FDIC-insured bank
Owen County State Bank
Bank headquartered in Spencer, Indiana, part of OWEN FINANCIAL CORP.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 201 W Morgan St Spencer, IN 47460 |
| County | Owen |
| Metro area | Bloomington, IN |
| Website | www.ocsbank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 13112 |
| Federal Reserve RSSD ID | 38740 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | OWEN FINANCIAL CORP |
| Domestic offices | 7 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.ocsbank.com.
See how your odds compare before you apply at Owen County State Bank.
Offices nearest to headquarters
| Owen County State Bank main office Spencer, IN |
201 W Morgan St, 47460 |
| Gosport Branch Gosport, IN |
14 E Main St, 47433 |
| Bloomington Branch Bloomington, IN |
3419 W State Road 46, 47404 |
| Owen County State Bank Branch Bloomington, IN |
4020 S Old State Road 37, 47401 |
| Linton Banking Center Linton, IN |
1600 A St Ne, 47441 |
| Bedford Branch Bedford, IN |
1037 15th Street, 47421 |
| Bicknell Branch Bicknell, IN |
215 N Washington St, 47512 |