US Bank Directory
Banks in Carol Stream, IL
6 FDIC-insured banks operate 7 offices in Carol Stream, Illinois, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Carol Stream
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Carol Stream, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carol Stream
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Old Second National Bank has the most locations in Carol Stream, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Old Second National Bank Bank · 2
Old Second National Bank has 2 branches in Carol Stream, 57 across Illinois and 57 nationwide. FDIC records list its main office in Aurora, IL and show it operating since 1887. With $6.86 billion in total assets on June 30, 2026, it ranks No. 225 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carol Stream location is the Gary Avenue Branch at 401 N Gary Ave, dating to 1980; the newest, at 1380 W Army Trail Rd, to 1990. It does not publish hours in the sources this page uses; check its site before you go.
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Fair Oaks Branch1380 W Army Trail Rd, 60188
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Gary Avenue Branch401 N Gary Ave, 60188
BMO Bank · 1
BMO has 1 branch in Carol Stream, 179 across Illinois and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The West Army Trail Road Branch at 850 W Army Trail Rd dates to 1961 in FDIC branch records. It opens on Saturday.
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West Army Trail Road Branch850 W Army Trail Rd, 60188
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Carol Stream, 265 across Illinois and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Carol Stream Branch at 411 S Schmale Rd dates to 1978 in FDIC branch records. It opens on Saturday.
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Carol Stream Branch411 S Schmale Rd, 60188
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Consumers Credit Union Credit union · 1
Consumers Credit Union has 1 office in Carol Stream, 25 across Illinois. It is based in lake Forest, IL and $4.57 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Carol Stream426 W Army Trail Rd, 60188
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Parkway Bank Bank · 1
Parkway Bank has 1 branch in Carol Stream, 23 across Illinois and 27 nationwide. FDIC records list its main office in Harwood Heights, IL and show it operating since 1964. With $3.66 billion in total assets on June 30, 2026, it ranks No. 360 of 4,232 U.S. banks by total assets. The Carol Stream Branch at 914 W Army Trail Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carol Stream Branch914 W Army Trail Rd, 60188
PNC Bank Bank · 1
PNC Bank has 1 branch in Carol Stream, 148 across Illinois and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Carol Stream Branch at 560 W Army Trail Rd dates to 2004 in FDIC branch records. It opens on Saturday.
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Carol Stream Branch560 W Army Trail Rd, 60188
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Carol Stream, 153 across Illinois and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Carol Stream at 451 S Schmale Rd dates to 1889 in FDIC branch records. It opens on Saturday.
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Carol Stream451 S Schmale Rd, 60188
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Carol Stream
1 credit union has 1 office here: Consumers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carol Stream page has every office in the state's directory.
Banking in Carol Stream: the local picture
Short answer: 6 banks run 7 branches in Carol Stream according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Carol Stream, 3 elsewhere in Illinois and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 451 S Schmale Rd, dating to 1889; the newest is Parkway Bank's at 914 W Army Trail Rd, from 2009.
The only credit union with an office here is Consumers Credit Union.
Of the 5 locations with published hours. 5 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Carol Stream
Short answer: 5 of the 5 Carol Stream locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 1 branch (411 S Schmale Rd: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (451 S Schmale Rd: Saturday 9 am to 1 pm)
- PNC Bank: 1 of 1 branch (560 W Army Trail Rd: Saturday 9 am to 1 pm)
- BMO: 1 of 1 branch (850 W Army Trail Rd: Saturday 9 am to 12 pm)
- Consumers Credit Union: 1 of 1 office (426 W Army Trail Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carol Stream, and where the nearest one is if they do not.
Short answer: In Carol Stream: Chase (1), PNC Bank (1), U.S. Bank (1), BMO (1). No branches in Carol Stream: Wells Fargo (nearest in Schaumburg, 8 mi), Bank of America (nearest in Glendale Heights, 3 mi), Truist, Fifth Third Bank (nearest in Bloomingdale, 2 mi), Huntington (nearest in Glendale Heights, 3 mi), Regions Bank (nearest in Bloomington, 108 mi), TD Bank.
| Bank | In Carol Stream | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Wells Fargo | None | Schaumburg, 8 miles away |
| Bank of America | None | Glendale Heights, 3 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | Bloomingdale, 2 miles away |
| Huntington | None | Glendale Heights, 3 miles away |
| Regions Bank | None | Bloomington, 108 miles away |
| TD Bank | None | none in Illinois |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carol Stream to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carol Stream residents like anyone else.
Banks near Carol Stream
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bloomingdale (3 miles) and Glendale Heights (3 miles). Wheaton, 5 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bloomingdale, IL | 3 mi | 10 | 10 |
| Banks in Glendale Heights, IL | 3 mi | 5 | 6 |
| Banks in West Chicago, IL | 4 mi | 4 | 5 |
| Banks in Wheaton, IL | 5 mi | 12 | 15 |
| Banks in Bartlett, IL | 5 mi | 6 | 6 |
| Banks in Roselle, IL | 5 mi | 4 | 5 |
| Banks in Hanover Park, IL | 5 mi | 5 | 5 |
| Banks in Glen Ellyn, IL | 6 mi | 10 | 10 |
Bank branch openings and closings in Carol Stream
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carol Stream between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Carol Stream by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carol Stream offices.
Short answer: Chase is the largest bank with offices in Carol Stream, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Old Second National Bank | $6.86 billion | No. 225 | 2 | Aurora, IL |
| Parkway Bank | $3.66 billion | No. 360 | 1 | Harwood Heights, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carol Stream: FAQ
How many banks are in Carol Stream, IL?
Carol Stream has 6 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carol Stream?
Old Second National Bank, with 2. Chase has 1 and U.S. Bank has 1.
Is there a Old Second National Bank in Carol Stream, IL?
Yes. FDIC data lists 2 Old Second National Bank branches in Carol Stream as of September 5, 2026. Its branches are listed under Old Second National Bank above, with the address and directions for each.
Is there a Chase in Carol Stream, IL?
Yes. FDIC data lists 1 Chase branch in Carol Stream as of September 5, 2026. The address and directions are under Chase above.
Is there a U.S. Bank in Carol Stream, IL?
Yes. FDIC data lists 1 U.S. Bank branch in Carol Stream as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Wells Fargo in Carol Stream, IL?
No. FDIC data lists no Wells Fargo branch in Carol Stream as of September 5, 2026. The nearest is in Schaumburg, about 8 miles away in a straight line.
Which banks in Carol Stream are open on Saturday?
Chase, U.S. Bank, PNC Bank and BMO and 1 more publish Saturday hours for one or more Carol Stream locations. The Saturday section above lists each one with its hours. 3 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Carol Stream?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Carol Stream?
Consumers Credit Union has an office in Carol Stream. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carol Stream in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carol Stream?
Nearby cities with more banks include Bloomingdale, Glendale Heights, West Chicago. Bloomingdale is 3 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: BMO, Chase, PNC Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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