US Bank Directory
Banks in Montpelier, ID
2 FDIC-insured banks operate 2 offices in Montpelier, Idaho, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Montpelier
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Montpelier, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Montpelier
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Zions Bancorporation and Ireland Bank have the most locations in Montpelier, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Advantage Plus Credit Union Credit union · 1
Advantage Plus Credit Union has 1 office in Montpelier, 7 across Idaho. It is based in Pocatello, ID and $289.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Montpelier177 N 4Th St, 83254
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Frontier Credit Union Credit union · 1
Frontier Credit Union has 1 office in Montpelier, 15 across Idaho. It is based in Idaho Falls, ID and $810.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Montpelier230 N 4Th St, 83254
All hours
Mon not published; Tue to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ireland Bank Bank · 1
Ireland Bank has 1 branch in Montpelier, 12 across Idaho and 12 nationwide. FDIC records list its main office in Malad City, ID and show it operating since 1892. With $355.4 million in total assets on June 30, 2026, it ranks No. 2,240 of 4,232 U.S. banks by total assets. The Montpelier Branch at 420 N 4th St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montpelier Branch420 N 4th St, 83254
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Montpelier, 25 across Idaho and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Bear Lake Valley Office at 902 Washington St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bear Lake Valley Office902 Washington St, 83254
Join a credit union in Montpelier
2 credit unions have 2 offices here: Frontier Credit Union and Advantage Plus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Montpelier page has every office in the state's directory.
Banking in Montpelier: the local picture
Short answer: 2 banks run 2 branches in Montpelier according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Montpelier, 1 elsewhere in Idaho and 1 out of state, according to the FDIC.
The bank with the longest record here is Zions Bancorporation, operating since 1873 according to the FDIC. In FDIC branch records, the longest-running branch is Zions Bancorporation's office at 902 Washington St, dating to 1963; the newest is Ireland Bank's at 420 N 4th St, from 1998.
2 credit unions have 2 offices in Montpelier, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Montpelier
Short answer: None of the 2 Montpelier locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Montpelier, and where the nearest one is if they do not.
Short answer: No branches in Montpelier: Chase (nearest in Ammon, 87 mi), Wells Fargo (nearest in Pocatello, 70 mi), Bank of America (nearest in Boise, 267 mi), PNC Bank, U.S. Bank (nearest in Soda Springs, 28 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ketchum, 181 mi).
| Bank | In Montpelier | Nearest branch if none here |
|---|---|---|
| Chase | None | Ammon, 87 miles away |
| Wells Fargo | None | Pocatello, 70 miles away |
| Bank of America | None | Boise, 267 miles away |
| PNC Bank | None | none in Idaho |
| U.S. Bank | None | Soda Springs, 28 miles away |
| Truist | None | none in Idaho |
| Fifth Third Bank | None | none in Idaho |
| Huntington | None | none in Idaho |
| Regions Bank | None | none in Idaho |
| TD Bank | None | none in Idaho |
| BMO | None | Ketchum, 181 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montpelier to the nearest branch in Idaho.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montpelier residents like anyone else.
Banks near Montpelier
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Soda Springs (28 miles) and Preston (33 miles). Pocatello, 70 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Soda Springs, ID | 28 mi | 2 | 2 |
| Banks in Preston, ID | 33 mi | 3 | 3 |
| Banks in Pocatello, ID | 70 mi | 9 | 13 |
| Banks in Blackfoot, ID | 80 mi | 6 | 6 |
| Banks in Ammon, ID | 87 mi | 5 | 5 |
| Banks in Idaho Falls, ID | 88 mi | 8 | 16 |
| Banks in Aberdeen, ID | 89 mi | 2 | 2 |
| Banks in Driggs, ID | 97 mi | 4 | 4 |
Bank branch openings and closings in Montpelier
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Montpelier between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Montpelier by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montpelier offices.
Short answer: Zions Bancorporation is the largest bank with offices in Montpelier, with $89.04 billion in total assets on June 30, 2026, No. 35 among U.S. banks by total assets. Ireland Bank is second with $355.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Ireland Bank | $355.4 million | No. 2,240 | 1 | Malad City, ID |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montpelier: FAQ
How many banks are in Montpelier, ID?
Montpelier has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Montpelier?
Zions Bancorporation, with 1. Ireland Bank has 1.
Is there a Zions Bancorporation in Montpelier, ID?
Yes. FDIC data lists 1 Zions Bancorporation branch in Montpelier as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Ireland Bank in Montpelier, ID?
Yes. FDIC data lists 1 Ireland Bank branch in Montpelier as of September 5, 2026. The address and directions are under Ireland Bank above.
Is there a Chase in Montpelier, ID?
No. FDIC data lists no Chase branch in Montpelier as of September 5, 2026. The nearest is in Ammon, about 87 miles away in a straight line.
Which banks in Montpelier are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Montpelier?
Zions Bancorporation has the longest record among banks with a branch here: the FDIC shows it operating since 1873.
Which credit unions can I join in Montpelier?
Frontier Credit Union and Advantage Plus Credit Union have offices in Montpelier. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Montpelier in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montpelier?
Nearby cities with more banks include Soda Springs, Preston, Pocatello. Soda Springs is 28 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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