US Bank Directory
Banks in Shelby, IA
1 FDIC-insured bank operates 1 office in Shelby, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Shelby
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Shelby, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Shelby
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Shelby County State Bank is the only bank with an office in Shelby. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Shelby County State Bank Bank · 1
The Shelby County State Bank has 1 branch in Shelby, 11 across Iowa and 11 nationwide. FDIC records list its main office in Harlan, IA and show it operating since 1909. With $523.6 million in total assets on June 30, 2026, it ranks No. 1,741 of 4,232 U.S. banks by total assets. The Shelby Branch at 425 East St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Shelby Branch425 East St, 51570
Banking in Shelby: the local picture
Short answer: 1 bank runs 1 branch in Shelby according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Shelby County State Bank has its main office in Harlan, IA, according to the FDIC.
The bank with the longest record here is The Shelby County State Bank, operating since 1909 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Shelby, and where the nearest one is if they do not.
Short answer: No branches in Shelby: Chase (nearest in Council Bluff, 27 mi), Wells Fargo (nearest in Atlantic, 24 mi), Bank of America (nearest in West Des Moines, 85 mi), PNC Bank, U.S. Bank (nearest in Council Bluffs, 27 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 89 mi), TD Bank, BMO (nearest in Woodbine, 20 mi).
| Bank | In Shelby | Nearest branch if none here |
|---|---|---|
| Chase | None | Council Bluff, 27 miles away |
| Wells Fargo | None | Atlantic, 24 miles away |
| Bank of America | None | West Des Moines, 85 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Council Bluffs, 27 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 89 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Woodbine, 20 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shelby to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shelby residents like anyone else.
Banks near Shelby
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Avoca (6 miles) and Harlan (11 miles). Atlantic, 24 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Avoca, IA | 6 mi | 2 | 2 |
| Banks in Harlan, IA | 11 mi | 4 | 6 |
| Banks in Oakland, IA | 15 mi | 2 | 2 |
| Banks in Logan, IA | 20 mi | 2 | 2 |
| Banks in Woodbine, IA | 20 mi | 2 | 2 |
| Banks in Missouri Valley, IA | 23 mi | 4 | 4 |
| Banks in Atlantic, IA | 24 mi | 5 | 6 |
| Banks in Dunlap, IA | 25 mi | 2 | 2 |
Bank branch openings and closings in Shelby
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Shelby between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Shelby by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shelby offices.
Short answer: The Shelby County State Bank is the largest bank with offices in Shelby, with $523.6 million in total assets on June 30, 2026, No. 1,741 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Shelby County State Bank | $523.6 million | No. 1,741 | 1 | Harlan, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Shelby: FAQ
How many banks are in Shelby, IA?
Shelby has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Shelby, IA?
No. FDIC data lists no Chase branch in Shelby as of September 5, 2026. The nearest is in Council Bluff, about 27 miles away in a straight line.
What is the oldest bank in Shelby?
The Shelby County State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.
Did any bank branches open or close in Shelby in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Shelby?
Nearby cities with more banks include Avoca, Harlan, Oakland. Avoca is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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