Banks in Polk City, IA

Bank branch map: Polk City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Polk City, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Polk City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Luana Savings Bank, Grinnell State Bank and Home State Bank have the most locations in Polk City, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Grinnell State Bank 1 branch · main office Grinnell, IA Bank · 1

Grinnell State Bank has 1 branch in Polk City, 4 across Iowa and 4 nationwide. FDIC records list its main office in Grinnell, IA and show it operating since 1925. With $498.6 million in total assets on June 30, 2026, it ranks No. 1,800 of 4,232 U.S. banks by total assets. The Polk City Branch at 205 Broadway St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Polk City Branch

  205 Broadway St, 50226

  Hours: see the bank's site
  DirectionsWebsite

Grinnell State Bank: profile, branches and contacts

Home State Bank 1 branch · main office Jefferson, IA Bank · 1

Home State Bank has 1 branch in Polk City, 2 across Iowa and 2 nationwide. FDIC records list its main office in Jefferson, IA and show it operating since 1934. With $480.7 million in total assets on June 30, 2026, it ranks No. 1,846 of 4,232 U.S. banks by total assets. The Polk City Branch at 101 E Bridge Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Polk City Branch

  101 E Bridge Road, 50226

  Hours: see the bank's site
  DirectionsWebsite

Home State Bank: profile, branches and contacts

Luana Savings Bank 1 branch · main office Luana, IA Bank · 1

Luana Savings Bank has 1 branch in Polk City, 6 across Iowa and 6 nationwide. FDIC records list its main office in Luana, IA and show it operating since 1908. With $2.34 billion in total assets on June 30, 2026, it ranks No. 532 of 4,232 U.S. banks by total assets. The Polk City Branch at 855 West Bridge Road dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Polk City Branch

  855 West Bridge Road, 50226

  Hours: see the bank's site
  DirectionsWebsite

Luana Savings Bank: profile, branches and contacts

Banking in Polk City: the local picture

Short answer: 3 banks run 3 branches in Polk City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Polk City, 3 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Luana Savings Bank, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is Grinnell State Bank's office at 205 Broadway St, dating to 1997; the newest is Home State Bank's at 101 E Bridge Road, from 2024.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Polk City, and where the nearest one is if they do not.

Short answer: No branches in Polk City: Chase (nearest in Ankeny, 8 mi), Wells Fargo (nearest in Johnston, 7 mi), Bank of America (nearest in Urbandale, 9 mi), PNC Bank, U.S. Bank (nearest in Grimes, 6 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 10 mi), TD Bank, BMO (nearest in Ankeny, 6 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Polk City to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Polk City residents like anyone else.

Banks near Polk City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grimes (6 miles) and Ankeny (7 miles). Ankeny, 7 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Polk City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Polk City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Polk City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Polk City offices.

Short answer: Luana Savings Bank is the largest bank with offices in Polk City, with $2.34 billion in total assets on June 30, 2026, No. 532 among U.S. banks by total assets. Grinnell State Bank is second with $498.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Polk City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.