US Bank Directory

Banks in Clay City, IN

2 FDIC-insured banks operate 2 offices in Clay City, Indiana.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Clay City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clay City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clay City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Financial Bank and First Farmers Bank & Trust Co. have the most locations in Clay City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Farmers Bank & Trust Co. 1 branch · main office Converse, IN Bank · 1

First Farmers Bank & Trust Co. has 1 branch in Clay City, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. The Clay City Branch at 801 Main St dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Farmers Bank & Trust Co.: profile, branches and contacts
First Financial Bank 1 branch · main office Terre Haute, IN Bank · 1

First Financial Bank has 1 branch in Clay City, 21 across Indiana and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Clay City Branch at 502 Main St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Financial Bank: profile, branches and contacts

Banking in Clay City: the local picture

Short answer: 2 banks run 2 branches in Clay City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Clay City, 2 elsewhere in Indiana, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Farmers Bank & Trust Co.'s office at 801 Main St, dating to 1967; the newest is First Financial Bank's at 502 Main St, from 1989.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clay City, and where the nearest one is if they do not.

Short answer: No branches in Clay City: Chase (nearest in Bloomington, 30 mi), Wells Fargo, Bank of America (nearest in Avon, 51 mi), PNC Bank (nearest in Greencastle, 29 mi), U.S. Bank (nearest in New Albany, 98 mi), Truist (nearest in New Albany, 96 mi), Fifth Third Bank (nearest in Terre Haute, 18 mi), Huntington (nearest in Danville, 46 mi), Regions Bank (nearest in Linton, 17 mi), TD Bank, BMO (nearest in Martinsville, 37 mi).

BankIn Clay CityNearest branch if none here
ChaseNoneBloomington, 30 miles away
Wells FargoNonenone in Indiana
Bank of AmericaNoneAvon, 51 miles away
PNC BankNoneGreencastle, 29 miles away
U.S. BankNoneNew Albany, 98 miles away
TruistNoneNew Albany, 96 miles away
Fifth Third BankNoneTerre Haute, 18 miles away
HuntingtonNoneDanville, 46 miles away
Regions BankNoneLinton, 17 miles away
TD BankNonenone in Indiana
BMONoneMartinsville, 37 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clay City to the nearest branch in Indiana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clay City residents like anyone else.

Banks near Clay City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Linton (17 miles) and Brazil (17 miles). Terre Haute, 19 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Clay City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clay City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clay City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clay City offices.

Short answer: First Financial Bank is the largest bank with offices in Clay City, with $6.17 billion in total assets on June 30, 2026, No. 245 among U.S. banks by total assets. First Farmers Bank & Trust Co. is second with $3.50 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Financial Bank$6.17 billionNo. 2451Terre Haute, IN
First Farmers Bank & Trust Co.$3.50 billionNo. 3721Converse, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clay City: FAQ

How many banks are in Clay City, IN?

Clay City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Clay City?

First Financial Bank, with 1. First Farmers Bank & Trust Co. has 1.

Is there a First Financial Bank in Clay City, IN?

Yes. FDIC data lists 1 First Financial Bank branch in Clay City as of September 5, 2026. The address and directions are under First Financial Bank above.

Is there a First Farmers Bank & Trust Co. in Clay City, IN?

Yes. FDIC data lists 1 First Farmers Bank & Trust Co. branch in Clay City as of September 5, 2026. The address and directions are under First Farmers Bank & Trust Co. above.

Is there a Chase in Clay City, IN?

No. FDIC data lists no Chase branch in Clay City as of September 5, 2026. The nearest is in Bloomington, about 30 miles away in a straight line.

What is the oldest bank in Clay City?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Clay City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clay City?

Nearby cities with more banks include Linton, Brazil, Terre Haute. Linton is 17 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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