US Bank Directory

Banks in Western Springs, IL

5 FDIC-insured banks operate 6 offices in Western Springs, Illinois, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Western Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Western Springs, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Western Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BMO has the most locations in Western Springs, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BMO BMO Bank National Association · 2 branches · main office Chicago, IL Bank · 2

BMO has 2 branches in Western Springs, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Western Springs location is the Western Springs Branch at 901 Burlington Ave, dating to 1925; the newest, at 4475 Grand Ave, to 1996. It opens on Saturday.

  • 4475 Grand Avenue Branch
    4475 Grand Ave, 60558
    (708) 246-6752Hours: see the bank's site
  • Western Springs Branch
    901 Burlington Ave, 60558
    (708) 246-1575Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
FNBC Bank & Trust 1 branch · main office La Grange, IL Bank · 1

FNBC Bank & Trust has 1 branch in Western Springs, 3 across Illinois and 3 nationwide. FDIC records list its main office in La Grange, IL and show it operating since 1908. With $581.6 million in total assets on June 30, 2026, it ranks No. 1,603 of 4,232 U.S. banks by total assets. The Western Springs Branch at 1013 Burlington Ave dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Western Springs Branch
    1013 Burlington Ave, 60558
    Hours: see the bank's site
FNBC Bank & Trust: profile, branches and contacts
Heartland Bank 1 branch · main office Bloomington, IL Bank · 1

Heartland Bank has 1 branch in Western Springs, 82 across Illinois and 87 nationwide. FDIC records list its main office in Bloomington, IL and show it operating since 1971. With $6.72 billion in total assets on June 30, 2026, it ranks No. 231 of 4,232 U.S. banks by total assets. The Western Springs Branch at 4456 Wolf Rd dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Western Springs Branch
    4456 Wolf Rd, 60558
    Hours: see the bank's site
Heartland Bank: profile, branches and contacts
Hinsdale Bank & Trust Company 1 branch · main office Hinsdale, IL Bank · 1

Hinsdale Bank & Trust Company has 1 branch in Western Springs, 17 across Illinois and 17 nationwide. FDIC records list its main office in Hinsdale, IL and show it operating since 1993. With $6.80 billion in total assets on June 30, 2026, it ranks No. 227 of 4,232 U.S. banks by total assets. The The Community Bank Of Western Spring at 1000 Hillgrove Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The Community Bank Of Western Spring
    1000 Hillgrove Ave, 60558
    Hours: see the bank's site
Hinsdale Bank & Trust Company: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Western Springs, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Western Springs at 40 47th St dates to 1922 in FDIC branch records. It opens on Saturday.

  • Western Springs
    40 47th St, 60558
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Western Springs Credit Union 1 office · main office Western Springs, IL Credit union · 1

Western Springs Credit Union has 1 office in Western Springs, 1 across Illinois. It is based in Western Springs, IL and $3.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Western Springs Credit Union: profile, branches and contacts

Join a credit union in Western Springs

1 credit union has 1 office here: Western Springs Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Western Springs page has every office in the state's directory.

Banking in Western Springs: the local picture

Short answer: 5 banks run 6 branches in Western Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Western Springs, 4 elsewhere in Illinois and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Heartland Bank's office at 4456 Wolf Rd, dating to 1916; the newest is Hinsdale Bank & Trust Company's at 1000 Hillgrove Ave, from 1997.

The only credit union with an office here is Western Springs Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Western Springs

Short answer: 2 of the 2 Western Springs locations with published hours open on Saturday, run by 2 institutions.

  • BMO: 1 of 2 branches (901 Burlington Ave: Saturday 9 am to 12 pm)
  • PNC Bank: 1 of 1 branch (40 47th St: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Western Springs, and where the nearest one is if they do not.

Short answer: In Western Springs: PNC Bank (1), BMO (2). No branches in Western Springs: Chase (nearest in Hinsdale, 1 mi), Wells Fargo (nearest in Westchester, 2 mi), Bank of America (nearest in La Grange, 1 mi), U.S. Bank (nearest in Hinsdale, 2 mi), Truist, Fifth Third Bank (nearest in La Grange Park, 2 mi), Huntington (nearest in Countryside, 2 mi), Regions Bank (nearest in Bloomington, 107 mi), TD Bank.

BankIn Western SpringsNearest branch if none here
PNC Bank1 branchhere
BMO2 brancheshere
ChaseNoneHinsdale, 1 mile away
Wells FargoNoneWestchester, 2 miles away
Bank of AmericaNoneLa Grange, 1 mile away
U.S. BankNoneHinsdale, 2 miles away
TruistNonenone in Illinois
Fifth Third BankNoneLa Grange Park, 2 miles away
HuntingtonNoneCountryside, 2 miles away
Regions BankNoneBloomington, 107 miles away
TD BankNonenone in Illinois

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Western Springs to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Western Springs residents like anyone else.

Banks near Western Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are La Grange (1 mile) and Hinsdale (2 miles). Westchester, 3 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Western Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Western Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Western Springs

Short answer: 1 institution has its main office in Western Springs: Western Springs Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Western Springs Credit UnionCredit union$3.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Western Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Western Springs offices.

Short answer: PNC Bank is the largest bank with offices in Western Springs, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
BMO$254.97 billionNo. 162Chicago, IL
Hinsdale Bank & Trust Company$6.80 billionNo. 2271Hinsdale, IL
Heartland Bank$6.72 billionNo. 2311Bloomington, IL
FNBC Bank & Trust$581.6 millionNo. 1,6031La Grange, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Western Springs: FAQ

How many banks are in Western Springs, IL?

Western Springs has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Western Springs?

BMO, with 2. PNC Bank has 1 and Hinsdale Bank & Trust Company has 1.

Is there a BMO in Western Springs, IL?

Yes. FDIC data lists 2 BMO branches in Western Springs as of September 5, 2026. Its branches are listed under BMO above, with the address and directions for each.

Is there a PNC Bank in Western Springs, IL?

Yes. FDIC data lists 1 PNC Bank branch in Western Springs as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Hinsdale Bank & Trust Company in Western Springs, IL?

Yes. FDIC data lists 1 Hinsdale Bank & Trust Company branch in Western Springs as of September 5, 2026. The address and directions are under Hinsdale Bank & Trust Company above.

Is there a Chase in Western Springs, IL?

No. FDIC data lists no Chase branch in Western Springs as of September 5, 2026. The nearest is in Hinsdale, about 1 miles away in a straight line.

Which banks in Western Springs are open on Saturday?

BMO and PNC Bank publish Saturday hours for one or more Western Springs locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Western Springs?

Western Springs Credit Union has its main office in Western Springs, according to the FDIC and the NCUA.

What is the oldest bank in Western Springs?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Western Springs?

Western Springs Credit Union has an office in Western Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Western Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Western Springs?

Nearby cities with more banks include La Grange, Hinsdale, Countryside. La Grange is 1 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 6 branches: BMO, PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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