US Bank Directory

Banks in Spring Bay, IL

1 FDIC-insured bank operates 1 office in Spring Bay, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Spring Bay

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Spring Bay, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Spring Bay

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Morton Community Bank is the only bank with an office in Spring Bay. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Morton Community Bank 1 branch · main office Morton, IL Bank · 1

Morton Community Bank has 1 branch in Spring Bay, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Spring Bay Branch at 1605 N Tremont St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Spring Bay Branch
    1605 N Tremont St, 61611
    Hours: see the bank's site
Morton Community Bank: profile, branches and contacts

Banking in Spring Bay: the local picture

Short answer: 1 bank runs 1 branch in Spring Bay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Morton Community Bank has its main office in Morton, IL, according to the FDIC.

The bank with the longest record here is Morton Community Bank, operating since 1961 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Spring Bay, and where the nearest one is if they do not.

Short answer: No branches in Spring Bay: Chase (nearest in Peoria, 5 mi), Wells Fargo (nearest in Canton, 32 mi), Bank of America (nearest in Shorewood, 85 mi), PNC Bank (nearest in Peoria, 6 mi), U.S. Bank (nearest in Normal, 36 mi), Truist, Fifth Third Bank (nearest in Sterling, 68 mi), Huntington (nearest in Shorewood, 85 mi), Regions Bank (nearest in Peoria, 8 mi), TD Bank, BMO (nearest in Plano, 77 mi).

BankIn Spring BayNearest branch if none here
ChaseNonePeoria, 5 miles away
Wells FargoNoneCanton, 32 miles away
Bank of AmericaNoneShorewood, 85 miles away
PNC BankNonePeoria, 6 miles away
U.S. BankNoneNormal, 36 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSterling, 68 miles away
HuntingtonNoneShorewood, 85 miles away
Regions BankNonePeoria, 8 miles away
TD BankNonenone in Illinois
BMONonePlano, 77 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spring Bay to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spring Bay residents like anyone else.

Banks near Spring Bay

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Peoria Heights (6 miles) and Chillicothe (7 miles). Peoria, 7 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Spring Bay

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Spring Bay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Spring Bay by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spring Bay offices.

Short answer: Morton Community Bank is the largest bank with offices in Spring Bay, with $5.35 billion in total assets on June 30, 2026, No. 277 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Morton Community Bank$5.35 billionNo. 2771Morton, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Spring Bay: FAQ

How many banks are in Spring Bay, IL?

Spring Bay has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Morton Community Bank in Spring Bay, IL?

Yes. FDIC data lists 1 Morton Community Bank branch in Spring Bay as of September 5, 2026. The address and directions are under Morton Community Bank above.

Is there a Chase in Spring Bay, IL?

No. FDIC data lists no Chase branch in Spring Bay as of September 5, 2026. The nearest is in Peoria, about 5 miles away in a straight line.

What is the oldest bank in Spring Bay?

Morton Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1961.

Did any bank branches open or close in Spring Bay in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Spring Bay?

Nearby cities with more banks include Peoria Heights, Chillicothe, Peoria. Peoria Heights is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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