US Bank Directory

Banks in Soda Springs, ID

2 FDIC-insured banks operate 2 offices in Soda Springs, Idaho, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Soda Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Soda Springs, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Soda Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank and Ireland Bank have the most locations in Soda Springs, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Advantage Plus Credit Union 1 office · main office Pocatello, ID Credit union · 1

Advantage Plus Credit Union has 1 office in Soda Springs, 7 across Idaho. It is based in Pocatello, ID and $289.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Soda Springs
    70 E 2Nd S, 83276
    (208) 547-2338Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Advantage Plus Credit Union: profile, branches and contacts
Ireland Bank 1 branch · main office Malad City, ID Bank · 1

Ireland Bank has 1 branch in Soda Springs, 12 across Idaho and 12 nationwide. FDIC records list its main office in Malad City, ID and show it operating since 1892. With $355.4 million in total assets on June 30, 2026, it ranks No. 2,240 of 4,232 U.S. banks by total assets. The Soda Springs Branch at 98 W 2nd S dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Ireland Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Soda Springs, 51 across Idaho and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Soda Springs Branch at 189 S Main St dates to 1963 in FDIC branch records. Its published hours do not list Saturday.

  • Soda Springs Branch
    189 S Main St, 83276
    (208) 547-3363Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Soda Springs

1 credit union has 1 office here: Advantage Plus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Soda Springs page has every office in the state's directory.

Banking in Soda Springs: the local picture

Short answer: 2 banks run 2 branches in Soda Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Soda Springs, 1 elsewhere in Idaho and 1 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 189 S Main St, dating to 1963; the newest is Ireland Bank's at 98 W 2nd S, from 1976.

The only credit union with an office here is Advantage Plus Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Soda Springs

Short answer: None of the 2 Soda Springs locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Soda Springs, and where the nearest one is if they do not.

Short answer: In Soda Springs: U.S. Bank (1). No branches in Soda Springs: Chase (nearest in Ammon, 60 mi), Wells Fargo (nearest in Pocatello, 46 mi), Bank of America (nearest in Boise, 245 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ketchum, 156 mi).

BankIn Soda SpringsNearest branch if none here
U.S. Bank1 branchhere
ChaseNoneAmmon, 60 miles away
Wells FargoNonePocatello, 46 miles away
Bank of AmericaNoneBoise, 245 miles away
PNC BankNonenone in Idaho
TruistNonenone in Idaho
Fifth Third BankNonenone in Idaho
HuntingtonNonenone in Idaho
Regions BankNonenone in Idaho
TD BankNonenone in Idaho
BMONoneKetchum, 156 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Soda Springs to the nearest branch in Idaho.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Soda Springs residents like anyone else.

Banks near Soda Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Montpelier (28 miles) and Preston (41 miles). Pocatello, 46 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Soda Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Soda Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Soda Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Soda Springs offices.

Short answer: U.S. Bank is the largest bank with offices in Soda Springs, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Ireland Bank is second with $355.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Ireland Bank$355.4 millionNo. 2,2401Malad City, ID

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Soda Springs: FAQ

How many banks are in Soda Springs, ID?

Soda Springs has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Soda Springs?

U.S. Bank, with 1. Ireland Bank has 1.

Is there a U.S. Bank in Soda Springs, ID?

Yes. FDIC data lists 1 U.S. Bank branch in Soda Springs as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Ireland Bank in Soda Springs, ID?

Yes. FDIC data lists 1 Ireland Bank branch in Soda Springs as of September 5, 2026. The address and directions are under Ireland Bank above.

Is there a Chase in Soda Springs, ID?

No. FDIC data lists no Chase branch in Soda Springs as of September 5, 2026. The nearest is in Ammon, about 60 miles away in a straight line.

Which banks in Soda Springs are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Soda Springs?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Soda Springs?

Advantage Plus Credit Union has an office in Soda Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Soda Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Soda Springs?

Nearby cities with more banks include Montpelier, Preston, Pocatello. Montpelier is 28 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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