US Bank Directory

Banks in Clayton, IN

2 FDIC-insured banks operate 2 offices in Clayton, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Clayton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clayton, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clayton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The North Salem State Bank and First National Bank have the most locations in Clayton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank 1 branch · main office Cloverdale, IN Bank · 1

First National Bank has 1 branch in Clayton, 7 across Indiana and 7 nationwide. FDIC records list its main office in Cloverdale, IN and show it operating since 1913. With $418.5 million in total assets on June 30, 2026, it ranks No. 2,016 of 4,232 U.S. banks by total assets. The Belleville Branch at 1627 E Us Highway 40 dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Belleville Branch
    1627 E Us Highway 40, 46118
    Hours: see the bank's site
First National Bank: profile, branches and contacts
The North Salem State Bank 1 branch · main office North Salem, IN Bank · 1

The North Salem State Bank has 1 branch in Clayton, 9 across Indiana and 9 nationwide. FDIC records list its main office in North Salem, IN and show it operating since 1923. With $769.6 million in total assets on June 30, 2026, it ranks No. 1,303 of 4,232 U.S. banks by total assets. The Clayton at 9 W Kentucky St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The North Salem State Bank: profile, branches and contacts

Banking in Clayton: the local picture

Short answer: 2 banks run 2 branches in Clayton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Clayton, 2 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is First National Bank, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank's office at 1627 E Us Highway 40, dating to 1998; the newest is The North Salem State Bank's at 9 W Kentucky St, from 2018.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clayton, and where the nearest one is if they do not.

Short answer: No branches in Clayton: Chase (nearest in Plainfield, 7 mi), Wells Fargo, Bank of America (nearest in Avon, 8 mi), PNC Bank (nearest in Danville, 6 mi), U.S. Bank (nearest in Connersville, 73 mi), Truist (nearest in New Albany, 100 mi), Fifth Third Bank (nearest in Plainfield, 7 mi), Huntington (nearest in Danville, 6 mi), Regions Bank (nearest in Mooresville, 9 mi), TD Bank, BMO (nearest in Plainfield, 8 mi).

BankIn ClaytonNearest branch if none here
ChaseNonePlainfield, 7 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneAvon, 8 miles away
PNC BankNoneDanville, 6 miles away
U.S. BankNoneConnersville, 73 miles away
TruistNoneNew Albany, 100 miles away
Fifth Third BankNonePlainfield, 7 miles away
HuntingtonNoneDanville, 6 miles away
Regions BankNoneMooresville, 9 miles away
TD BankNonenone in Indiana
BMONonePlainfield, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clayton to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clayton residents like anyone else.

Banks near Clayton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Danville (5 miles) and Plainfield (7 miles). Plainfield, 7 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Clayton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clayton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clayton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clayton offices.

Short answer: The North Salem State Bank is the largest bank with offices in Clayton, with $769.6 million in total assets on June 30, 2026, No. 1,303 among U.S. banks by total assets. First National Bank is second with $418.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The North Salem State Bank$769.6 millionNo. 1,3031North Salem, IN
First National Bank$418.5 millionNo. 2,0161Cloverdale, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clayton: FAQ

How many banks are in Clayton, IN?

Clayton has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Clayton?

The North Salem State Bank, with 1. First National Bank has 1.

Is there a The North Salem State Bank in Clayton, IN?

Yes. FDIC data lists 1 The North Salem State Bank branch in Clayton as of September 5, 2026. The address and directions are under The North Salem State Bank above.

Is there a First National Bank in Clayton, IN?

Yes. FDIC data lists 1 First National Bank branch in Clayton as of September 5, 2026. The address and directions are under First National Bank above.

Is there a Chase in Clayton, IN?

No. FDIC data lists no Chase branch in Clayton as of September 5, 2026. The nearest is in Plainfield, about 7 miles away in a straight line.

What is the oldest bank in Clayton?

First National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.

Did any bank branches open or close in Clayton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clayton?

Nearby cities with more banks include Danville, Plainfield, Mooresville. Danville is 5 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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