US Bank Directory

Banks in Mason City, IL

2 FDIC-insured banks operate 2 offices in Mason City, Illinois.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mason City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Mason City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mason City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Alliance Community Bank and Mason City National Bank have the most locations in Mason City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alliance Community Bank 1 branch · main office Petersburg, IL Bank · 1

Alliance Community Bank has 1 branch in Mason City, 6 across Illinois and 6 nationwide. FDIC records list its main office in Petersburg, IL and show it operating since 1910. With $414.5 million in total assets on June 30, 2026, it ranks No. 2,032 of 4,232 U.S. banks by total assets. The Mason City Branch at 123 W Elm St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Alliance Community Bank: profile, branches and contacts
Mason City National Bank 1 branch · main office Mason City, IL Bank · 1

Mason City National Bank has 1 branch in Mason City, 1 across Illinois and 1 nationwide. FDIC records list its main office in Mason City, IL and show it operating since 1944. With $91.4 million in total assets on June 30, 2026, it ranks No. 3,757 of 4,232 U.S. banks by total assets. Its main office at 104 W Pine St dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    104 W Pine St, 62664
    Hours: see the bank's site
Mason City National Bank: profile, branches and contacts

Banking in Mason City: the local picture

Short answer: 2 banks run 2 branches in Mason City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Mason City, 1 elsewhere in Illinois, according to the FDIC.

The bank with the longest record here is Alliance Community Bank, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is Mason City National Bank's office at 104 W Pine St, dating to 1944; the newest is Alliance Community Bank's at 123 W Elm St, from 2021.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mason City, and where the nearest one is if they do not.

Short answer: No branches in Mason City: Chase (nearest in Springfield, 28 mi), Wells Fargo (nearest in Canton, 30 mi), Bank of America (nearest in O Fallon, 112 mi), PNC Bank (nearest in Pekin, 24 mi), U.S. Bank (nearest in Springfield, 27 mi), Truist, Fifth Third Bank (nearest in Effingham, 97 mi), Huntington (nearest in Shorewood, 121 mi), Regions Bank (nearest in Lincoln, 18 mi), TD Bank, BMO (nearest in Channahon, 112 mi).

BankIn Mason CityNearest branch if none here
ChaseNoneSpringfield, 28 miles away
Wells FargoNoneCanton, 30 miles away
Bank of AmericaNoneO Fallon, 112 miles away
PNC BankNonePekin, 24 miles away
U.S. BankNoneSpringfield, 27 miles away
TruistNonenone in Illinois
Fifth Third BankNoneEffingham, 97 miles away
HuntingtonNoneShorewood, 121 miles away
Regions BankNoneLincoln, 18 miles away
TD BankNonenone in Illinois
BMONoneChannahon, 112 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mason City to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mason City residents like anyone else.

Banks near Mason City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Manito (16 miles) and Petersburg (16 miles). Pekin, 25 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Mason City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mason City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mason City

Short answer: 1 institution has its main office in Mason City: Mason City National Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Mason City National BankBank$91.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mason City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mason City offices.

Short answer: Alliance Community Bank is the largest bank with offices in Mason City, with $414.5 million in total assets on June 30, 2026, No. 2,032 among U.S. banks by total assets. Mason City National Bank is second with $91.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Alliance Community Bank$414.5 millionNo. 2,0321Petersburg, IL
Mason City National Bank$91.4 millionNo. 3,7571Mason City, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mason City: FAQ

How many banks are in Mason City, IL?

Mason City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Mason City?

Alliance Community Bank, with 1. Mason City National Bank has 1.

Is there a Alliance Community Bank in Mason City, IL?

Yes. FDIC data lists 1 Alliance Community Bank branch in Mason City as of September 5, 2026. The address and directions are under Alliance Community Bank above.

Is there a Chase in Mason City, IL?

No. FDIC data lists no Chase branch in Mason City as of September 5, 2026. The nearest is in Springfield, about 28 miles away in a straight line.

Which banks are headquartered in Mason City?

Mason City National Bank has its main office in Mason City, according to the FDIC.

What is the oldest bank in Mason City?

Alliance Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1910.

Did any bank branches open or close in Mason City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mason City?

Nearby cities with more banks include Manito, Petersburg, Lincoln. Manito is 16 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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