US Bank Directory
Banks in Carmel, IN
25 FDIC-insured banks operate 42 offices in Carmel, Indiana, and 5 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Carmel
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 30 banks and credit unions operate 49 locations in Carmel, according to the FDIC and the NCUA. 49 of them have coordinates on record and are on the map. 21 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
49 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carmel
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The National Bank of Indianapolis has the most locations in Carmel, with 5. It is followed by Chase (4), Regions Bank (3), Bank of America (2). 14 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The National Bank of Indianapolis Bank · 5
The National Bank of Indianapolis has 5 branches in Carmel, 13 across Indiana and 13 nationwide. FDIC records list its main office in Indianapolis, IN and show it operating since 1993. With $3.04 billion in total assets on June 30, 2026, it ranks No. 422 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Carmel Branch at 613 E Carmel Dr, dating to 2000; the newest, at 5760 E Main St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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West Carmel/Zionsville Branch10590 N Michigan Rd, 46032
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Villages Of West Clay Branch2410 Harleston St, 46032
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Westfield/Carmel Branch2714 E 146th St, 46033
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Hazel Dell Banking Center Branch5760 E Main St, 46033
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Carmel Branch613 E Carmel Dr, 46032
Chase Bank · 4
Chase has 4 branches in Carmel, 123 across Indiana and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Carmel Branch at 200 E Carmel Dr, dating to 1974; the newest, at 13085 Petigru Dr, to 2007. All 4 of its Carmel locations with published hours open on Saturday.
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Michigan Road And 106Th Branch10495 N Michigan Rd, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Towne & 131St Banking Center Branch13085 Petigru Dr, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Meridian And 146Th Branch14801 Thatcher Ln, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Carmel Branch200 E Carmel Dr, 46032
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 3
Regions Bank has 3 branches in Carmel, 41 across Indiana and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the The Bridges At 116Th Branch at 11447 Springmill Rd, dating to 1973; the newest, at 11611 N Meridian St, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
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The Bridges At 116Th Branch11447 Springmill Rd, 46032
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Indianapolis C North Branch11611 N Meridian St, 46032
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146Th & Greyhound Pass Branch2155 E 146th St, 46033
Bank of America Bank · 2
Bank of America has 2 branches in Carmel, 16 across Indiana and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Carmel West Branch at 11530 Illinois Street, dating to 2023; the newest, at 14933 Thatcher Lane, to 2025. 1 of its 2 Carmel locations with published hours open on Saturday.
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Carmel West Branch11530 Illinois Street, 46032
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Carmel Plaza Branch14933 Thatcher Lane, 46032
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 1 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Everwise Credit Union Credit union · 2
Everwise Credit Union has 2 officees in Carmel, 45 across Indiana. It is based in South Bend, IN and $5.70 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Carmel locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Meijer Carmel 271424 W Carmel Dr, 46032
All hours
Mon to Fri 10 am to 6 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
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Carmel Drive 69635 E Carmel Dr, 46032
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Carmel, 96 across Indiana and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Carmel Drive Branch at 205 E Carmel Dr, dating to 1990; the newest, at 10215 N Michigan Rd, to 2003. All 2 of its Carmel locations with published hours open on Saturday.
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West Carmel Banking Center Branch10215 N Michigan Rd, 46032
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Carmel Drive Branch205 E Carmel Dr, 46032
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Merchants Bank Bank · 2
First Merchants Bank has 2 branches in Carmel, 90 across Indiana and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Carmel Branch at 1 E Carmel Dr, dating to 1999; the newest, at 10210 N Michigan Rd, to 2014. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch1 E Carmel Dr, 46032
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Michgan Road Branch10210 N Michigan Rd, 46032
Horizon Bank Bank · 2
Horizon Bank has 2 branches in Carmel, 50 across Indiana and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Carmel Indiana Branch at 1216 W Carmel Dr, dating to 2015; the newest, at 200 S Rangeline Rd, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Indiana Branch1216 W Carmel Dr, 46032
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Carmel Lpo200 S Rangeline Rd, 46032
Huntington Bank · 2
Huntington has 2 branches in Carmel, 39 across Indiana and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Greyhound Pass Branch at 14921 Thatcher Ln, dating to 2016; the newest, at 1215 S Rangeline Rd, to 2025. All 2 of its Carmel locations with published hours open on Saturday.
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Rangeline Road Branch1215 S Rangeline Rd, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Greyhound Pass Branch14921 Thatcher Ln, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Indiana Members Credit Union Credit union · 2
Indiana Members Credit Union has 2 officees in Carmel, 34 across Indiana. It is based in Indianapolis, IN and $3.54 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Carmel locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Old Meridian Branch12725 Old Meridian St, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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West Carmel Branch3975 W 106Th St, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lake City Bank Bank · 2
Lake City Bank has 2 branches in Carmel, 57 across Indiana and 57 nationwide. FDIC records list its main office in Warsaw, IN and show it operating since 1872. With $7.24 billion in total assets on June 30, 2026, it ranks No. 217 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Indianapolis Michgan Road Branch at 9640 N Michigan Rd, dating to 2015; the newest, at 1361 S Rangeline Rd, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch1361 S Rangeline Rd, 46032
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Indianapolis Michgan Road Branch9640 N Michigan Rd, 46032
Merchants Bank of Indiana Bank · 2
Merchants Bank of Indiana has 2 branches in Carmel, 8 across Indiana and 8 nationwide. FDIC records list its main office in Carmel, IN and show it operating since 1923. With $21.17 billion in total assets on June 30, 2026, it ranks No. 104 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is its main office at 410 Monon Blvd, dating to 1923; the newest, at 11590 N Meridian St, to 2014. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office410 Monon Blvd, 46032
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Merchants Bank Of Indiana Carmel Office Branch11590 N Meridian St, 46032
PNC Bank Bank · 2
PNC Bank has 2 branches in Carmel, 80 across Indiana and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carmel location is the Merchants Square at 2274 E 116th St, dating to 1972; the newest, at 2410 E 146th St, to 2004. All 2 of its Carmel locations with published hours open on Saturday.
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Merchants Square2274 E 116th St, 46032
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Cool Creek Branch2410 E 146th St, 46033
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
1st Source Bank Bank · 1
1st Source Bank has 1 branch in Carmel, 72 across Indiana and 81 nationwide. FDIC records list its main office in South Bend, IN and show it operating since 1922. With $9.26 billion in total assets on June 30, 2026, it ranks No. 172 of 4,232 U.S. banks by total assets. The Carmel Banking Center Branch at 10570 North Michigan Road dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Banking Center Branch10570 North Michigan Road, 46032
BMO Bank · 1
BMO has 1 branch in Carmel, 49 across Indiana and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Carmel Branch at 1701 E. 116th Street dates to 2024 in FDIC branch records. It opens on Saturday.
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Carmel Branch1701 E. 116th Street, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Busey Bank Bank · 1
Busey Bank has 1 branch in Carmel, 1 across Indiana and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Carmel Branch at 11550 N Meridian St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch11550 N Meridian St, 46032
Centier Bank Bank · 1
Centier Bank has 1 branch in Carmel, 63 across Indiana and 63 nationwide. FDIC records list its main office in Whiting, IN and show it operating since 1895. With $10.41 billion in total assets on June 30, 2026, it ranks No. 155 of 4,232 U.S. banks by total assets. The Carmel Branch at 650 E Carmel Dr dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch650 E Carmel Dr, 46032
Centra Credit Union Credit union · 1
Centra Credit Union has 1 office in Carmel, 27 across Indiana. It is based in Columbus, IN and $2.38 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Carmel11711 Pennsylvania St Ste 101, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Christian Family Credit Union Credit union · 1
Christian Family Credit Union has 1 office in Carmel, 1 across Indiana. It is based in North Canton, OH and $95.8 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Indianapolis Branch301 Pennsylvania Pkwy Ste 300, 46280
Citizens State Bank of New Castle, Indiana Bank · 1
Citizens State Bank of New Castle, Indiana has 1 branch in Carmel, 11 across Indiana and 11 nationwide. FDIC records list its main office in New Castle, IN and show it operating since 1873. With $908.8 million in total assets on June 30, 2026, it ranks No. 1,139 of 4,232 U.S. banks by total assets. The Carmel In Branch at 902 S Rangeline Rd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel In Branch902 S Rangeline Rd, 46032
First Farmers Bank & Trust Co. Bank · 1
First Farmers Bank & Trust Co. has 1 branch in Carmel, 32 across Indiana and 37 nationwide. FDIC records list its main office in Converse, IN and show it operating since 1932. With $3.50 billion in total assets on June 30, 2026, it ranks No. 372 of 4,232 U.S. banks by total assets. The Carmel Branch at 175 S Rangeline Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch175 S Rangeline Rd, 46032
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Carmel, 63 across Indiana and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Carmel Branch at 751 City Center Dr dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch751 City Center Dr, 46032
Forum Credit Union Credit union · 1
Forum Credit Union has 1 office in Carmel, 16 across Indiana. It is based in Indianapolis, IN and $2.34 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Carmel Branch2259 E 116Th St, 46032
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Carmel, 34 across Indiana and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Carmel Drive Branch at 501 E Carmel Dr dates to 1985 in FDIC branch records. It opens on Saturday.
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Carmel Drive Branch501 E Carmel Dr, 46032
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Old National Bank · 1
Old National has 1 branch in Carmel, 97 across Indiana and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Carmel Banking Center Branch at 1430 S Rangeline Rd dates to 2003 in FDIC branch records. It opens on Saturday.
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Carmel Banking Center Branch1430 S Rangeline Rd, 46032
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
STAR Financial Bank Bank · 1
STAR Financial Bank has 1 branch in Carmel, 37 across Indiana and 37 nationwide. FDIC records list its main office in Fort Wayne, IN and show it operating since 1988. With $3.23 billion in total assets on June 30, 2026, it ranks No. 400 of 4,232 U.S. banks by total assets. The Carmel Branch at 140 E Carmel Dr dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch140 E Carmel Dr, 46032
State Bank Bank · 1
State Bank has 1 branch in Carmel, 11 across Indiana and 10 nationwide. FDIC records list its main office in Brownsburg, IN and show it operating since 1910. With $916.1 million in total assets on June 30, 2026, it ranks No. 1,130 of 4,232 U.S. banks by total assets. The Carmel Branch at 4775 E 126th St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch4775 E 126th St, 46033
Stock Yards Bank Bank · 1
Stock Yards Bank has 1 branch in Carmel, 12 across Indiana and 85 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 1904. With $10.36 billion in total assets on June 30, 2026, it ranks No. 157 of 4,232 U.S. banks by total assets. The Carmel Branch at 11450 N Meridian St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel Branch11450 N Meridian St, 46032
The Peoples State Bank Bank · 1
The Peoples State Bank has 1 branch in Carmel, 15 across Indiana and 15 nationwide. FDIC records list its main office in Ellettsville, IN and show it operating since 1904. With $506.6 million in total assets on June 30, 2026, it ranks No. 1,779 of 4,232 U.S. banks by total assets. The Carmel-Village Of West Clay Branch at 1905 S New Market St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel-Village Of West Clay Branch1905 S New Market St, 46032
United Fidelity Bank, fsb Bank · 1
United Fidelity Bank, fsb has 1 branch in Carmel, 9 across Indiana and 20 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1931. With $6.49 billion in total assets on June 30, 2026, it ranks No. 239 of 4,232 U.S. banks by total assets. The Carmel City Center Branch at 800 S Rangeline Rd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carmel City Center Branch800 S Rangeline Rd, 46032
Join a credit union in Carmel
5 credit unions have 7 offices here: Everwise Credit Union, Indiana Members Credit Union, Centra Credit Union, Forum Credit Union and Christian Family Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carmel page has every office in the state's directory.
Banking in Carmel: the local picture
Short answer: 25 banks run 42 branches in Carmel according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 25 banks, 1 has its main office in Carmel, 13 elsewhere in Indiana and 11 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Merchants Bank of Indiana's office at 410 Monon Blvd, dating to 1923; the newest is Huntington's at 1215 S Rangeline Rd, from 2025.
5 credit unions have 7 offices in Carmel, according to the NCUA. Who can join each one is on the credit unions page.
Of the 21 locations with published hours. 18 open on Saturday. 28 locations have no published hours in these sources.
Banks by ZIP code in Carmel
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 46032 has the most bank and credit union offices in Carmel (43), followed by 46033 (5) and 46280 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 46032 | 43 | 28 | Chase, The National Bank of Indianapolis, Bank of America |
| 46033 | 5 | 4 | The National Bank of Indianapolis, PNC Bank, Regions Bank |
| 46280 | 1 | 1 | Christian Family Credit Union |
Banks and credit unions open on Saturday in Carmel
Short answer: 18 of the 21 Carmel locations with published hours open on Saturday, run by 11 institutions.
- Chase: 4 of 4 branches (10495 N Michigan Rd: Saturday 9 am to 2 pm, and 3 more)
- Bank of America: 1 of 2 branches (14933 Thatcher Lane: Saturday 9 am to 1 pm)
- PNC Bank: 2 of 2 branches (2274 E 116th St: Saturday 9 am to 1 pm, and 1 more)
- Fifth Third Bank: 2 of 2 branches (10215 N Michigan Rd: Saturday 9 am to 12 pm, and 1 more)
- Huntington: 2 of 2 branches (1215 S Rangeline Rd: Saturday 9 am to 12 pm, and 1 more)
- BMO: 1 of 1 branch (1701 E. 116th Street: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (501 E Carmel Dr: Saturday 9 am to 12 pm)
- Old National: 1 of 1 branch (1430 S Rangeline Rd: Saturday 9 am to 12 pm)
- Everwise Credit Union: 2 of 2 offices (1424 W Carmel Dr: Saturday 10 am to 3 pm, and 1 more)
- Indiana Members Credit Union: 1 of 2 offices (12725 Old Meridian St: Saturday 9 am to 1 pm)
- Forum Credit Union: 1 of 1 office (2259 E 116Th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 28 of the 49 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carmel, and where the nearest one is if they do not.
Short answer: In Carmel: Chase (4), Bank of America (2), PNC Bank (2), Fifth Third Bank (2), Huntington (2), Regions Bank (3), BMO (1). No branches in Carmel: Wells Fargo, U.S. Bank (nearest in Connersville, 57 mi), Truist (nearest in New Albany, 113 mi), TD Bank.
| Bank | In Carmel | Nearest branch if none here |
|---|---|---|
| Chase | 4 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 2 branches | here |
| Huntington | 2 branches | here |
| Regions Bank | 3 branches | here |
| BMO | 1 branch | here |
| Wells Fargo | None | none in Indiana |
| U.S. Bank | None | Connersville, 57 miles away |
| Truist | None | New Albany, 113 miles away |
| TD Bank | None | none in Indiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carmel to the nearest branch in Indiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carmel residents like anyone else.
Banks near Carmel
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Westfield (5 miles) and Zionsville (7 miles). Indianapolis, 11 miles away, has the most banks nearby: 27.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Westfield, IN | 5 mi | 12 | 14 |
| Banks in Zionsville, IN | 7 mi | 13 | 16 |
| Banks in Fishers, IN | 8 mi | 20 | 32 |
| Banks in Noblesville, IN | 9 mi | 14 | 25 |
| Banks in Whitestown, IN | 10 mi | 2 | 2 |
| Banks in Indianapolis, IN | 11 mi | 27 | 171 |
| Banks in Sheridan, IN | 12 mi | 2 | 2 |
| Banks in Mc Cordsville, IN | 13 mi | 2 | 2 |
Bank branch openings and closings in Carmel
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carmel between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Carmel
Short answer: 1 institution has its main office in Carmel: Merchants Bank of Indiana.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Merchants Bank of Indiana | Bank | $21.17 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Carmel by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carmel offices.
Short answer: Chase is the largest bank with offices in Carmel, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 25 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 4 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Regions Bank | $159.79 billion | No. 27 | 3 | Birmingham, AL |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carmel: FAQ
How many banks are in Carmel, IN?
Carmel has 25 banks with 42 branches and 5 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carmel?
The National Bank of Indianapolis, with 5. Chase has 4 and Regions Bank has 3.
Is there a The National Bank of Indianapolis in Carmel, IN?
Yes. FDIC data lists 5 The National Bank of Indianapolis branches in Carmel as of September 5, 2026. Its branches are listed under The National Bank of Indianapolis above, with the address and directions for each.
Is there a Chase in Carmel, IN?
Yes. FDIC data lists 4 Chase branches in Carmel as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Regions Bank in Carmel, IN?
Yes. FDIC data lists 3 Regions Bank branches in Carmel as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Which banks in Carmel are open on Saturday?
Chase, Bank of America, PNC Bank and Fifth Third Bank and 7 more publish Saturday hours for one or more Carmel locations. The Saturday section above lists each one with its hours. 28 of the 49 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Carmel?
Merchants Bank of Indiana has its main office in Carmel, according to the FDIC.
What is the oldest bank in Carmel?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Carmel?
Everwise Credit Union, Indiana Members Credit Union, Centra Credit Union and Forum Credit Union and 1 more have offices in Carmel. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carmel in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carmel?
Nearby cities with more banks include Westfield, Zionsville, Fishers. Westfield is 5 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (15 of 42 branches: BMO, Bank of America, Chase, Fifth Third Bank, Huntington, KeyBank and 2 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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