US Bank Directory
Banks in Garrett, IN
1 FDIC-insured bank operates 2 offices in Garrett, Indiana, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Garrett
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Garrett, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Garrett
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Garrett State Bank is the only bank with offices in Garrett, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Garrett State Bank Bank · 2
The Garrett State Bank has 2 branches in Garrett, 4 across Indiana and 4 nationwide. FDIC records list its main office in Garrett, IN and show it operating since 1893. With $399.7 million in total assets on June 30, 2026, it ranks No. 2,069 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garrett location is its main office at 120 W King St, dating to 1893; the newest, at 1341 S Randolph St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office120 W King St, 46738
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South Branch1341 S Randolph St, 46738
Beacon Credit Union Credit union · 1
Beacon Credit Union has 1 office in Garrett, 23 across Indiana. It is based in Wabash, IN and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Garrett1114 S Randolph St, 46738
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Garrett
1 credit union has 1 office here: Beacon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Garrett page has every office in the state's directory.
Banking in Garrett: the local picture
Short answer: 1 bank runs 2 branches in Garrett according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Garrett State Bank has its main office in Garrett, according to the FDIC.
The bank with the longest record here is The Garrett State Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is The Garrett State Bank's office at 120 W King St, dating to 1893; the newest is The Garrett State Bank's at 1341 S Randolph St, from 1997.
The only credit union with an office here is Beacon Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Garrett
Short answer: 1 of the 1 Garrett location with published hours opens on Saturday, run by 1 institution.
- Beacon Credit Union: 1 of 1 office (1114 S Randolph St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Garrett, and where the nearest one is if they do not.
Short answer: No branches in Garrett: Chase (nearest in Kendallville, 10 mi), Wells Fargo, Bank of America (nearest in Fishers, 106 mi), PNC Bank (nearest in Auburn, 4 mi), U.S. Bank (nearest in Richmond, 103 mi), Truist (nearest in New Albany, 210 mi), Fifth Third Bank (nearest in Fort Wayne, 11 mi), Huntington (nearest in Alexandria, 80 mi), Regions Bank (nearest in Marion, 63 mi), TD Bank, BMO (nearest in Kokomo, 78 mi).
| Bank | In Garrett | Nearest branch if none here |
|---|---|---|
| Chase | None | Kendallville, 10 miles away |
| Wells Fargo | None | none in Indiana |
| Bank of America | None | Fishers, 106 miles away |
| PNC Bank | None | Auburn, 4 miles away |
| U.S. Bank | None | Richmond, 103 miles away |
| Truist | None | New Albany, 210 miles away |
| Fifth Third Bank | None | Fort Wayne, 11 miles away |
| Huntington | None | Alexandria, 80 miles away |
| Regions Bank | None | Marion, 63 miles away |
| TD Bank | None | none in Indiana |
| BMO | None | Kokomo, 78 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garrett to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garrett residents like anyone else.
Banks near Garrett
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Auburn (4 miles) and Kendallville (10 miles). Fort Wayne, 16 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Auburn, IN | 4 mi | 10 | 10 |
| Banks in Kendallville, IN | 10 mi | 6 | 7 |
| Banks in Churubusco, IN | 12 mi | 2 | 2 |
| Banks in Grabill, IN | 12 mi | 2 | 2 |
| Banks in Harlan, IN | 15 mi | 2 | 2 |
| Banks in Albion, IN | 15 mi | 2 | 2 |
| Banks in Fort Wayne, IN | 16 mi | 21 | 81 |
| Banks in New Haven, IN | 20 mi | 3 | 3 |
Bank branch openings and closings in Garrett
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Garrett between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Garrett
Short answer: 1 institution has its main office in Garrett: The Garrett State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Garrett State Bank | Bank | $399.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Garrett by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garrett offices.
Short answer: The Garrett State Bank is the largest bank with offices in Garrett, with $399.7 million in total assets on June 30, 2026, No. 2,069 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Garrett State Bank | $399.7 million | No. 2,069 | 2 | Garrett, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garrett: FAQ
How many banks are in Garrett, IN?
Garrett has 1 bank with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Chase in Garrett, IN?
No. FDIC data lists no Chase branch in Garrett as of September 5, 2026. The nearest is in Kendallville, about 10 miles away in a straight line.
Which banks in Garrett are open on Saturday?
Beacon Credit Union publishes Saturday hours for one or more Garrett locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Garrett?
The Garrett State Bank has its main office in Garrett, according to the FDIC.
What is the oldest bank in Garrett?
The Garrett State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.
Which credit unions can I join in Garrett?
Beacon Credit Union has an office in Garrett. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Garrett in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garrett?
Nearby cities with more banks include Auburn, Kendallville, Churubusco. Auburn is 4 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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