US Bank Directory
Banks in Waukegan, IL
10 FDIC-insured banks operate 13 offices in Waukegan, Illinois, and 3 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waukegan
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 19 locations in Waukegan, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
19 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waukegan
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank, Old National and North Shore Trust and Savings have the most locations in Waukegan, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Gideon Credit Union Credit union · 3
Gideon Credit Union has 3 officees in Waukegan, 5 across Illinois. It is based in Waukegan, IL and $353,000 in assets on March 31, 2026, according to its NCUA call report. None of its 3 Waukegan locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1500 W Ridgeland Ave, 60085
All hours
Mon to Sat not published; Sun 1 pm to 4 pm
Hours: NCUA, March 31, 2026
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Gideon Baptist Church1500 W Ridgeland Ave, 60085
All hours
Mon to Sat not published; Sun 9 am to 12 pm
Hours: NCUA, March 31, 2026
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Gfcu800 S, Genesee St, 60085
All hours
Mon to Fri 12 pm to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Consumers Credit Union Credit union · 2
Consumers Credit Union has 2 officees in Waukegan, 25 across Illinois. It is based in lake Forest, IL and $4.57 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Waukegan locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Waukegan2750 Washington St, 60085
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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N. Waukegan3737 N Lewis Ave, 60087
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
North Shore Trust and Savings Bank · 2
North Shore Trust and Savings has 2 branches in Waukegan, 3 across Illinois and 3 nationwide. FDIC records list its main office in Waukegan, IL and show it operating since 1921. With $270.3 million in total assets on June 30, 2026, it ranks No. 2,619 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waukegan location is its main office at 700 S Lewis Ave, dating to 1921; the newest, at 1233 N Green Bay Rd, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office700 S Lewis Ave, 60085
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Waukegan Branch1233 N Green Bay Rd, 60085
Old National Bank · 2
Old National has 2 branches in Waukegan, 86 across Illinois and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waukegan location is the Westside Facility Branch at 601 N Green Bay Rd, dating to 1980; the newest, at 1201 Golf Rd, to 1981. All 2 of its Waukegan locations with published hours open on Saturday.
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Northside Facility1201 Golf Rd, 60087
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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Westside Facility Branch601 N Green Bay Rd, 60085
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Waukegan, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waukegan location is the Waukegan Branch at 1802 Belvidere Rd, dating to 2007; the newest, at 2424 Washington St, to 2020. It opens on Saturday.
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Waukegan Branch1802 Belvidere Rd, 60085
All hours
Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Pnc Mobile Lake County Il Branch2424 Washington St, 60085
Associated Bank Bank · 1
Associated Bank has 1 branch in Waukegan, 28 across Illinois and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Waukegan Branch at 3124 N Lewis Ave dates to 2000 in FDIC branch records. It opens on Saturday.
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Waukegan Branch3124 N Lewis Ave, 60087
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Waukegan, 121 across Illinois and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Waukegan - Fountain Square Branch at 920 S Waukegan Rd dates to 2009 in FDIC branch records. It opens on Saturday.
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Waukegan - Fountain Square Branch920 S Waukegan Rd, 60085
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
BMO Bank · 1
BMO has 1 branch in Waukegan, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Harris Bank Branch at 3113 N Lewis Ave dates to 2008 in FDIC branch records. It opens on Saturday.
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Harris Bank Branch3113 N Lewis Ave, 60087
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Waukegan, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Northpoint & Route 120 Bkg Ctr Branc at 3950 Fountain Square Pl dates to 2007 in FDIC branch records. It opens on Saturday.
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Northpoint & Route 120 Bkg Ctr Branc3950 Fountain Square Pl, 60085
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Waukegan, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Waukegan Branch at 702 N Green Bay Rd dates to 1972 in FDIC branch records. It opens on Saturday.
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Waukegan Branch702 N Green Bay Rd, 60085
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Great Lakes Credit Union Credit union · 1
Great Lakes Credit Union has 1 office in Waukegan, 21 across Illinois. It is based in Bannockburn, IL and $1.44 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waukegan Branch3290 N Lewis Ave, 60087
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Waukegan, 130 across Illinois and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Waukegan Branch #2080 at 927 N Green Bay Rd dates to 1987 in FDIC branch records. It opens on Saturday.
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Waukegan Branch #2080927 N Green Bay Rd, 60085
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Lake Forest Bank & Trust Company Bank · 1
Lake Forest Bank & Trust Company has 1 branch in Waukegan, 7 across Illinois and 10 nationwide. FDIC records list its main office in Lake Forest, IL and show it operating since 1986. With $9.25 billion in total assets on June 30, 2026, it ranks No. 173 of 4,232 U.S. banks by total assets. The Waukegan Branch at 2634 Grand Ave dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waukegan Branch2634 Grand Ave, 60085
Join a credit union in Waukegan
3 credit unions have 6 offices here: Gideon Credit Union, Consumers Credit Union and Great Lakes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waukegan page has every office in the state's directory.
Banking in Waukegan: the local picture
Short answer: 10 banks run 13 branches in Waukegan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Waukegan, 2 elsewhere in Illinois and 7 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is North Shore Trust and Savings's office at 700 S Lewis Ave, dating to 1921; the newest is PNC Bank's at 2424 Washington St, from 2020.
3 credit unions have 6 offices in Waukegan, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 12 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Waukegan
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 60085 has the most bank and credit union offices in Waukegan (14), followed by 60087 (5). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 60085 | 14 | 10 | Gideon Credit Union, North Shore Trust and Savings, PNC Bank |
| 60087 | 5 | 5 | Associated Bank, BMO, Consumers Credit Union |
Banks and credit unions open on Saturday in Waukegan
Short answer: 12 of the 15 Waukegan locations with published hours open on Saturday, run by 10 institutions.
- PNC Bank: 1 of 2 branches (1802 Belvidere Rd: Saturday 9 am to 1 pm)
- Old National: 2 of 2 branches (1201 Golf Rd: Saturday 9 am to 12 pm, and 1 more)
- Chase: 1 of 1 branch (3950 Fountain Square Pl: Saturday 9 am to 2 pm)
- Bank of America: 1 of 1 branch (920 S Waukegan Rd: Saturday 9 am to 2 pm)
- Fifth Third Bank: 1 of 1 branch (702 N Green Bay Rd: Saturday 9 am to 2 pm)
- Huntington: 1 of 1 branch (927 N Green Bay Rd: Saturday 9 am to 12 pm)
- BMO: 1 of 1 branch (3113 N Lewis Ave: Saturday 9 am to 12 pm)
- Associated Bank: 1 of 1 branch (3124 N Lewis Ave: Saturday 9 am to 2 pm)
- Consumers Credit Union: 2 of 2 offices (2750 Washington St: Saturday 9 am to 1 pm, and 1 more)
- Great Lakes Credit Union: 1 of 1 office (3290 N Lewis Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waukegan, and where the nearest one is if they do not.
Short answer: In Waukegan: Chase (1), Bank of America (1), PNC Bank (2), Fifth Third Bank (1), Huntington (1), BMO (1). No branches in Waukegan: Wells Fargo (nearest in Vernon Hills, 10 mi), U.S. Bank (nearest in Gurnee, 5 mi), Truist, Regions Bank (nearest in Bloomington, 142 mi), TD Bank.
| Bank | In Waukegan | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 2 branches | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| BMO | 1 branch | here |
| Wells Fargo | None | Vernon Hills, 10 miles away |
| U.S. Bank | None | Gurnee, 5 miles away |
| Truist | None | none in Illinois |
| Regions Bank | None | Bloomington, 142 miles away |
| TD Bank | None | none in Illinois |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waukegan to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waukegan residents like anyone else.
Banks near Waukegan
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gurnee (4 miles) and Zion (5 miles). Gurnee, 4 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gurnee, IL | 4 mi | 11 | 12 |
| Banks in Zion, IL | 5 mi | 2 | 2 |
| Banks in Lake Bluff, IL | 6 mi | 2 | 2 |
| Banks in Libertyville, IL | 7 mi | 6 | 10 |
| Banks in Grayslake, IL | 8 mi | 6 | 6 |
| Banks in Lindenhurst, IL | 8 mi | 3 | 3 |
| Banks in Lake Forest, IL | 9 mi | 9 | 12 |
| Banks in Vernon Hills, IL | 10 mi | 10 | 10 |
Bank branch openings and closings in Waukegan
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waukegan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waukegan
Short answer: 2 institutions have their main office in Waukegan: Gideon Credit Union and North Shore Trust and Savings.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Gideon Credit Union | Credit union | $353,000 | 3 |
| North Shore Trust and Savings | Bank | $270.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waukegan by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waukegan offices.
Short answer: Chase is the largest bank with offices in Waukegan, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Old National | $73.86 billion | No. 39 | 2 | Evansville, IN |
| Associated Bank | $51.76 billion | No. 49 | 1 | Green Bay, WI |
| Lake Forest Bank & Trust Company | $9.25 billion | No. 173 | 1 | Lake Forest, IL |
| North Shore Trust and Savings | $270.3 million | No. 2,619 | 2 | Waukegan, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waukegan: FAQ
How many banks are in Waukegan, IL?
Waukegan has 10 banks with 13 branches and 3 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waukegan?
PNC Bank, with 2. Old National has 2 and North Shore Trust and Savings has 2.
Is there a PNC Bank in Waukegan, IL?
Yes. FDIC data lists 2 PNC Bank branches in Waukegan as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Old National in Waukegan, IL?
Yes. FDIC data lists 2 Old National branches in Waukegan as of September 5, 2026. Its branches are listed under Old National above, with the address and directions for each.
Is there a North Shore Trust and Savings in Waukegan, IL?
Yes. FDIC data lists 2 North Shore Trust and Savings branches in Waukegan as of September 5, 2026, the main office at 700 S Lewis Ave. Its branches are listed under North Shore Trust and Savings above, with the address and directions for each.
Is there a Wells Fargo in Waukegan, IL?
No. FDIC data lists no Wells Fargo branch in Waukegan as of September 5, 2026. The nearest is in Vernon Hills, about 10 miles away in a straight line.
Which banks in Waukegan are open on Saturday?
PNC Bank, Old National, Chase and Bank of America and 6 more publish Saturday hours for one or more Waukegan locations. The Saturday section above lists each one with its hours. 4 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Waukegan?
Gideon Credit Union and North Shore Trust and Savings have their main office in Waukegan, according to the FDIC and the NCUA.
What is the oldest bank in Waukegan?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Waukegan?
Gideon Credit Union, Consumers Credit Union and Great Lakes Credit Union have offices in Waukegan. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waukegan in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waukegan?
Nearby cities with more banks include Gurnee, Zion, Lake Bluff. Gurnee is 4 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 13 branches: Associated Bank, BMO, Bank of America, Chase, Fifth Third Bank, Huntington and 2 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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