US Bank Directory

Banks in Otterbein, IN

2 FDIC-insured banks operate 2 offices in Otterbein, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Otterbein

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Otterbein, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Otterbein

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Alliance Bank and The Farmers and Merchants Bank have the most locations in Otterbein, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alliance Bank 1 branch · main office Francesville, IN Bank · 1

Alliance Bank has 1 branch in Otterbein, 7 across Indiana and 7 nationwide. FDIC records list its main office in Francesville, IN and show it operating since 1930. With $454.8 million in total assets on June 30, 2026, it ranks No. 1,904 of 4,232 U.S. banks by total assets. The Otterbein Branch at 408 N Meadow St dates to 1941 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Otterbein Branch
    408 N Meadow St, 47970
    Hours: see the bank's site
Alliance Bank: profile, branches and contacts
The Farmers and Merchants Bank 1 branch · main office Boswell, IN Bank · 1

The Farmers and Merchants Bank has 1 branch in Otterbein, 4 across Indiana and 4 nationwide. FDIC records list its main office in Boswell, IN and show it operating since 1903. With $213.4 million in total assets on June 30, 2026, it ranks No. 2,908 of 4,232 U.S. banks by total assets. The Otterbein Branch at 406 N Maddox Road dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Otterbein Branch
    406 N Maddox Road, 47970
    Hours: see the bank's site
The Farmers and Merchants Bank: profile, branches and contacts

Banking in Otterbein: the local picture

Short answer: 2 banks run 2 branches in Otterbein according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Otterbein, 2 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is The Farmers and Merchants Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Alliance Bank's office at 408 N Meadow St, dating to 1941; the newest is The Farmers and Merchants Bank's at 406 N Maddox Road, from 1978.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Otterbein, and where the nearest one is if they do not.

Short answer: No branches in Otterbein: Chase (nearest in West Lafayette, 10 mi), Wells Fargo, Bank of America (nearest in Zionsville, 59 mi), PNC Bank (nearest in Crawfordsville, 33 mi), U.S. Bank (nearest in Connersville, 118 mi), Truist (nearest in New Albany, 164 mi), Fifth Third Bank (nearest in West Lafayette, 10 mi), Huntington (nearest in West Lafayette, 10 mi), Regions Bank (nearest in West Lafayette, 10 mi), TD Bank, BMO (nearest in Kokomo, 49 mi).

BankIn OtterbeinNearest branch if none here
ChaseNoneWest Lafayette, 10 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneZionsville, 59 miles away
PNC BankNoneCrawfordsville, 33 miles away
U.S. BankNoneConnersville, 118 miles away
TruistNoneNew Albany, 164 miles away
Fifth Third BankNoneWest Lafayette, 10 miles away
HuntingtonNoneWest Lafayette, 10 miles away
Regions BankNoneWest Lafayette, 10 miles away
TD BankNonenone in Indiana
BMONoneKokomo, 49 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Otterbein to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Otterbein residents like anyone else.

Banks near Otterbein

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are West Lafayette (9 miles) and Lafayette (14 miles). Lafayette, 14 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Otterbein

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Otterbein between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Otterbein by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Otterbein offices.

Short answer: Alliance Bank is the largest bank with offices in Otterbein, with $454.8 million in total assets on June 30, 2026, No. 1,904 among U.S. banks by total assets. The Farmers and Merchants Bank is second with $213.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Alliance Bank$454.8 millionNo. 1,9041Francesville, IN
The Farmers and Merchants Bank$213.4 millionNo. 2,9081Boswell, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Otterbein: FAQ

How many banks are in Otterbein, IN?

Otterbein has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Otterbein?

Alliance Bank, with 1. The Farmers and Merchants Bank has 1.

Is there a Alliance Bank in Otterbein, IN?

Yes. FDIC data lists 1 Alliance Bank branch in Otterbein as of September 5, 2026. The address and directions are under Alliance Bank above.

Is there a The Farmers and Merchants Bank in Otterbein, IN?

Yes. FDIC data lists 1 The Farmers and Merchants Bank branch in Otterbein as of September 5, 2026. The address and directions are under The Farmers and Merchants Bank above.

Is there a Chase in Otterbein, IN?

No. FDIC data lists no Chase branch in Otterbein as of September 5, 2026. The nearest is in West Lafayette, about 10 miles away in a straight line.

What is the oldest bank in Otterbein?

The Farmers and Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Otterbein in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Otterbein?

Nearby cities with more banks include West Lafayette, Lafayette, Attica. West Lafayette is 9 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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