US Bank Directory
Banks in Lacon, IL
2 FDIC-insured banks operate 2 offices in Lacon, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lacon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Lacon, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lacon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Morton Community Bank and The First National Bank of Lacon have the most locations in Lacon, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Morton Community Bank Bank · 1
Morton Community Bank has 1 branch in Lacon, 49 across Illinois and 49 nationwide. FDIC records list its main office in Morton, IL and show it operating since 1961. With $5.35 billion in total assets on June 30, 2026, it ranks No. 277 of 4,232 U.S. banks by total assets. The Lacon Branch at 313 5th St dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lacon Branch313 5th St, 61540
The First National Bank of Lacon Bank · 1
The First National Bank of Lacon has 1 branch in Lacon, 1 across Illinois and 1 nationwide. FDIC records list its main office in Lacon, IL and show it operating since 1864. With $103.7 million in total assets on June 30, 2026, it ranks No. 3,673 of 4,232 U.S. banks by total assets. Its main office at 111 S Broad St dates to 1864 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office111 S Broad St, 61540
Banking in Lacon: the local picture
Short answer: 2 banks run 2 branches in Lacon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Lacon, 1 elsewhere in Illinois, according to the FDIC.
The bank with the longest record here is The First National Bank of Lacon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Lacon's office at 111 S Broad St, dating to 1864; the newest is Morton Community Bank's at 313 5th St, from 1922.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lacon, and where the nearest one is if they do not.
Short answer: No branches in Lacon: Chase (nearest in Peoria, 20 mi), Wells Fargo (nearest in Canton, 46 mi), Bank of America (nearest in Shorewood, 72 mi), PNC Bank (nearest in Peoria, 20 mi), U.S. Bank (nearest in Normal, 43 mi), Truist, Fifth Third Bank (nearest in Sterling, 55 mi), Huntington (nearest in Shorewood, 72 mi), Regions Bank (nearest in Peoria, 23 mi), TD Bank, BMO (nearest in Plano, 63 mi).
| Bank | In Lacon | Nearest branch if none here |
|---|---|---|
| Chase | None | Peoria, 20 miles away |
| Wells Fargo | None | Canton, 46 miles away |
| Bank of America | None | Shorewood, 72 miles away |
| PNC Bank | None | Peoria, 20 miles away |
| U.S. Bank | None | Normal, 43 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Sterling, 55 miles away |
| Huntington | None | Shorewood, 72 miles away |
| Regions Bank | None | Peoria, 23 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Plano, 63 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lacon to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lacon residents like anyone else.
Banks near Lacon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Henry (7 miles) and Chillicothe (8 miles). Peoria, 22 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Henry, IL | 7 mi | 2 | 2 |
| Banks in Chillicothe, IL | 8 mi | 2 | 2 |
| Banks in Metamora, IL | 16 mi | 3 | 3 |
| Banks in Roanoke, IL | 19 mi | 2 | 2 |
| Banks in Princeville, IL | 19 mi | 2 | 2 |
| Banks in Peoria Heights, IL | 21 mi | 2 | 2 |
| Banks in Peoria, IL | 22 mi | 17 | 31 |
| Banks in Washington, IL | 22 mi | 6 | 7 |
Bank branch openings and closings in Lacon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lacon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lacon
Short answer: 1 institution has its main office in Lacon: The First National Bank of Lacon.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank of Lacon | Bank | $103.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lacon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lacon offices.
Short answer: Morton Community Bank is the largest bank with offices in Lacon, with $5.35 billion in total assets on June 30, 2026, No. 277 among U.S. banks by total assets. The First National Bank of Lacon is second with $103.7 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Morton Community Bank | $5.35 billion | No. 277 | 1 | Morton, IL |
| The First National Bank of Lacon | $103.7 million | No. 3,673 | 1 | Lacon, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lacon: FAQ
How many banks are in Lacon, IL?
Lacon has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Lacon?
Morton Community Bank, with 1. The First National Bank of Lacon has 1.
Is there a Morton Community Bank in Lacon, IL?
Yes. FDIC data lists 1 Morton Community Bank branch in Lacon as of September 5, 2026. The address and directions are under Morton Community Bank above.
Is there a Chase in Lacon, IL?
No. FDIC data lists no Chase branch in Lacon as of September 5, 2026. The nearest is in Peoria, about 20 miles away in a straight line.
Which banks are headquartered in Lacon?
The First National Bank of Lacon has its main office in Lacon, according to the FDIC.
What is the oldest bank in Lacon?
The First National Bank of Lacon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Did any bank branches open or close in Lacon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lacon?
Nearby cities with more banks include Henry, Chillicothe, Metamora. Henry is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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