US Bank Directory
Banks in Lake Zurich, IL
6 FDIC-insured banks operate 6 offices in Lake Zurich, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lake Zurich
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Lake Zurich, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Zurich
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Lake Zurich, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Lake Zurich, 121 across Illinois and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lake Zurich Commons Branch at 790 Main St dates to 1989 in FDIC branch records. It opens on Saturday.
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Lake Zurich Commons Branch790 Main St, 60047
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Baxter Credit Union Credit union · 1
Baxter Credit Union has 1 office in Lake Zurich, 9 across Illinois. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lake Zurich444 S Rand Rd Ste 100, 60047
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Byline Bank Bank · 1
Byline Bank has 1 branch in Lake Zurich, 50 across Illinois and 55 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1972. With $9.91 billion in total assets on June 30, 2026, it ranks No. 163 of 4,232 U.S. banks by total assets. The Lake Zurich Branch at 1100 S Rand Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Zurich Branch1100 S Rand Rd, 60047
Chase Bank · 1
Chase has 1 branch in Lake Zurich, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lake Zurich Plaza Branch at 455 S. Rand Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Zurich Plaza Branch455 S. Rand Rd, 60047
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Lake Zurich, 161 across Illinois and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Lake Zurich Branch at 459 S Rand Rd dates to 1989 in FDIC branch records. It opens on Saturday.
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Lake Zurich Branch459 S Rand Rd, 60047
All hours
Mon closed; Tue to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First American Bank Bank · 1
First American Bank has 1 branch in Lake Zurich, 49 across Illinois and 58 nationwide. FDIC records list its main office in Elk Grove Village, IL and show it operating since 1901. With $8.63 billion in total assets on June 30, 2026, it ranks No. 188 of 4,232 U.S. banks by total assets. The Lake Zurich Branch at 33 S Rand Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Zurich Branch33 S Rand Rd, 60047
PNC Bank Bank · 1
PNC Bank has 1 branch in Lake Zurich, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lake Zurich Branch at 111 Quentin Rd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Zurich Branch111 Quentin Rd, 60047
Join a credit union in Lake Zurich
1 credit union has 1 office here: Baxter Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Zurich page has every office in the state's directory.
Banking in Lake Zurich: the local picture
Short answer: 6 banks run 6 branches in Lake Zurich according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Lake Zurich, 2 elsewhere in Illinois and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 459 S Rand Rd, dating to 1989; the newest is Chase's at 455 S. Rand Rd, from 2023.
The only credit union with an office here is Baxter Credit Union.
Of the 3 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lake Zurich
Short answer: 3 of the 3 Lake Zurich locations with published hours open on Saturday, run by 3 institutions.
- Bank of America: 1 of 1 branch (790 Main St: Saturday 9 am to 2 pm)
- Fifth Third Bank: 1 of 1 branch (459 S Rand Rd: Saturday 9 am to 2 pm)
- Baxter Credit Union: 1 of 1 office (444 S Rand Rd Ste 100: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Zurich, and where the nearest one is if they do not.
Short answer: In Lake Zurich: Chase (1), Bank of America (1), PNC Bank (1), Fifth Third Bank (1). No branches in Lake Zurich: Wells Fargo (nearest in Palatine, 5 mi), U.S. Bank (nearest in Palatine, 5 mi), Truist, Huntington (nearest in North Barrington, 3 mi), Regions Bank (nearest in Bloomington, 126 mi), TD Bank, BMO (nearest in Barrington, 3 mi).
| Bank | In Lake Zurich | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | Palatine, 5 miles away |
| U.S. Bank | None | Palatine, 5 miles away |
| Truist | None | none in Illinois |
| Huntington | None | North Barrington, 3 miles away |
| Regions Bank | None | Bloomington, 126 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Barrington, 3 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Zurich to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Zurich residents like anyone else.
Banks near Lake Zurich
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kildeer (3 miles) and Barrington (4 miles). Palatine, 6 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kildeer, IL | 3 mi | 2 | 2 |
| Banks in Barrington, IL | 4 mi | 5 | 8 |
| Banks in Wauconda, IL | 5 mi | 3 | 3 |
| Banks in Palatine, IL | 6 mi | 12 | 17 |
| Banks in Mundelein, IL | 6 mi | 8 | 9 |
| Banks in Buffalo Grove, IL | 7 mi | 11 | 16 |
| Banks in Cary, IL | 8 mi | 4 | 4 |
| Banks in Vernon Hills, IL | 8 mi | 10 | 10 |
Bank branch openings and closings in Lake Zurich
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Zurich between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Zurich by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Zurich offices.
Short answer: Chase is the largest bank with offices in Lake Zurich, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Byline Bank | $9.91 billion | No. 163 | 1 | Chicago, IL |
| First American Bank | $8.63 billion | No. 188 | 1 | Elk Grove Village, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Zurich: FAQ
How many banks are in Lake Zurich, IL?
Lake Zurich has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Zurich?
Chase, with 1. Bank of America has 1 and PNC Bank has 1.
Is there a Chase in Lake Zurich, IL?
Yes. FDIC data lists 1 Chase branch in Lake Zurich as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Lake Zurich, IL?
Yes. FDIC data lists 1 Bank of America branch in Lake Zurich as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Lake Zurich, IL?
Yes. FDIC data lists 1 PNC Bank branch in Lake Zurich as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Wells Fargo in Lake Zurich, IL?
No. FDIC data lists no Wells Fargo branch in Lake Zurich as of September 5, 2026. The nearest is in Palatine, about 5 miles away in a straight line.
Which banks in Lake Zurich are open on Saturday?
Bank of America, Fifth Third Bank and Baxter Credit Union publish Saturday hours for one or more Lake Zurich locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lake Zurich?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lake Zurich?
Baxter Credit Union has an office in Lake Zurich. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Zurich in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Zurich?
Nearby cities with more banks include Kildeer, Barrington, Wauconda. Kildeer is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: Bank of America, Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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