US Bank Directory
Banks in Mattoon, IL
8 FDIC-insured banks operate 10 offices in Mattoon, Illinois, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Mattoon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Mattoon, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mattoon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Mid Bank & Trust and Washington Savings Bank have the most locations in Mattoon, with 2 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Mid Bank & Trust Bank · 2
First Mid Bank & Trust has 2 branches in Mattoon, 52 across Illinois and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mattoon location is its main office at 1515 Charleston Ave, dating to 1865; the newest, at 333 Broadway Ave E, to 1972. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1515 Charleston Ave, 61938
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Cross County Facility333 Broadway Ave E, 61938
Land of Lincoln Credit Union Credit union · 2
Land of Lincoln Credit Union has 2 officees in Mattoon, 15 across Illinois. It is based in Decatur, IL and $517.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Mattoon locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Mattoon - Lakeland500 Lake Land Blvd, 61938
All hours
Mon to Wed 8 am to 5 pm; Thu to Fri 8 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Mattoon720 Broadway Ave, 61938
All hours
Mon to Tue 8:30 am to 5 pm; Wed 8 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 8 am to 5:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Washington Savings Bank Bank · 2
Washington Savings Bank has 2 branches in Mattoon, 4 across Illinois and 4 nationwide. FDIC records list its main office in Effingham, IL and show it operating since 1883. With $585.3 million in total assets on June 30, 2026, it ranks No. 1,594 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mattoon location is the Mattoon Branch at 1111 Charleston Ave, dating to 1889; the newest, at 1117 Broadway Ave E, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Mattoon Branch1111 Charleston Ave, 61938
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Broadway Banking Center1117 Broadway Ave E, 61938
Area Educational Credit Union Credit union · 1
Area Educational Credit Union has 1 office in Mattoon, 1 across Illinois. It is based in Mattoon, IL and $33.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office812 Charleston Ave, 61938
All hours
Mon to Fri 10 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Blaw-knox Credit Union Credit union · 1
Blaw-knox Credit Union has 1 office in Mattoon, 1 across Illinois. It is based in Mattoon, IL and $13.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office215 S 17Th St, 61938
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Casey State Bank Bank · 1
Casey State Bank has 1 branch in Mattoon, 6 across Illinois and 6 nationwide. FDIC records list its main office in Casey, IL and show it operating since 1880. With $496.7 million in total assets on June 30, 2026, it ranks No. 1,804 of 4,232 U.S. banks by total assets. The Casey State Bank Mattoon Branch at 2400 Samsa Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Casey State Bank Mattoon Branch2400 Samsa Dr, 61938
First Federal Savings and Loan Association of Central Illinois, S.B. Bank · 1
First Federal Savings and Loan Association of Central Illinois, S.B. has 1 branch in Mattoon, 4 across Illinois and 4 nationwide. FDIC records list its main office in Shelbyville, IL and show it operating since 1906. With $235.0 million in total assets on June 30, 2026, it ranks No. 2,801 of 4,232 U.S. banks by total assets. The Mattoon Branch at 101 Broadway Ave E dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mattoon Branch101 Broadway Ave E, 61938
First Neighbor Bank Bank · 1
First Neighbor Bank has 1 branch in Mattoon, 10 across Illinois and 10 nationwide. FDIC records list its main office in Toledo, IL and show it operating since 1933. With $736.0 million in total assets on June 30, 2026, it ranks No. 1,335 of 4,232 U.S. banks by total assets. The Mattoon Branch at 900 Broadway Ave E dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mattoon Branch900 Broadway Ave E, 61938
Prairie State Bank and Trust Bank · 1
Prairie State Bank and Trust has 1 branch in Mattoon, 19 across Illinois and 19 nationwide. FDIC records list its main office in Springfield, IL and show it operating since 1988. With $840.1 million in total assets on June 30, 2026, it ranks No. 1,211 of 4,232 U.S. banks by total assets. The Mattoon Branch at 2121 Western Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mattoon Branch2121 Western Ave, 61938
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Mattoon, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Charleston Branch at 1400 Charleston Ave dates to 1910 in FDIC branch records. Its published hours do not list Saturday.
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Charleston Branch1400 Charleston Ave, 61938
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Mattoon, 38 across Illinois and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Mattoon Walmart Branch at 101 Dettro Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mattoon Walmart Branch101 Dettro Dr, 61938
Join a credit union in Mattoon
3 credit unions have 4 offices here: Land of Lincoln Credit Union, Area Educational Credit Union and Blaw-knox Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mattoon page has every office in the state's directory.
Banking in Mattoon: the local picture
Short answer: 8 banks run 10 branches in Mattoon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 1 has its main office in Mattoon, 5 elsewhere in Illinois and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Mid Bank & Trust's office at 1515 Charleston Ave, dating to 1865; the newest is First Federal Savings and Loan Association of Central Illinois, S.B.'s at 101 Broadway Ave E, from 2026.
3 credit unions have 4 offices in Mattoon, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 9 locations have no published hours in these sources.
Credit unions open on Saturday in Mattoon
Short answer: 2 of the 5 Mattoon locations with published hours open on Saturday, run by 2 institutions.
- Land of Lincoln Credit Union: 1 of 2 offices (720 Broadway Ave: Saturday 8 am to 5:30 pm)
- Area Educational Credit Union: 1 of 1 office (812 Charleston Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mattoon, and where the nearest one is if they do not.
Short answer: In Mattoon: U.S. Bank (1). No branches in Mattoon: Chase (nearest in Champaign, 44 mi), Wells Fargo (nearest in Canton, 116 mi), Bank of America (nearest in O Fallon, 105 mi), PNC Bank (nearest in Decatur, 42 mi), Truist, Fifth Third Bank (nearest in Effingham, 27 mi), Huntington (nearest in New Lenox, 142 mi), Regions Bank (nearest in Decatur, 36 mi), TD Bank, BMO (nearest in Belleville, 109 mi).
| Bank | In Mattoon | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Champaign, 44 miles away |
| Wells Fargo | None | Canton, 116 miles away |
| Bank of America | None | O Fallon, 105 miles away |
| PNC Bank | None | Decatur, 42 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Effingham, 27 miles away |
| Huntington | None | New Lenox, 142 miles away |
| Regions Bank | None | Decatur, 36 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Belleville, 109 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mattoon to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mattoon residents like anyone else.
Banks near Mattoon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Charleston (9 miles) and Neoga (13 miles). Charleston, 9 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Charleston, IL | 9 mi | 7 | 7 |
| Banks in Neoga, IL | 13 mi | 2 | 2 |
| Banks in Windsor, IL | 13 mi | 2 | 2 |
| Banks in Arcola, IL | 14 mi | 2 | 2 |
| Banks in Sullivan, IL | 16 mi | 3 | 4 |
| Banks in Arthur, IL | 17 mi | 4 | 5 |
| Banks in Tuscola, IL | 22 mi | 5 | 5 |
| Banks in Casey, IL | 23 mi | 3 | 3 |
Bank branch openings and closings in Mattoon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Mattoon between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 13, 2026 | Opened | First Federal Savings and Loan Association of Central Illinois, S.B. | 101 Broadway Ave E, 61938 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Mattoon
Short answer: 3 institutions have their main office in Mattoon: First Mid Bank & Trust, Area Educational Credit Union and Blaw-knox Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Mid Bank & Trust | Bank | $9.14 billion | 2 |
| Area Educational Credit Union | Credit union | $33.2 million | 1 |
| Blaw-knox Credit Union | Credit union | $13.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Mattoon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mattoon offices.
Short answer: U.S. Bank is the largest bank with offices in Mattoon, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. First Mid Bank & Trust is second with $9.14 billion. 1 of the 8 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 2 | Mattoon, IL |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Prairie State Bank and Trust | $840.1 million | No. 1,211 | 1 | Springfield, IL |
| First Neighbor Bank | $736.0 million | No. 1,335 | 1 | Toledo, IL |
| Washington Savings Bank | $585.3 million | No. 1,594 | 2 | Effingham, IL |
| Casey State Bank | $496.7 million | No. 1,804 | 1 | Casey, IL |
| First Federal Savings and Loan Association of Central Illinois, S.B. | $235.0 million | No. 2,801 | 1 | Shelbyville, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mattoon: FAQ
How many banks are in Mattoon, IL?
Mattoon has 8 banks with 10 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Mattoon?
First Mid Bank & Trust, with 2. Washington Savings Bank has 2 and U.S. Bank has 1.
Is there a First Mid Bank & Trust in Mattoon, IL?
Yes. FDIC data lists 2 First Mid Bank & Trust branches in Mattoon as of September 5, 2026, the main office at 1515 Charleston Ave. Its branches are listed under First Mid Bank & Trust above, with the address and directions for each.
Is there a Washington Savings Bank in Mattoon, IL?
Yes. FDIC data lists 2 Washington Savings Bank branches in Mattoon as of September 5, 2026. Its branches are listed under Washington Savings Bank above, with the address and directions for each.
Is there a U.S. Bank in Mattoon, IL?
Yes. FDIC data lists 1 U.S. Bank branch in Mattoon as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Chase in Mattoon, IL?
No. FDIC data lists no Chase branch in Mattoon as of September 5, 2026. The nearest is in Champaign, about 44 miles away in a straight line.
Which banks in Mattoon are open on Saturday?
Land of Lincoln Credit Union and Area Educational Credit Union publish Saturday hours for one or more Mattoon locations. The Saturday section above lists each one with its hours. 9 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Mattoon?
First Mid Bank & Trust, Area Educational Credit Union and Blaw-knox Credit Union have their main office in Mattoon, according to the FDIC and the NCUA.
What is the oldest bank in Mattoon?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Mattoon?
Land of Lincoln Credit Union, Area Educational Credit Union and Blaw-knox Credit Union have offices in Mattoon. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mattoon in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mattoon?
Nearby cities with more banks include Charleston, Neoga, Windsor. Charleston is 9 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 10 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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