US Bank Directory

Banks in Rock Island, IL

4 FDIC-insured banks operate 7 offices in Rock Island, Illinois, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Rock Island

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 10 locations in Rock Island, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rock Island

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: American Bank and Trust Company has the most locations in Rock Island, with 3. It is followed by U.S. Bank (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Bank and Trust Company 3 branches · main office Davenport, IA Bank · 3

American Bank and Trust Company has 3 branches in Rock Island, 5 across Illinois and 8 nationwide. FDIC records list its main office in Davenport, IA and show it operating since 1999. With $480.9 million in total assets on June 30, 2026, it ranks No. 1,844 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rock Island location is the Rock Island Branch at 3730 18th Ave, dating to 1968; the newest, at 1209 21st Ave, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

American Bank and Trust Company: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 2 branches · main office Cincinnati, OH Bank · 2

U.S. Bank has 2 branches in Rock Island, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Rock Island Branch at 230-18th Street dates to 1998 in FDIC branch records. None of its 2 Rock Island locations with published hours lists Saturday hours.

  • Rock Island Branch
    230-18th Street, 61201
    (309) 794-1120Today 9 am to 12 pm
    All hours

    Mon not published; Tue to Fri 9 am to 12 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Hilltop Branch
    3411 18th Ave, 61201
    (309) 793-4040Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Blackhawk Bank & Trust 1 branch · main office Milan, IL Bank · 1

Blackhawk Bank & Trust has 1 branch in Rock Island, 15 across Illinois and 19 nationwide. FDIC records list its main office in Milan, IL and show it operating since 1961. With $2.04 billion in total assets on June 30, 2026, it ranks No. 598 of 4,232 U.S. banks by total assets. The Lil'Hawk Facility at 4610 38th St dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Blackhawk Bank & Trust: profile, branches and contacts
Gas and Electric Credit Union 1 office · main office Rock Island, IL Credit union · 1

Gas and Electric Credit Union has 1 office in Rock Island, 2 across Illinois. It is based in Rock Island, IL and $132.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2300 4Th Ave, 61201
    (309) 793-3610Today 9 am to 5 pm
    All hours

    Mon to Tue 8 am to 5 pm; Wed 9 am to 5 pm; Thu to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Gas and Electric Credit Union: profile, branches and contacts
I. H. Mississippi Valley Credit Union 1 office · main office Moline, IL Credit union · 1

I. H. Mississippi Valley Credit Union has 1 office in Rock Island, 9 across Illinois. It is based in Moline, IL and $2.33 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Rock Island
    4206 5Th Ave, 61201
    (309) 793-6200Today: hours not published
    All hours

    Mon to Thu not published; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

I. H. Mississippi Valley Credit Union: profile, branches and contacts
R.i.a. Credit Union 1 office · main office Rock Island, IL Credit union · 1

R.i.a. Credit Union has 1 office in Rock Island, 5 across Illinois. It is based in Rock Island, IL and $674.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • 11
    Rock Island Arsenal Building 61, 61299
    (563) 355-3800Today 7:30 am to 4:30 pm
    All hours

    Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

R.i.a. Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Rock Island, 24 across Illinois and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The 30Th Street Branch at 1800 30th St dates to 1979 in FDIC branch records. It opens on Saturday.

  • 30Th Street Branch
    1800 30th St, 61201
    (309) 793-9451Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Rock Island

3 credit unions have 3 offices here: I. H. Mississippi Valley Credit Union, R.i.a. Credit Union and Gas and Electric Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rock Island page has every office in the state's directory.

Banking in Rock Island: the local picture

Short answer: 4 banks run 7 branches in Rock Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Rock Island, 1 elsewhere in Illinois and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is American Bank and Trust Company's office at 3730 18th Ave, dating to 1968; the newest is American Bank and Trust Company's at 1209 21st Ave, from 2000.

3 credit unions have 3 offices in Rock Island, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.

Banks by ZIP code in Rock Island

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 61201 has the most bank and credit union offices in Rock Island (9), followed by 61299 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
6120196American Bank and Trust Company, U.S. Bank, Blackhawk Bank & Trust
6129911R.i.a. Credit Union

Banks and credit unions open on Saturday in Rock Island

Short answer: 3 of the 6 Rock Island locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rock Island, and where the nearest one is if they do not.

Short answer: In Rock Island: Wells Fargo (1), U.S. Bank (2). No branches in Rock Island: Chase (nearest in Moline, 3 mi), Bank of America (nearest in Aurora, 115 mi), PNC Bank (nearest in Peoria, 69 mi), Truist, Fifth Third Bank (nearest in Sterling, 51 mi), Huntington (nearest in Aurora, 115 mi), Regions Bank (nearest in Peoria, 71 mi), TD Bank, BMO (nearest in Rockford, 93 mi).

BankIn Rock IslandNearest branch if none here
Wells Fargo1 branchhere
U.S. Bank2 brancheshere
ChaseNoneMoline, 3 miles away
Bank of AmericaNoneAurora, 115 miles away
PNC BankNonePeoria, 69 miles away
TruistNonenone in Illinois
Fifth Third BankNoneSterling, 51 miles away
HuntingtonNoneAurora, 115 miles away
Regions BankNonePeoria, 71 miles away
TD BankNonenone in Illinois
BMONoneRockford, 93 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rock Island to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rock Island residents like anyone else.

Banks near Rock Island

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Milan (3 miles) and Moline (4 miles). Moline, 4 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Rock Island

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rock Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rock Island

Short answer: 2 institutions have their main office in Rock Island: R.i.a. Credit Union and Gas and Electric Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
R.i.a. Credit UnionCredit union$674.1 million1
Gas and Electric Credit UnionCredit union$132.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rock Island by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rock Island offices.

Short answer: Wells Fargo is the largest bank with offices in Rock Island, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 62Cincinnati, OH
Blackhawk Bank & Trust$2.04 billionNo. 5981Milan, IL
American Bank and Trust Company$480.9 millionNo. 1,8443Davenport, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rock Island: FAQ

How many banks are in Rock Island, IL?

Rock Island has 4 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rock Island?

American Bank and Trust Company, with 3. U.S. Bank has 2 and Wells Fargo has 1.

Is there a American Bank and Trust Company in Rock Island, IL?

Yes. FDIC data lists 3 American Bank and Trust Company branches in Rock Island as of September 5, 2026. Its branches are listed under American Bank and Trust Company above, with the address and directions for each.

Is there a U.S. Bank in Rock Island, IL?

Yes. FDIC data lists 2 U.S. Bank branches in Rock Island as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.

Is there a Wells Fargo in Rock Island, IL?

Yes. FDIC data lists 1 Wells Fargo branch in Rock Island as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Chase in Rock Island, IL?

No. FDIC data lists no Chase branch in Rock Island as of September 5, 2026. The nearest is in Moline, about 3 miles away in a straight line.

Which banks in Rock Island are open on Saturday?

Wells Fargo, I. H. Mississippi Valley Credit Union and Gas and Electric Credit Union publish Saturday hours for one or more Rock Island locations. The Saturday section above lists each one with its hours. 4 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Rock Island?

R.i.a. Credit Union and Gas and Electric Credit Union have their main office in Rock Island, according to the FDIC and the NCUA.

What is the oldest bank in Rock Island?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Rock Island?

I. H. Mississippi Valley Credit Union, R.i.a. Credit Union and Gas and Electric Credit Union have offices in Rock Island. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rock Island in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rock Island?

Nearby cities with more banks include Milan, Moline, East Moline. Milan is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 7 branches: U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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