US Bank Directory
Banks in Sandpoint, ID
6 FDIC-insured banks operate 6 offices in Sandpoint, Idaho, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sandpoint
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Sandpoint, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sandpoint
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Sandpoint, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Sandpoint, 25 across Idaho and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Sandpoint Branch at 414 Church Street dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Sandpoint Branch414 Church Street, 83864
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Glacier Bank Bank · 1
Glacier Bank has 1 branch in Sandpoint, 37 across Idaho and 261 nationwide. FDIC records list its main office in Kalispell, MT and show it operating since 1955. With $31.58 billion in total assets on June 30, 2026, it ranks No. 69 of 4,232 U.S. banks by total assets. The Sandpoint West Branch at 1323 Highway 2 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sandpoint West Branch1323 Highway 2, 83864
Horizon Credit Union Credit union · 1
Horizon Credit Union has 1 office in Sandpoint, 12 across Idaho. It is based in Spokane Valley, WA and $2.00 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sandpoint Branch520 5Th Ave, 83864
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Sandpoint, 51 across Idaho and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Sandpoint Branch at 201 Main St dates to 1949 in FDIC branch records. Its published hours do not list Saturday.
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Sandpoint Branch201 Main St, 83864
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Sandpoint, 21 across Idaho and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Sandpoint Branch at 405 N Second Ave dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sandpoint Branch405 N Second Ave, 83864
Washington Trust Bank Bank · 1
Washington Trust Bank has 1 branch in Sandpoint, 12 across Idaho and 45 nationwide. FDIC records list its main office in Spokane, WA and show it operating since 1902. With $10.54 billion in total assets on June 30, 2026, it ranks No. 153 of 4,232 U.S. banks by total assets. The Sandpoint Branch at 509 N Fifth Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sandpoint Branch509 N Fifth Ave, 83864
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Sandpoint, 44 across Idaho and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sandpoint Branch at 320 N Fourth Ave dates to 1976 in FDIC branch records. Its published hours do not list Saturday.
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Sandpoint Branch320 N Fourth Ave, 83864
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Sandpoint
1 credit union has 1 office here: Horizon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sandpoint page has every office in the state's directory.
Banking in Sandpoint: the local picture
Short answer: 6 banks run 6 branches in Sandpoint according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Sandpoint and 6 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is WaFd Bank's office at 405 N Second Ave, dating to 1916; the newest is Glacier Bank's at 1323 Highway 2, from 2008.
The only credit union with an office here is Horizon Credit Union.
Of the 4 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Sandpoint
Short answer: None of the 4 Sandpoint locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sandpoint, and where the nearest one is if they do not.
Short answer: In Sandpoint: Wells Fargo (1), U.S. Bank (1). No branches in Sandpoint: Chase (nearest in Coeur D'Alene, 41 mi), Bank of America (nearest in Coeur D Alene, 39 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Boise, 322 mi).
| Bank | In Sandpoint | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Coeur D'Alene, 41 miles away |
| Bank of America | None | Coeur D Alene, 39 miles away |
| PNC Bank | None | none in Idaho |
| Truist | None | none in Idaho |
| Fifth Third Bank | None | none in Idaho |
| Huntington | None | none in Idaho |
| Regions Bank | None | none in Idaho |
| TD Bank | None | none in Idaho |
| BMO | None | Boise, 322 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sandpoint to the nearest branch in Idaho.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sandpoint residents like anyone else.
Banks near Sandpoint
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ponderay (2 miles) and Bonners Ferry (31 miles). Coeur D Alene, 41 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ponderay, ID | 2 mi | 2 | 2 |
| Banks in Bonners Ferry, ID | 31 mi | 3 | 3 |
| Banks in Rathdrum, ID | 35 mi | 2 | 2 |
| Banks in Hayden, ID | 38 mi | 4 | 4 |
| Banks in Coeur D Alene, ID | 41 mi | 12 | 20 |
| Banks in Post Falls, ID | 42 mi | 7 | 7 |
| Banks in Kellogg, ID | 55 mi | 2 | 3 |
| Banks in Moscow, ID | 109 mi | 7 | 7 |
Bank branch openings and closings in Sandpoint
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sandpoint between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sandpoint by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sandpoint offices.
Short answer: Wells Fargo is the largest bank with offices in Sandpoint, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Glacier Bank | $31.58 billion | No. 69 | 1 | Kalispell, MT |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Washington Trust Bank | $10.54 billion | No. 153 | 1 | Spokane, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sandpoint: FAQ
How many banks are in Sandpoint, ID?
Sandpoint has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sandpoint?
Wells Fargo, with 1. U.S. Bank has 1 and Columbia Bank has 1.
Is there a Wells Fargo in Sandpoint, ID?
Yes. FDIC data lists 1 Wells Fargo branch in Sandpoint as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Sandpoint, ID?
Yes. FDIC data lists 1 U.S. Bank branch in Sandpoint as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Columbia Bank in Sandpoint, ID?
Yes. FDIC data lists 1 Columbia Bank branch in Sandpoint as of September 5, 2026. The address and directions are under Columbia Bank above.
Is there a Chase in Sandpoint, ID?
No. FDIC data lists no Chase branch in Sandpoint as of September 5, 2026. The nearest is in Coeur D'Alene, about 41 miles away in a straight line.
Which banks in Sandpoint are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Sandpoint?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Sandpoint?
Horizon Credit Union has an office in Sandpoint. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sandpoint in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sandpoint?
Nearby cities with more banks include Ponderay, Bonners Ferry, Rathdrum. Ponderay is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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