there a Lake City Bank in Warsaw, IN?
Yes. FDIC data lists 6 Lake City Bank branches in Warsaw as of September 5, 2026, the main office at 202 E Center St. Its branches are listed under Lake City Bank above, with the address and directions for each.
Is there a PNC Bank in Warsaw, IN?
Yes. FDIC data lists 2 PNC Bank branches in Warsaw as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Northwest Bank in Warsaw, IN?
Yes. FDIC data lists 2 Northwest Bank branches in Warsaw as of September 5, 2026. Its branches are listed under Northwest Bank above, with the address and directions for each.
Is there a Chase in Warsaw, IN?
No. FDIC data lists no Chase branch in Warsaw as of September 5, 2026. The nearest is in Nappanee, about 16 miles away in a straight line.
Which banks in Warsaw are open on Saturday?
PNC Bank, Northwest Bank, Everwise Credit Union and Beacon Credit Union and 3 more publish Saturday hours for one or more Warsaw locations. The Saturday section above lists each one with its hours. 14 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Warsaw?
Lake City Bank and Indiana Lakes Credit Union have their main office in Warsaw, according to the FDIC and the NCUA.
What is the oldest bank in Warsaw?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Warsaw?
Everwise Credit Union, Beacon Credit Union, Communitywide Credit Union and Via Credit Union and 1 more have offices in Warsaw. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Warsaw in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Warsaw?
Nearby cities with more banks include North Webster, Syracuse, Nappanee. North Webster is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 19 branches: KeyBank, Northwest Bank, Old National, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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