US Bank Directory
Banks in Rathdrum, ID
2 FDIC-insured banks operate 2 offices in Rathdrum, Idaho, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rathdrum
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Rathdrum, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rathdrum
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Columbia Bank have the most locations in Rathdrum, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Rathdrum, 25 across Idaho and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Rathdrum Branch at 6878 West Hwy 53 dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
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Rathdrum Branch6878 West Hwy 53, 83858
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Potlatch No. 1 Financial Credit Union Credit union · 1
Potlatch No. 1 Financial Credit Union has 1 office in Rathdrum, 20 across Idaho. It is based in Lewiston, ID and $2.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Rathdrum Branch14678 N Kimo Ct, 83858
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Spokane Teachers Credit Union Credit union · 1
Spokane Teachers Credit Union has 1 office in Rathdrum, 7 across Idaho. It is based in Liberty Lake, WA and $6.38 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Spokane Teachers Credit Union - Rathdrum Branch15573 N Vera St, 83858
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Rathdrum, 44 across Idaho and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lakeland Branch at 16234 N Highway 41 dates to 1975 in FDIC branch records. Its published hours do not list Saturday.
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Lakeland Branch16234 N Highway 41, 83858
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Rathdrum
2 credit unions have 2 offices here: Spokane Teachers Credit Union and Potlatch No. 1 Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rathdrum page has every office in the state's directory.
Banking in Rathdrum: the local picture
Short answer: 2 banks run 2 branches in Rathdrum according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Rathdrum and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 16234 N Highway 41, dating to 1975; the newest is Columbia Bank's at 6878 West Hwy 53, from 2001.
2 credit unions have 2 offices in Rathdrum, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. None open on Saturday.
Saturday hours in Rathdrum
Short answer: None of the 4 Rathdrum locations with published hours lists Saturday hours.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rathdrum, and where the nearest one is if they do not.
Short answer: In Rathdrum: Wells Fargo (1). No branches in Rathdrum: Chase (nearest in Coeur D'Alene, 9 mi), Bank of America (nearest in Coeur D Alene, 7 mi), PNC Bank, U.S. Bank (nearest in Coeur D Alene, 8 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Nampa, 292 mi).
| Bank | In Rathdrum | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Coeur D'Alene, 9 miles away |
| Bank of America | None | Coeur D Alene, 7 miles away |
| PNC Bank | None | none in Idaho |
| U.S. Bank | None | Coeur D Alene, 8 miles away |
| Truist | None | none in Idaho |
| Fifth Third Bank | None | none in Idaho |
| Huntington | None | none in Idaho |
| Regions Bank | None | none in Idaho |
| TD Bank | None | none in Idaho |
| BMO | None | Nampa, 292 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rathdrum to the nearest branch in Idaho.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rathdrum residents like anyone else.
Banks near Rathdrum
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hayden (6 miles) and Post Falls (8 miles). Coeur D Alene, 9 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hayden, ID | 6 mi | 4 | 4 |
| Banks in Post Falls, ID | 8 mi | 7 | 7 |
| Banks in Coeur D Alene, ID | 9 mi | 12 | 20 |
| Banks in Sandpoint, ID | 35 mi | 6 | 6 |
| Banks in Ponderay, ID | 37 mi | 2 | 2 |
| Banks in Kellogg, ID | 40 mi | 2 | 3 |
| Banks in Bonners Ferry, ID | 65 mi | 3 | 3 |
| Banks in Moscow, ID | 76 mi | 7 | 7 |
Bank branch openings and closings in Rathdrum
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rathdrum between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rathdrum by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rathdrum offices.
Short answer: Wells Fargo is the largest bank with offices in Rathdrum, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Columbia Bank is second with $65.37 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rathdrum: FAQ
How many banks are in Rathdrum, ID?
Rathdrum has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rathdrum?
Wells Fargo, with 1. Columbia Bank has 1.
Is there a Wells Fargo in Rathdrum, ID?
Yes. FDIC data lists 1 Wells Fargo branch in Rathdrum as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Columbia Bank in Rathdrum, ID?
Yes. FDIC data lists 1 Columbia Bank branch in Rathdrum as of September 5, 2026. The address and directions are under Columbia Bank above.
Is there a Chase in Rathdrum, ID?
No. FDIC data lists no Chase branch in Rathdrum as of September 5, 2026. The nearest is in Coeur D'Alene, about 9 miles away in a straight line.
Which banks in Rathdrum are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Rathdrum?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Rathdrum?
Spokane Teachers Credit Union and Potlatch No. 1 Financial Credit Union have offices in Rathdrum. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rathdrum in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rathdrum?
Nearby cities with more banks include Hayden, Post Falls, Coeur D Alene. Hayden is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Columbia Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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