FDIC-insured bank
Owen County State Bank — Spencer, IN
Bank headquartered in Spencer, Indiana, part of OWEN FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 201 W Morgan St Spencer, IN 47460 |
| County | Owen |
| Metro area | Bloomington, IN |
| Website | www.ocsbank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 13112 |
| Federal Reserve RSSD ID | 38740 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | OWEN FINANCIAL CORP |
| Domestic offices | 7 |
| Financials as of | June 30, 2026 |
How to find your Owen County State Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.ocsbank.com.
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Offices nearest to headquarters
| Owen County State Bank main office Spencer, IN |
201 W Morgan St, 47460 |
| Gosport Branch Gosport, IN |
14 E Main St, 47433 |
| Bloomington Branch Bloomington, IN |
3419 W State Road 46, 47404 |
| Owen County State Bank Branch Bloomington, IN |
4020 S Old State Road 37, 47401 |
| Linton Banking Center Linton, IN |
1600 A St Ne, 47441 |
| Bedford Branch Bedford, IN |
1037 15th Street, 47421 |
| Bicknell Branch Bicknell, IN |
215 N Washington St, 47512 |
Where Owen County State Bank has offices
Cities with the most Owen County State Bank offices
Largest banks headquartered elsewhere in Indiana
| Old National Bank Evansville | $73.86 billion |
| First Merchants Bank Muncie | $21.32 billion |
| Merchants Bank of Indiana Carmel | $21.17 billion |
| Centier Bank Whiting | $10.41 billion |
| 1st Source Bank South Bend | $9.26 billion |
| German American Bank Jasper | $8.43 billion |
| Lake City Bank Warsaw | $7.24 billion |
| Horizon Bank Michigan City | $6.55 billion |
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