US Bank Directory

Banks in Urbandale, IA

9 FDIC-insured banks operate 9 offices in Urbandale, Iowa, and 4 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Urbandale

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 13 locations in Urbandale, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Urbandale

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 9 banks share the most locations in Urbandale, with 1 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Urbandale, 4 across Iowa and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Meredith Branch at 8525 Meredith Dr dates to 1993 in FDIC branch records. It opens on Saturday.

  • Meredith Branch
    8525 Meredith Dr, 50322
    (515) 235-2989Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Urbandale, 21 across Iowa and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Urbandale at 8300 Douglas Ave dates to 1916 in FDIC branch records. It opens on Saturday.

  • Urbandale
    8300 Douglas Ave, 50322
    (515) 270-8054Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Central Bank 1 branch · main office Storm Lake, IA Bank · 1

Central Bank has 1 branch in Urbandale, 17 across Iowa and 23 nationwide. FDIC records list its main office in Storm Lake, IA and show it operating since 1879. With $2.29 billion in total assets on June 30, 2026, it ranks No. 544 of 4,232 U.S. banks by total assets. The 86Th Street Branch at 4848 86th St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 86Th Street Branch
    4848 86th St, 50322
    Hours: see the bank's site
Central Bank: profile, branches and contacts
First Mid Bank & Trust First Mid Bank & Trust, National Association · 1 branch · main office Mattoon, IL Bank · 1

First Mid Bank & Trust has 1 branch in Urbandale, 14 across Iowa and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. The Urbandale Branch at 11881 Hickman Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Urbandale Branch
    11881 Hickman Road, 50323
    Hours: see the bank's site
First Mid Bank & Trust: profile, branches and contacts
Greenstate Credit Union 1 office · main office North Liberty, IA Credit union · 1

Greenstate Credit Union has 1 office in Urbandale, 27 across Iowa. It is based in North Liberty, IA and $11.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Urbandale
    7031 Douglas Ave, 50322
    (515) 237-5371Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Greenstate Credit Union: profile, branches and contacts
Iowa State Bank 1 branch · main office Des Moines, IA Bank · 1

Iowa State Bank has 1 branch in Urbandale, 5 across Iowa and 5 nationwide. FDIC records list its main office in Des Moines, IA and show it operating since 1941. With $480.5 million in total assets on June 30, 2026, it ranks No. 1,847 of 4,232 U.S. banks by total assets. The Hickman Office at 2301 128th St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Iowa State Bank: profile, branches and contacts
Midland Credit Union 1 office · main office Urbandale, IA Credit union · 1

Midland Credit Union has 1 office in Urbandale, 3 across Iowa. It is based in Urbandale, IA and $100.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2891 106Th St, 50322
    (515) 278-1994Today 9:30 am to 5 pm
    All hours

    Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Midland Credit Union: profile, branches and contacts
Midwest Heritage Bank, FSB 1 branch · main office West Des Moines, IA Bank · 1

Midwest Heritage Bank, FSB has 1 branch in Urbandale, 12 across Iowa and 13 nationwide. FDIC records list its main office in West Des Moines, IA and show it operating since 1930. With $768.3 million in total assets on June 30, 2026, it ranks No. 1,306 of 4,232 U.S. banks by total assets. The Urbandale Branch at 8701 Douglas Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Urbandale Branch
    8701 Douglas Ave, 50322
    Hours: see the bank's site
Midwest Heritage Bank, FSB: profile, branches and contacts
Premier Credit Union 1 office · main office Des Moines, IA Credit union · 1

Premier Credit Union has 1 office in Urbandale, 6 across Iowa. It is based in Des Moines, IA and $393.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Urbandale Branch
    10951 Meredith Dr, 50322
    (515) 282-1611Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Premier Credit Union: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Urbandale, 4 across Iowa and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Des Moines Urbandale Branch at 2851 86th St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Des Moines Urbandale Branch
    2851 86th St, 50322
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Serve Credit Union 1 office · main office Des Moines, IA Credit union · 1

Serve Credit Union has 1 office in Urbandale, 2 across Iowa. It is based in Des Moines, IA and $100.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Urbandale Branch
    3743 86Th St, 50322
    (515) 276-6083Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Serve Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Urbandale, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Urbandale Branch at 3501 86th St dates to 1992 in FDIC branch records. It opens on Saturday.

  • Urbandale Branch
    3501 86th St, 50322
    (515) 248-7720Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Urbandale, 39 across Iowa and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Urbandale Branch at 8301 Douglas Ave dates to 1973 in FDIC branch records. It opens on Saturday.

  • Urbandale Branch
    8301 Douglas Ave, 50322
    (515) 237-5909Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Urbandale

4 credit unions have 4 offices here: Greenstate Credit Union, Premier Credit Union, Serve Credit Union and Midland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Urbandale page has every office in the state's directory.

Banking in Urbandale: the local picture

Short answer: 9 banks run 9 branches in Urbandale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Urbandale, 3 elsewhere in Iowa and 6 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 8300 Douglas Ave, dating to 1916; the newest is First Mid Bank & Trust's at 11881 Hickman Road, from 2024.

4 credit unions have 4 offices in Urbandale, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 5 open on Saturday. 5 locations have no published hours in these sources.

Banks by ZIP code in Urbandale

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 50322 has the most bank and credit union offices in Urbandale (11), followed by 50323 (2). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
503221111BMO, Bank of America, Central Bank
5032322First Mid Bank & Trust, Iowa State Bank

Banks and credit unions open on Saturday in Urbandale

Short answer: 5 of the 8 Urbandale locations with published hours open on Saturday, run by 5 institutions.

  • Bank of America: 1 of 1 branch (8525 Meredith Dr: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (8301 Douglas Ave: Saturday 9 am to 2 pm)
  • U.S. Bank: 1 of 1 branch (3501 86th St: Saturday 9 am to 12 pm)
  • BMO: 1 of 1 branch (8300 Douglas Ave: Saturday 9 am to 12 pm)
  • Premier Credit Union: 1 of 1 office (10951 Meredith Dr: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Urbandale, and where the nearest one is if they do not.

Short answer: In Urbandale: Wells Fargo (1), Bank of America (1), U.S. Bank (1), Regions Bank (1), BMO (1). No branches in Urbandale: Chase (nearest in Des Moines, 3 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, TD Bank.

BankIn UrbandaleNearest branch if none here
Wells Fargo1 branchhere
Bank of America1 branchhere
U.S. Bank1 branchhere
Regions Bank1 branchhere
BMO1 branchhere
ChaseNoneDes Moines, 3 miles away
PNC BankNonenone in Iowa
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
TD BankNonenone in Iowa

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Urbandale to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Urbandale residents like anyone else.

Banks near Urbandale

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Windsor Heights (3 miles) and Clive (3 miles). West Des Moines, 4 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Urbandale

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Urbandale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Urbandale

Short answer: 1 institution has its main office in Urbandale: Midland Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Midland Credit UnionCredit union$100.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Urbandale by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Urbandale offices.

Short answer: Bank of America is the largest bank with offices in Urbandale, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Regions Bank$159.79 billionNo. 271Birmingham, AL
First Mid Bank & Trust$9.14 billionNo. 1781Mattoon, IL
Central Bank$2.29 billionNo. 5441Storm Lake, IA
Midwest Heritage Bank, FSB$768.3 millionNo. 1,3061West Des Moines, IA
Iowa State Bank$480.5 millionNo. 1,8471Des Moines, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Urbandale: FAQ

How many banks are in Urbandale, IA?

Urbandale has 9 banks with 9 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Urbandale?

Bank of America, with 1. Wells Fargo has 1 and U.S. Bank has 1.

Is there a Bank of America in Urbandale, IA?

Yes. FDIC data lists 1 Bank of America branch in Urbandale as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Urbandale, IA?

Yes. FDIC data lists 1 Wells Fargo branch in Urbandale as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a U.S. Bank in Urbandale, IA?

Yes. FDIC data lists 1 U.S. Bank branch in Urbandale as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Chase in Urbandale, IA?

No. FDIC data lists no Chase branch in Urbandale as of September 5, 2026. The nearest is in Des Moines, about 3 miles away in a straight line.

Which banks in Urbandale are open on Saturday?

Bank of America, Wells Fargo, U.S. Bank and BMO and 1 more publish Saturday hours for one or more Urbandale locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Urbandale?

Midland Credit Union has its main office in Urbandale, according to the FDIC and the NCUA.

What is the oldest bank in Urbandale?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Urbandale?

Greenstate Credit Union, Premier Credit Union, Serve Credit Union and Midland Credit Union have offices in Urbandale. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Urbandale in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Urbandale?

Nearby cities with more banks include Windsor Heights, Clive, Johnston. Windsor Heights is 3 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 9 branches: BMO, Bank of America, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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