US Bank Directory

Banks in Topeka, IN

1 FDIC-insured bank operates 1 office in Topeka, Indiana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Topeka

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Topeka, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Topeka

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers State Bank is the only bank with an office in Topeka. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers State Bank 1 branch · main office Lagrange, IN Bank · 1

Farmers State Bank has 1 branch in Topeka, 11 across Indiana and 12 nationwide. FDIC records list its main office in Lagrange, IN and show it operating since 1934. With $1.31 billion in total assets on June 30, 2026, it ranks No. 841 of 4,232 U.S. banks by total assets. The Topeka Branch at 109 North Main Street dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Topeka Branch
    109 North Main Street, 46571
    Hours: see the bank's site
Farmers State Bank: profile, branches and contacts
Interra Credit Union 1 office · main office Goshen, IN Credit union · 1

Interra Credit Union has 1 office in Topeka, 16 across Indiana. It is based in Goshen, IN and $1.99 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Topeka Branch
    210 W Lake St, 46571
    (574) 534-2506Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Interra Credit Union: profile, branches and contacts

Join a credit union in Topeka

1 credit union has 1 office here: Interra Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Topeka page has every office in the state's directory.

Banking in Topeka: the local picture

Short answer: 1 bank runs 1 branch in Topeka according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Farmers State Bank has its main office in Lagrange, IN, according to the FDIC.

The bank with the longest record here is Farmers State Bank, operating since 1934 according to the FDIC.

The only credit union with an office here is Interra Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Topeka

Short answer: 1 of the 1 Topeka location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Topeka, and where the nearest one is if they do not.

Short answer: No branches in Topeka: Chase (nearest in Kendallville, 15 mi), Wells Fargo, Bank of America (nearest in Carmel, 110 mi), PNC Bank (nearest in Elkhart, 26 mi), U.S. Bank (nearest in Richmond, 120 mi), Truist (nearest in New Albany, 221 mi), Fifth Third Bank (nearest in Elkhart, 25 mi), Huntington (nearest in Alexandria, 89 mi), Regions Bank (nearest in Marion, 71 mi), TD Bank, BMO (nearest in Kokomo, 78 mi).

BankIn TopekaNearest branch if none here
ChaseNoneKendallville, 15 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneCarmel, 110 miles away
PNC BankNoneElkhart, 26 miles away
U.S. BankNoneRichmond, 120 miles away
TruistNoneNew Albany, 221 miles away
Fifth Third BankNoneElkhart, 25 miles away
HuntingtonNoneAlexandria, 89 miles away
Regions BankNoneMarion, 71 miles away
TD BankNonenone in Indiana
BMONoneKokomo, 78 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Topeka to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Topeka residents like anyone else.

Banks near Topeka

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ligonier (6 miles) and Lagrange (9 miles). Goshen, 15 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Topeka

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Topeka between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Topeka by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Topeka offices.

Short answer: Farmers State Bank is the largest bank with offices in Topeka, with $1.31 billion in total assets on June 30, 2026, No. 841 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Farmers State Bank$1.31 billionNo. 8411Lagrange, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Topeka: FAQ

How many banks are in Topeka, IN?

Topeka has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Farmers State Bank in Topeka, IN?

Yes. FDIC data lists 1 Farmers State Bank branch in Topeka as of September 5, 2026. The address and directions are under Farmers State Bank above.

Is there a Chase in Topeka, IN?

No. FDIC data lists no Chase branch in Topeka as of September 5, 2026. The nearest is in Kendallville, about 15 miles away in a straight line.

Which banks in Topeka are open on Saturday?

Interra Credit Union publishes Saturday hours for one or more Topeka locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Topeka?

Farmers State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Which credit unions can I join in Topeka?

Interra Credit Union has an office in Topeka. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Topeka in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Topeka?

Nearby cities with more banks include Ligonier, Lagrange, Shipshewana. Ligonier is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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